Comment acheter un bien immobilier au Luxembourg \u2014 Guide complet 2026 \u00b7 zeas.immo<\/title>\n<meta name=\"description\" content=\"Comment acheter un bien immobilier au Luxembourg en 2026\u00a0: co\u00fbts, prix de r\u00e9f\u00e9rence, processus d\u2019achat complet, cr\u00e9dits d\u2019imp\u00f4t et v\u00e9rifications pr\u00e9alables \u2014 expliqu\u00e9s en langage clair.\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Poppins:wght@400;700;900&display=swap\" rel=\"stylesheet\">\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/@tabler\/icons-webfont@latest\/dist\/tabler-icons.min.css\">\n\n<style>\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n BASE RESET & TOKENS\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }\n\n:root {\n --cream: #faf9f7;\n --dark: #111110;\n --orange: #FF5C0B;\n --blue: #506CAA;\n --border: #e4e0da;\n --muted: #555552;\n --soft: #f5f3ef;\n --green: #1FA05E;\n --text: #2a2a28;\n --max-w: 1203px;\n}\n\nhtml, body {\n font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;\n font-size: 14px;\n line-height: 1.55;\n color: var(--text);\n background: #ffffff;\n -webkit-print-color-adjust: exact;\n print-color-adjust: exact;\n}\n\na { color: var(--orange); text-decoration: none; }\na:hover { text-decoration: underline; }\nstrong { font-weight: 600; }\nh2, h3, h4 { font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: var(--dark); margin: 0; }\np { margin: 0; }\nul, ol { padding-left: 18px; }\nli { margin-bottom: 5px; line-height: 1.5; }\nli:last-child { margin-bottom: 0; }\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n WEB LAYOUT \u2014 screen only\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n@media screen {\n\n \/* \u2500\u2500 Wrapper \u2500\u2500 *\/\n .web-guide {\n max-width: var(--max-w);\n margin: 0 auto;\n padding: 0 0 60px;\n }\n\n \/* \u2500\u2500 Kicker \u2500\u2500 *\/\n .kicker {\n font-size: 10px;\n font-weight: 700;\n letter-spacing: .18em;\n text-transform: uppercase;\n color: var(--orange);\n margin-bottom: 6px;\n }\n\n \/* \u2500\u2500 Section divider accent \u2500\u2500 *\/\n .sec-accent {\n height: 3px;\n background: linear-gradient(90deg, var(--orange) 0%, transparent 40%);\n margin: 0;\n }\n\n \/* \u2500\u2500 Section wrapper \u2500\u2500 *\/\n .web-sec {\n padding: 48px 0 44px;\n border-bottom: 1px solid var(--border);\n }\n .web-sec:last-child { border-bottom: none; }\n\n .sec-title {\n font-size: 22px;\n font-weight: 700;\n letter-spacing: -.03em;\n color: var(--dark);\n margin-bottom: 24px;\n line-height: 1.1;\n }\n\n \/* \u2500\u2500 Hero \u2500\u2500 *\/\n .web-hero {\n background: #ffffff;\n border-bottom: 3px solid var(--border);\n padding: 36px 0 32px;\n margin-bottom: 0;\n }\n .web-hero .inner {\n max-width: var(--max-w);\n margin: 0 auto;\n display: flex;\n align-items: flex-start;\n justify-content: space-between;\n gap: 32px;\n padding: 0;\n overflow: visible;\n }\n .hero-left {\n flex: 1 1 0;\n min-width: 0;\n }\n .hero-eyebrow {\n font-size: 10px;\n font-weight: 700;\n text-transform: uppercase;\n letter-spacing: .18em;\n color: var(--orange);\n margin-bottom: 10px;\n }\n .hero-title {\n font-size: 32px;\n font-weight: 700;\n color: var(--dark);\n letter-spacing: -.04em;\n line-height: 1.05;\n margin-bottom: 10px;\n }\n .hero-sub {\n font-size: 14px;\n color: var(--muted);\n line-height: 1.65;\n max-width: 520px;\n }\n .hero-scroll {\n margin-top: 14px;\n font-size: 12px;\n color: var(--muted);\n opacity: .55;\n display: flex;\n align-items: center;\n gap: 6px;\n }\n .hero-scroll::before {\n content: '';\n display: inline-block;\n width: 20px;\n height: 1px;\n background: var(--border);\n }\n .hero-toc {\n flex: 0 0 auto;\n text-align: right;\n padding-left: 24px;\n border-left: 2px solid var(--border);\n align-self: center;\n }\n .hero-toc-label {\n font-size: 10px;\n color: var(--muted);\n text-transform: uppercase;\n letter-spacing: .1em;\n margin-bottom: 8px;\n opacity: .7;\n }\n .hero-toc-items {\n font-size: 12.5px;\n color: var(--muted);\n line-height: 2.1;\n }\n .hero-toc-items a {\n color: var(--muted);\n text-decoration: none;\n display: block;\n transition: color .15s;\n }\n .hero-toc-items a:hover { color: var(--orange); }\n\n \/* \u2500\u2500 Grids \u2500\u2500 *\/\n .grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }\n .grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 18px; }\n .grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 14px; }\n\n \/* \u2500\u2500 Panels \u2500\u2500 *\/\n .panel {\n background: var(--soft);\n border: 1px solid var(--border);\n border-radius: 8px;\n padding: 20px 22px;\n }\n .white-panel {\n background: #fff;\n border: 1px solid var(--border);\n border-radius: 8px;\n padding: 14px 16px;\n }\n .panel-title {\n font-size: 15px;\n font-weight: 700;\n color: var(--dark);\n letter-spacing: -.02em;\n margin-bottom: 14px;\n }\n\n \/* \u2500\u2500 Fact list \u2500\u2500 *\/\n .fact-list { list-style: none; padding: 0; }\n .fact-list li {\n display: grid;\n grid-template-columns: 28px 1fr;\n gap: 10px;\n align-items: flex-start;\n padding: 9px 0;\n border-bottom: 1px solid var(--border);\n font-size: 13px;\n color: var(--muted);\n line-height: 1.45;\n }\n .fact-list li:last-child { border-bottom: none; padding-bottom: 0; }\n .fact-icon {\n width: 26px; height: 26px;\n display: flex; align-items: center; justify-content: center;\n border-radius: 5px;\n background: #fff1e9;\n color: var(--orange);\n flex-shrink: 0;\n }\n .fact-icon i { font-size: 13px; }\n .fact-list strong { color: var(--dark); }\n\n \/* \u2500\u2500 Zone list \u2500\u2500 *\/\n .zone-list { list-style: none; padding: 0; }\n .zone-list li {\n display: grid;\n grid-template-columns: 1fr 1.6fr;\n gap: 12px;\n padding: 9px 0;\n border-bottom: 1px solid var(--border);\n font-size: 13px;\n align-items: baseline;\n }\n .zone-list li:last-child { border-bottom: none; }\n .zone-name { font-weight: 700; color: var(--dark); }\n .zone-desc { color: var(--muted); }\n\n \/* \u2500\u2500 Reason cards \u2500\u2500 *\/\n .reasons {\n display: grid;\n grid-template-columns: 1fr 1fr 1fr;\n gap: 14px;\n margin-top: 20px;\n }\n .r-card { border-radius: 8px; padding: 16px 18px; }\n .r-card.r1 { background: var(--soft); border: 1px solid var(--border); }\n .r-card.r2 { background: #edf7ef; border: 1px solid #d8eadb; }\n .r-card.r3 { background: #fff1e9; border: 1px solid #ffd8c7; }\n .r-card i { font-size: 20px; display: block; margin-bottom: 8px; }\n .r-card.r1 i { color: var(--muted); }\n .r-card.r2 i { color: var(--green); }\n .r-card.r3 i { color: var(--orange); }\n .r-title { font: 700 13.5px 'Helvetica Neue',Arial,sans-serif; color: var(--dark); margin-bottom: 5px; }\n .r-text { font-size: 12.5px; color: var(--muted); line-height: 1.5; }\n\n \/* \u2500\u2500 Step label \u2500\u2500 *\/\n .step-label { display: flex; align-items: center; gap: 9px; margin-bottom: 12px; }\n .step-num {\n width: 24px; height: 24px;\n border-radius: 50%;\n background: var(--orange);\n color: #fff;\n font: 700 11px 'Helvetica Neue', Arial, sans-serif;\n display: flex; align-items: center; justify-content: center;\n flex-shrink: 0;\n }\n .step-title { font: 700 15px 'Helvetica Neue',Arial,sans-serif; color: var(--dark); letter-spacing: -.02em; }\n .step-subtitle { font-size: 12px; color: var(--orange); font-style: italic; }\n\n \/* \u2500\u2500 Price tables \u2500\u2500 *\/\n .pt-head {\n font: 700 10px 'Helvetica Neue', Arial, sans-serif;\n color: var(--muted);\n text-transform: uppercase;\n letter-spacing: .08em;\n margin: 12px 0 5px;\n display: flex; align-items: center; gap: 5px;\n }\n .pt-head i { color: var(--orange); font-size: 12px; }\n table { width: 100%; border-collapse: collapse; }\n th {\n text-align: left;\n padding: 5px 6px 6px;\n border-bottom: 1px solid #dcd7d1;\n font: 700 9px 'Helvetica Neue', Arial, sans-serif;\n color: var(--muted);\n text-transform: uppercase;\n letter-spacing: .08em;\n }\n td {\n padding: 6px;\n border-bottom: 1px solid #ece7e0;\n font-size: 12.5px;\n line-height: 1.35;\n vertical-align: middle;\n }\n tbody tr:last-child td { border-bottom: none; }\n .td-hi { color: var(--orange); font-weight: 700; }\n\n \/* \u2500\u2500 Cost list \u2500\u2500 *\/\n .cost-list {\n display: grid;\n grid-template-columns: 1fr auto;\n gap: 5px 14px;\n margin-top: 10px;\n }\n .cost-list > div {\n padding-bottom: 5px;\n border-bottom: 1px solid var(--border);\n font-size: 12.5px;\n line-height: 1.35;\n }\n .cl-amount { text-align: right; font-weight: 600; color: var(--dark); }\n .cl-green { color: var(--green); font-weight: 600; }\n .cl-total { color: var(--orange); font-weight: 700; font-size: 13px; border-bottom: none !important; }\n .cl-divider { grid-column: 1\/-1; height: 1px; background: #bbb; padding: 0; border: none !important; margin: 2px 0; }\n .cl-nb { border-bottom: none !important; }\n .cl-bold { font-weight: 600; color: var(--dark); }\n\n \/* \u2500\u2500 Calculator CTA panel \u2500\u2500 *\/\n .calc-cta {\n background: var(--orange);\n border-radius: 8px;\n padding: 24px 26px;\n display: flex;\n flex-direction: column;\n justify-content: center;\n gap: 10px;\n }\n .calc-cta .eyebrow {\n font-size: 10px; font-weight: 700;\n text-transform: uppercase; letter-spacing: .18em;\n color: rgba(255,255,255,.6);\n }\n .calc-cta h3 {\n font-size: 19px; font-weight: 700;\n color: #fff; letter-spacing: -.03em;\n line-height: 1.15;\n }\n .calc-cta p {\n font-size: 13px; color: rgba(255,255,255,.8);\n line-height: 1.55;\n }\n .btn-white {\n display: inline-flex; align-items: center; gap: 7px;\n background: #fff; color: var(--orange);\n font: 700 13px 'Helvetica Neue',Arial,sans-serif;\n padding: 10px 18px; border-radius: 999px;\n text-decoration: none; align-self: flex-start;\n margin-top: 4px;\n transition: opacity .15s;\n }\n .btn-white:hover { opacity: .9; text-decoration: none; }\n\n \/* \u2500\u2500 Process step cards \u2500\u2500 *\/\n .step-card {\n background: #fff;\n border: 1px solid var(--border);\n border-radius: 8px;\n padding: 16px 14px;\n position: relative;\n display: flex;\n flex-direction: column;\n transition: border-color .15s, background .15s;\n }\n .step-card:hover { border-color: rgba(255,92,11,.4); background: #fff6f1; }\n .card-num {\n position: absolute; top: 10px; right: 12px;\n font: 700 20px 'Helvetica Neue',Arial,sans-serif;\n color: rgba(0,0,0,.07); line-height: 1;\n }\n .step-card i { font-size: 24px; color: var(--orange); display: block; margin-bottom: 9px; }\n .step-card h3 { font-size: 14px; font-weight: 700; color: var(--dark); margin-bottom: 6px; }\n .step-card p { font-size: 12.5px; color: #444442; line-height: 1.5; flex: 1; margin-bottom: 8px; }\n .step-card a { font: 700 12.5px 'Helvetica Neue',Arial,sans-serif; color: var(--orange); }\n\n \/* \u2500\u2500 Timeline \u2500\u2500 *\/\n .timeline {\n background: var(--soft);\n border: 1px solid var(--border);\n border-radius: 8px;\n padding: 20px;\n margin-top: 20px;\n }\n .tl-row {\n display: grid;\n grid-template-columns: repeat(8,1fr);\n gap: 8px;\n position: relative;\n }\n .tl-row::before {\n content: '';\n position: absolute;\n left: 6%; right: 6%; top: 18px;\n height: 2px;\n background: linear-gradient(90deg,#ffcfb6 0%,#ffb48d 80%,#8fcf99 100%);\n z-index: 0;\n }\n .tl-item { position: relative; text-align: center; z-index: 1; }\n .tl-dot {\n width: 36px; height: 36px;\n margin: 0 auto 7px;\n border-radius: 50%;\n background: #fff;\n border: 2px solid #f1b18f;\n display: flex; align-items: center; justify-content: center;\n color: var(--orange);\n font: 700 12px 'Helvetica Neue',Arial,sans-serif;\n }\n .tl-item:last-child .tl-dot { border-color: #8fcf99; color: #2f7b43; }\n .tl-item h4 { font-size: 12px; font-weight: 700; margin-bottom: 2px; color: var(--dark); }\n .tl-item p { font-size: 10.5px; color: var(--muted); }\n\n \/* \u2500\u2500 Page 4 elements \u2500\u2500 *\/\n .icon-row {\n display: grid;\n grid-template-columns: 26px 1fr;\n gap: 10px;\n margin-bottom: 10px;\n align-items: flex-start;\n border-radius: 5px;\n padding: 5px 6px;\n margin-left: -6px; margin-right: -6px;\n transition: background .15s;\n }\n .icon-row:hover { background: #fff6f1; }\n .icon-row:last-of-type { margin-bottom: 0; }\n .icon-cell {\n width: 26px; height: 26px;\n display: flex; align-items: center; justify-content: center;\n border-radius: 5px;\n background: #fff1e9;\n color: var(--orange);\n flex-shrink: 0;\n }\n .icon-cell.green { background: #edf7ef; color: var(--green); }\n .icon-cell i { font-size: 12px; }\n .icon-text { font-size: 13px; line-height: 1.5; color: #444442; padding-top: 1px; }\n .icon-text strong { color: var(--dark); display: block; font-size: 13px; margin-bottom: 1px; }\n\n .check-list { list-style: none; padding: 0; }\n .check-list li {\n display: grid;\n grid-template-columns: 22px 1fr;\n gap: 9px;\n padding: 9px 6px;\n margin-left: -6px; margin-right: -6px;\n border-bottom: 1px solid var(--border);\n font-size: 13px; line-height: 1.5; color: #444442;\n border-radius: 5px;\n transition: background .15s;\n }\n .check-list li:hover { background: #fff6f1; }\n .check-list li:last-child { border-bottom: none; }\n .ck-num { font: 700 13px 'Helvetica Neue',Arial,sans-serif; color: rgba(255,92,11,.22); line-height: 1.2; }\n .ck-text strong { display: block; color: var(--dark); font-size: 13.5px; font-weight: 700; letter-spacing: -.02em; margin-bottom: 2px; }\n\n .tax-stack { display: flex; flex-direction: column; gap: 10px; }\n .tax-box {\n background: var(--soft);\n border: 1px solid var(--border);\n border-left: 3px solid var(--orange);\n border-radius: 6px;\n padding: 11px 14px;\n transition: background .15s;\n }\n .tax-box:hover { background: #fff6f1; }\n .tax-box h3 { font-size: 14px; font-weight: 700; color: var(--dark); margin-bottom: 3px; letter-spacing: -.02em; }\n .tax-amt { font-size: 12px; color: var(--muted); margin-bottom: 6px; font-weight: 600; }\n .tax-box p { font-size: 13px; color: #444442; line-height: 1.5; }\n\n .small { font-size: 12px; color: var(--muted); line-height: 1.45; }\n .caption { font-size: 11px; color: #999895; font-style: italic; margin-top: 8px; }\n .mt-2 { margin-top: 8px; }\n .mt-3 { margin-top: 12px; }\n .link-row { font-size: 12.5px; margin-top: 10px; }\n\n \/* \u2500\u2500 Hide print pages on screen \u2500\u2500 *\/\n .print-guide { display: none !important; }\n\n} \/* end @media screen *\/\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n PRINT LAYOUT \u2014 A4 landscape, 4 pages\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n@media print {\n\n @page { size: A4 landscape; margin: 0; }\n\n html, body { background: #fff; }\n\n \/* hide web layout & popup on print *\/\n .web-guide,\n\n \/* show print layout *\/\n .print-guide { display: block !important; }\n\n \/* \u2500\u2500 Page \u2500\u2500 *\/\n .page {\n position: relative;\n width: 297mm;\n height: 210mm;\n background: #faf9f7;\n overflow: hidden;\n break-after: page;\n page-break-after: always;\n -webkit-print-color-adjust: exact;\n print-color-adjust: exact;\n }\n .page:last-child { break-after: auto; page-break-after: auto; }\n\n \/* \u2500\u2500 Page header \u2500\u2500 *\/\n .page-header {\n position: absolute;\n top: 0; left: 0; right: 0;\n height: 18mm;\n background: #111110;\n display: flex;\n align-items: center;\n justify-content: space-between;\n padding: 0 12mm;\n z-index: 3;\n }\n .head-right { display: flex; align-items: center; gap: 6mm; }\n .head-meta { text-align: center; position: absolute; left: 50%; transform: translateX(-50%); }\n .head-title { font: 700 18px 'Helvetica Neue',Arial,sans-serif; letter-spacing: -.02em; color: #faf9f7; }\n .head-sub { font: 500 13px 'Helvetica Neue',Arial,sans-serif; color: rgba(250,249,247,.65); margin-top: 3px; }\n .head-url {\n font-family: 'Poppins', Arial, sans-serif;\n font-weight: 700; font-size: 13px;\n color: #FF5C0B; letter-spacing: -.02em;\n text-decoration: none;\n }\n .badge {\n min-width: 18mm; height: 8mm;\n border-radius: 999px;\n border: 1px solid rgba(255,255,255,.14);\n display: flex; align-items: center; justify-content: center;\n padding: 0 4mm;\n font: 700 11px 'Helvetica Neue',Arial,sans-serif;\n color: #faf9f7; white-space: nowrap;\n }\n\n \/* \u2500\u2500 Contact strip footer \u2500\u2500 *\/\n .contact-strip {\n position: absolute;\n bottom: 0; left: 0; right: 0;\n height: 18mm;\n background: #111110;\n display: flex;\n align-items: center;\n justify-content: space-between;\n padding: 0 12mm;\n z-index: 3;\n }\n .contact-left { display: flex; align-items: center; gap: 4mm; }\n .contact-url {\n font-family: 'Poppins', Arial, sans-serif;\n font-weight: 700; font-size: 14px;\n color: #ffffff;\n letter-spacing: -.02em;\n text-decoration: none;\n }\n .contact-right { display: flex; align-items: center; gap: 7mm; margin-left: auto; }\n .contact-item {\n display: flex; align-items: center; gap: 5px;\n font: 600 12px 'Helvetica Neue',Arial,sans-serif;\n }\n .contact-item i { color: #FF5C0B; font-size: 14px; }\n .contact-item a { color: #faf9f7; text-decoration: none; }\n\n \/* \u2500\u2500 Print content areas \u2500\u2500 *\/\n .content {\n position: absolute;\n top: 18mm; bottom: 18mm;\n left: 0; right: 0;\n padding: 5mm 12mm 3mm;\n z-index: 2;\n overflow: hidden;\n display: flex;\n flex-direction: column;\n gap: 3mm;\n }\n .content-p3 {\n position: absolute;\n top: 18mm; bottom: 18mm;\n left: 0; right: 0;\n padding: 5mm 12mm 3mm;\n z-index: 2;\n overflow: hidden;\n display: flex;\n flex-direction: column;\n justify-content: space-between;\n }\n .content-p4 {\n position: absolute;\n top: 18mm; bottom: 18mm;\n left: 0; right: 0;\n padding: 6mm 12mm 5mm;\n z-index: 2;\n overflow: hidden;\n display: flex;\n flex-direction: column;\n gap: 4mm;\n }\n\n \/* \u2500\u2500 Print section chrome \u2500\u2500 *\/\n .p-kicker {\n font: 700 10px 'Helvetica Neue',Arial,sans-serif;\n letter-spacing: .18em;\n text-transform: uppercase;\n color: #FF5C0B;\n margin-bottom: 1.5mm;\n }\n .p-h2 { font-size: 20px; font-weight: 700; letter-spacing: -.03em; line-height: 1.05; color: #111110; }\n .p-h3 { font-size: 13.5px; font-weight: 700; letter-spacing: -.02em; line-height: 1.2; color: #111110; }\n .p-h4 { font-size: 11.5px; font-weight: 700; line-height: 1.2; color: #111110; }\n\n \/* \u2500\u2500 Print panels \u2500\u2500 *\/\n .p-soft {\n background: #f5f3ef;\n border: 1px solid #e4e0da;\n border-radius: 3mm;\n padding: 4.5mm;\n }\n .p-white {\n background: #fff;\n border: 1px solid #e4e0da;\n border-radius: 3mm;\n padding: 4mm 4.5mm;\n }\n\n \/* \u2500\u2500 Print grids \u2500\u2500 *\/\n .p-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 5mm; }\n .p-grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 4.5mm; }\n\n \/* \u2500\u2500 Print fact list \u2500\u2500 *\/\n .p-fact-list { list-style: none; padding: 0; display: flex; flex-direction: column; gap: 2mm; }\n .p-fact-list li {\n display: grid; grid-template-columns: 7mm 1fr;\n gap: 2.5mm; align-items: flex-start;\n font-size: 12px; line-height: 1.4; color: #555552;\n padding-bottom: 2mm; border-bottom: 1px solid #e4e0da;\n }\n .p-fact-list li:last-child { border-bottom: none; padding-bottom: 0; }\n .p-fact-icon {\n width: 7mm; height: 7mm;\n display: flex; align-items: center; justify-content: center;\n border-radius: 1.5mm; background: #fff1e9; color: #FF5C0B;\n }\n .p-fact-icon i { font-size: 13px; }\n .p-fact-list strong { color: #111110; font-weight: 600; }\n\n \/* \u2500\u2500 Print zone list \u2500\u2500 *\/\n .p-zone-list { list-style: none; padding: 0; }\n .p-zone-list li {\n display: grid; grid-template-columns: 1fr 1.7fr;\n gap: 3mm; padding: 2mm 0;\n border-bottom: 1px solid #e4e0da;\n font-size: 12px; line-height: 1.4; align-items: baseline;\n }\n .p-zone-list li:last-child { border-bottom: none; }\n .p-zone-name { font-weight: 700; color: #111110; }\n .p-zone-desc { color: #555552; }\n\n \/* \u2500\u2500 Print reasons strip \u2500\u2500 *\/\n .p-reasons { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 4mm; }\n .p-r-card { border-radius: 3mm; padding: 3.5mm 4mm; display: flex; flex-direction: column; gap: 1.5mm; }\n .p-r-card.r1 { background: #f5f3ef; border: 1px solid #e4e0da; }\n .p-r-card.r2 { background: #edf7ef; border: 1px solid #d8eadb; }\n .p-r-card.r3 { background: #fff1e9; border: 1px solid #ffd8c7; }\n .p-r-card i { font-size: 16px; }\n .p-r-card.r1 i { color: #555552; }\n .p-r-card.r2 i { color: #1FA05E; }\n .p-r-card.r3 i { color: #FF5C0B; }\n .p-r-title { font: 700 12.5px 'Helvetica Neue',Arial,sans-serif; color: #111110; }\n .p-r-text { font-size: 11px; color: #555552; line-height: 1.4; }\n\n \/* \u2500\u2500 Print step panels \u2500\u2500 *\/\n .p-step-panel {\n background: #f5f3ef; border: 1px solid #e4e0da;\n border-radius: 3mm; padding: 4mm 4.5mm;\n display: flex; flex-direction: column; gap: 2mm;\n overflow: hidden;\n }\n .p-step-label { display: flex; align-items: center; gap: 2.5mm; margin-bottom: 1mm; }\n .p-step-num {\n width: 6mm; height: 6mm; border-radius: 50%;\n background: #FF5C0B; color: #fff;\n font: 700 10px 'Helvetica Neue',Arial,sans-serif;\n display: flex; align-items: center; justify-content: center;\n flex-shrink: 0;\n }\n .p-step-title { font: 700 13.5px 'Helvetica Neue',Arial,sans-serif; color: #111110; letter-spacing: -.02em; }\n .p-step-subtitle { font: 400 11px 'Helvetica Neue',Arial,sans-serif; color: #FF5C0B; font-style: italic; }\n\n \/* \u2500\u2500 Print tables \u2500\u2500 *\/\n .p-pt-head {\n font: 700 10px 'Helvetica Neue',Arial,sans-serif; color: #555552;\n text-transform: uppercase; letter-spacing: .08em;\n margin-bottom: 1.5mm; display: flex; align-items: center; gap: 2mm;\n }\n .p-pt-head i { color: #FF5C0B; font-size: 11px; }\n .p-table { width: 100%; border-collapse: collapse; }\n .p-table th {\n text-align: left; padding: 1.3mm 1.5mm 1.6mm;\n border-bottom: 1px solid #dcd7d1;\n font: 700 9px 'Helvetica Neue',Arial,sans-serif;\n color: #555552; text-transform: uppercase; letter-spacing: .08em;\n }\n .p-table td {\n padding: 1.6mm 1.5mm; border-bottom: 1px solid #ece7e0;\n font-size: 11.5px; line-height: 1.35; vertical-align: middle;\n }\n .p-table tbody tr:last-child td { border-bottom: none; }\n .p-td-hi { color: #FF5C0B; font-weight: 700; }\n\n \/* \u2500\u2500 Print cost list \u2500\u2500 *\/\n .p-cost-list { display: grid; grid-template-columns: 1fr auto; gap: 1.3mm 4mm; }\n .p-cost-list > div {\n padding-bottom: 1.3mm; border-bottom: 1px solid #e4e0da;\n font-size: 11.5px; line-height: 1.35;\n }\n .p-cl-amount { text-align: right; font-weight: 600; color: #111110; }\n .p-cl-strong { font-weight: 600; color: #111110; }\n .p-cl-credit { color: #1FA05E; font-weight: 600; }\n .p-cl-total { color: #FF5C0B; font-weight: 700; font-size: 12.5px; border-bottom: none !important; }\n .p-cl-divider { grid-column: 1\/-1; height: 1px; background: #bbb; padding: 0; border: none !important; margin: .5mm 0; }\n .p-cl-nb { border-bottom: none !important; }\n\n \/* \u2500\u2500 Print step cards (page 3) \u2500\u2500 *\/\n .p-cards { display: grid; grid-template-columns: repeat(4,1fr); gap: 3.5mm; flex: 1; align-content: stretch; }\n .p-step-card {\n position: relative; background: #fff;\n border: 1px solid #e4e0da; border-radius: 3mm;\n padding: 4mm 3.5mm 3.5mm;\n display: flex; flex-direction: column;\n }\n .p-card-num {\n position: absolute; top: 2.5mm; right: 3mm;\n font: 700 20px 'Helvetica Neue',Arial,sans-serif;\n color: rgba(0,0,0,.07); line-height: 1;\n }\n .p-step-card i { font-size: 24px; color: #FF5C0B; display: block; margin-bottom: 3mm; }\n .p-step-card h3 { font-size: 14px; margin-bottom: 2mm; font-weight: 700; color: #111110; }\n .p-step-card p { font-size: 12.5px; color: #444442; line-height: 1.5; flex: 1; margin-bottom: 1mm; }\n .p-step-card a { font: 700 12px 'Helvetica Neue',Arial,sans-serif; color: #FF5C0B; }\n\n \/* \u2500\u2500 Print timeline \u2500\u2500 *\/\n .p-timeline {\n background: #f5f3ef; border: 1px solid #e4e0da;\n border-radius: 3mm; padding: 4mm 4mm 3.5mm;\n }\n .p-tl-row {\n display: grid; grid-template-columns: repeat(8,1fr);\n gap: 1.5mm; position: relative;\n }\n .p-tl-row::before {\n content: ''; position: absolute;\n left: 6%; right: 6%; top: 7mm;\n height: 2px;\n background: linear-gradient(90deg,#ffcfb6 0%,#ffb48d 80%,#8fcf99 100%);\n z-index: 0;\n }\n .p-tl-item { position: relative; text-align: center; z-index: 1; }\n .p-tl-dot {\n width: 13mm; height: 13mm; margin: 0 auto 2.5mm;\n border-radius: 50%; background: #fff;\n border: 2px solid #f1b18f;\n display: flex; align-items: center; justify-content: center;\n color: #FF5C0B; font: 700 12px 'Helvetica Neue',Arial,sans-serif;\n }\n .p-tl-item:last-child .p-tl-dot { border-color: #8fcf99; color: #2f7b43; }\n .p-tl-item h4 { font-size: 12.5px; margin-bottom: 1mm; font-weight: 700; color: #111110; }\n .p-tl-item p { font-size: 11px; color: #555552; line-height: 1.35; }\n\n \/* \u2500\u2500 Print page 4 \u2500\u2500 *\/\n .p-icon-row {\n display: grid; grid-template-columns: 7mm 1fr;\n gap: 2.5mm; margin-bottom: 2mm; align-items: flex-start;\n border-radius: 2mm; padding: 1.5mm 2mm;\n margin-left: -2mm; margin-right: -2mm;\n }\n .p-icon-cell {\n width: 7mm; height: 7mm;\n display: flex; align-items: center; justify-content: center;\n border-radius: 1.5mm; background: #fff1e9; color: #FF5C0B;\n }\n .p-icon-cell.green { background: #edf7ef; color: #1FA05E; }\n .p-icon-cell i { font-size: 12px; }\n .p-icon-text { font-size: 12.5px; line-height: 1.45; color: #444442; padding-top: 1px; }\n .p-icon-text strong { color: #111110; font-size: 13px; }\n\n .p-check-list { list-style: none; padding: 0; }\n .p-check-list li {\n display: grid; grid-template-columns: 5.5mm 1fr;\n gap: 2mm; padding: 1.8mm 2mm;\n margin-left: -2mm; margin-right: -2mm;\n border-bottom: 1px solid #e4e0da;\n font-size: 12px; line-height: 1.45; color: #444442;\n border-radius: 2mm;\n }\n .p-check-list li:last-child { border-bottom: none; }\n .p-ck-num { font: 700 13px 'Helvetica Neue',Arial,sans-serif; color: rgba(255,92,11,.22); line-height: 1.1; }\n .p-ck-text strong { display: block; color: #111110; font-size: 13.5px; font-weight: 700; letter-spacing: -.02em; margin-bottom: 1px; }\n\n .p-tax-stack { display: grid; gap: 2mm; }\n .p-tax-box {\n background: #f5f3ef; border: 1px solid #e4e0da;\n border-left: 3px solid #FF5C0B; border-radius: 2.5mm;\n padding: 2.5mm 3.5mm;\n }\n .p-tax-box h3 { margin-bottom: 1mm; font-size: 13.5px; font-weight: 700; letter-spacing: -.02em; color: #111110; }\n .p-tax-amt { font-size: 12px; color: #555552; line-height: 1.2; margin-bottom: 1.5mm; font-weight: 600; }\n .p-tax-box p { font-size: 12.5px; color: #444442; line-height: 1.45; }\n\n .p-small { font-size: 10.5px; color: #555552; line-height: 1.4; }\n .p-caption { font-size: 10px; color: #999895; font-style: italic; }\n .p-mt2 { margin-top: 2mm; }\n .p-mt3 { margin-top: 3mm; }\n .p-p2-top { display: grid; grid-template-columns: 1fr 1fr; gap: 5mm; flex: 1; min-height: 0; }\n .p-p2-bottom { flex-shrink: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 5mm; }\n .p-p2-bottom .p-step-panel {\n flex-direction: row; align-items: flex-start;\n gap: 4mm; padding: 2.5mm 4mm;\n }\n .p-p2-bottom .p-step-label { margin-bottom: 0; flex-shrink: 0; }\n .p-p2-bottom .p-step-content { flex: 1; display: flex; gap: 5mm; align-items: flex-start; }\n .p-p2-bottom ul { margin: 0; padding-left: 4mm; }\n .p-p2-bottom li { font-size: 11.5px; margin-bottom: 1.5mm; }\n\n} \/* end @media print *\/\n\n<\/style>\n<\/head>\n<body>\n\n\n<div class=\"web-guide\">\n\n \n <div class=\"web-hero\">\n <div class=\"inner\">\n <div class=\"hero-left\">\n <div class=\"hero-eyebrow\">Guide d'achat \u00b7 Luxembourg \u00b7 2026<\/div>\n <h1 class=\"hero-title\">Comment acheter un bien immobilier<br>au Luxembourg<\/h1>\n <p class=\"hero-sub\">Co\u00fbts \u00b7 prix du march\u00e9 \u00b7 processus d'achat complet \u00b7 cr\u00e9dits d'imp\u00f4t et v\u00e9rification pr\u00e9alable \u2014 expliqu\u00e9s en langage clair.<\/p>\n <p class=\"hero-scroll\">D\u00e9filez pour lire \u2193<\/p>\n <\/div>\n <div class=\"hero-toc\">\n <div class=\"hero-toc-label\">Contenu<\/div>\n <div class=\"hero-toc-items\">\n <a href=\"#sec1\">1 \u00b7 Comprendre le march\u00e9<\/a>\n <a href=\"#sec2\">2 \u00b7 Vos premiers pas<\/a>\n <a href=\"#sec3\">3 \u00b7 Le processus d'achat<\/a>\n <a href=\"#sec4\">4 \u00b7 Avant de signer<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n \n <div class=\"web-sec\" id=\"sec1\">\n <div class=\"kicker\">Section 1<\/div>\n <h2 class=\"sec-title\">Luxembourg et les lieux o\u00f9 les gens ach\u00e8tent<\/h2>\n <div class=\"grid-2\">\n <div class=\"panel\">\n <div class=\"panel-title\">Luxembourg \u2014 points cl\u00e9s<\/div>\n <ul class=\"fact-list\">\n <li><div class=\"fact-icon\"><i class=\"ti ti-users\"><\/i><\/div><div><strong>Population ~680 000<\/strong> \u2014 Plus de 471 000\u00a0000 sont des ressortissants \u00e9trangers. Le pays le plus international de l\u2019UE.<\/div><\/li>\n <li><div class=\"fact-icon\"><i class=\"ti ti-language\"><\/i><\/div><div><strong>4 langues officielles<\/strong> \u2014 Luxembourgeois, fran\u00e7ais, allemand, anglais. Les documents relatifs \u00e0 la propri\u00e9t\u00e9 sont g\u00e9n\u00e9ralement en fran\u00e7ais.<\/div><\/li>\n <li><div class=\"fact-icon\"><i class=\"ti ti-plane-arrival\"><\/i><\/div><div><strong>Environ 220\u00a0000 travailleurs frontaliers<\/strong> Je fais quotidiennement la navette depuis la France, la Belgique et l'Allemagne.<\/div><\/li>\n <li><div class=\"fact-icon\"><i class=\"ti ti-home-check\"><\/i><\/div><div><strong>Ouvert \u00e0 tous.<\/strong> Les r\u00e9sidents et les non-r\u00e9sidents peuvent acheter librement. Aucune restriction de nationalit\u00e9 ne s'applique \u00e0 la propri\u00e9t\u00e9 immobili\u00e8re.<\/div><\/li>\n <li><div class=\"fact-icon\"><i class=\"ti ti-coin\"><\/i><\/div><div><strong>Contribution personnelle 20%<\/strong> G\u00e9n\u00e9ralement requis. Certains programmes pour primo-acc\u00e9dants permettent d'obtenir un montant inf\u00e9rieur\u00a0; renseignez-vous aupr\u00e8s de votre banque.<\/div><\/li>\n <li><div class=\"fact-icon\"><i class=\"ti ti-file-euro\"><\/i><\/div><div><strong>cr\u00e9dits d'imp\u00f4t gouvernementaux<\/strong> (B\u00ebllegen Akt) peut compenser jusqu'\u00e0 80 000 \u20ac de frais d'acquisition pour une r\u00e9sidence principale.<\/div><\/li>\n <\/ul>\n <\/div>\n <div class=\"panel\">\n <div class=\"panel-title\">Lieux d'achat \u2014 zones principales<\/div>\n <ul class=\"zone-list\">\n <li><span class=\"zone-name\">Ville de Luxembourg<\/span><span class=\"zone-desc\">Le plus cher. Urbain, dense, central. Forte demande de la part des professionnels internationaux.<\/span><\/li>\n <li><span class=\"zone-name\">Commune de Hesperange<\/span><span class=\"zone-desc\">Au sud de la ville. Quartier familial, verdoyant, \u00e9coles r\u00e9put\u00e9es. Fort potentiel \u00e0 long terme.<\/span><\/li>\n <li><span class=\"zone-name\">Sud \u2014 Esch, Sanem, Differdange<\/span><span class=\"zone-desc\">Plus abordable. Bonnes liaisons autorouti\u00e8res et ferroviaires. Investissements croissants dans les infrastructures.<\/span><\/li>\n <li><span class=\"zone-name\">Est \u2014 Grevenmacher, Remich<\/span><span class=\"zone-desc\">Vall\u00e9e de la Moselle. Rythme plus tranquille. R\u00e9gion viticole. Trajet plus long vers la ville.<\/span><\/li>\n <li><span class=\"zone-name\">Ouest \u2014 Capellen, Mersch<\/span><span class=\"zone-desc\">Banlieue. Acc\u00e8s facile \u00e0 l'autoroute. M\u00e9lange de maisons et d'appartements neufs.<\/span><\/li>\n <li><span class=\"zone-name\">Nord \u2014 Diekirch, Ettelbruck<\/span><span class=\"zone-desc\">Le plus abordable. Un cadre champ\u00eatre. Id\u00e9al si le t\u00e9l\u00e9travail est possible.<\/span><\/li>\n <\/ul>\n <p class=\"caption\">Ce guide s'applique quel que soit le lieu d'achat au Luxembourg.<\/p>\n <\/div>\n <\/div>\n <div class=\"reasons\">\n <div class=\"r-card r1\"><i class=\"ti ti-trending-up\"><\/i><div class=\"r-title\">March\u00e9 stable et en croissance<\/div><div class=\"r-text\">Au Luxembourg, la valeur des biens immobiliers a progress\u00e9 de mani\u00e8re constante au cours des 20 derni\u00e8res ann\u00e9es. La demande \u00e9manant d'une main-d'\u0153uvre fortement internationale assure la r\u00e9silience des prix \u00e0 long terme.<\/div><\/div>\n <div class=\"r-card r2\"><i class=\"ti ti-map-pin\"><\/i><div class=\"r-title\">G\u00e9ographie et connectivit\u00e9<\/div><div class=\"r-text\">Au c\u0153ur de l'Europe, \u00e0 la fronti\u00e8re de la France, de la Belgique et de l'Allemagne. Un des pays les mieux connect\u00e9s pour le travail et les voyages.<\/div><\/div>\n <div class=\"r-card r3\"><i class=\"ti ti-shield-check\"><\/i><div class=\"r-title\">Cadre juridique solide<\/div><div class=\"r-text\">Les droits de propri\u00e9t\u00e9 sont bien prot\u00e9g\u00e9s. Des mesures incitatives gouvernementales facilitent l'acc\u00e8s \u00e0 la propri\u00e9t\u00e9. Aucune restriction n'est impos\u00e9e aux acheteurs \u00e9trangers.<\/div><\/div>\n <\/div>\n <\/div>\n\n \n <div class=\"web-sec\" id=\"sec2\">\n <div class=\"kicker\">Section 2<\/div>\n <h2 class=\"sec-title\">Vos premiers pas<\/h2>\n <div class=\"grid-2\" style=\"margin-bottom:20px;\">\n\n \n <div class=\"panel\">\n <div class=\"step-label\"><div class=\"step-num\">1<\/div><div><div class=\"step-title\">Comprendre le march\u00e9<\/div><div class=\"step-subtitle\">Trouvez un bien immobilier par vous-m\u00eame \u2014 ou engagez un agent immobilier sp\u00e9cialis\u00e9 dans l'accompagnement des acheteurs.<\/div><\/div><\/div>\n <p class=\"small\">Recherche <strong>Athome.lu<\/strong>, <strong>Immotop.lu<\/strong>, <strong>Wortimmo.lu<\/strong>. Un agent immobilier vous donne acc\u00e8s \u00e0 des biens hors march\u00e9 et n\u00e9gocie exclusivement pour vous. <a href=\"https:\/\/zeas.immo\/fr\/achat-immobilier-au-luxembourg\/\" target=\"_blank\">Apprenez comment cela fonctionne<\/a>.<\/p>\n <div class=\"pt-head\"><i class=\"ti ti-building\"><\/i> Appartements \u2014 prix demand\u00e9s au 1er trimestre 2026<\/div>\n <table><thead><tr><th>Zone<\/th><th>Gamme<\/th><th>M\u00e9dian<\/th><th>\u20ac\/m\u00b2<\/th><th>Taille moyenne<\/th><\/tr><\/thead><tbody>\n <tr><td><strong>Ville de Luxembourg<\/strong><\/td><td>658\u00a0000 \u20ac \u2013 1,04 M\u20ac<\/td><td class=\"td-hi\">793 000 \u20ac<\/td><td>\u20ac12,478<\/td><td>68 m\u00b2<\/td><\/tr>\n <tr><td><strong>Hesperange<\/strong><\/td><td>740\u00a0000 \u20ac \u2013 1,14 M\u20ac<\/td><td class=\"td-hi\">890 000 \u20ac<\/td><td>\u20ac9,545<\/td><td>90 m\u00b2<\/td><\/tr>\n <tr><td><strong>Reste du pays<\/strong><\/td><td>485\u00a0000 \u20ac \u2013 725\u00a0000 \u20ac<\/td><td class=\"td-hi\">588 000 \u20ac<\/td><td>\u20ac7,779<\/td><td>81 m\u00b2<\/td><\/tr>\n <\/tbody><\/table>\n <div class=\"pt-head mt-2\"><i class=\"ti ti-home\"><\/i> Maisons \u2014 prix demand\u00e9s au 1er trimestre 2026<\/div>\n <table><thead><tr><th>Zone<\/th><th>Gamme<\/th><th>M\u00e9dian<\/th><th>\u20ac\/m\u00b2<\/th><th>Taille moyenne<\/th><\/tr><\/thead><tbody>\n <tr><td><strong>Ville de Luxembourg<\/strong><\/td><td>1,20 M\u20ac \u2013 2,85 M\u20ac<\/td><td class=\"td-hi\">1,94 million d'euros<\/td><td>\u20ac9,050<\/td><td>220 m\u00b2<\/td><\/tr>\n <tr><td><strong>Hesperange<\/strong><\/td><td>1,10 M\u20ac \u2013 1,80 M\u20ac<\/td><td class=\"td-hi\">1,45 million d'euros<\/td><td>\u20ac7,903<\/td><td>191 m\u00b2<\/td><\/tr>\n <tr><td><strong>Reste du pays<\/strong><\/td><td>779\u00a0000 \u20ac \u2013 1,20 M\u20ac<\/td><td class=\"td-hi\">995\u00a0000 \u20ac<\/td><td>\u20ac5,653<\/td><td>176 m\u00b2<\/td><\/tr>\n <\/tbody><\/table>\n <p class=\"caption\">Prix demand\u00e9s par les agr\u00e9gateurs publics, T1 2026. Les prix de vente sont g\u00e9n\u00e9ralement inf\u00e9rieurs de 10 \u00e0 15%.<\/p>\n <\/div>\n\n \n <div class=\"panel\">\n <div class=\"step-label\"><div class=\"step-num\">2<\/div><div><div class=\"step-title\">D\u00e9finissez votre budget total<\/div><div class=\"step-subtitle\">Le prix demand\u00e9 par les vendeurs n'est pas forc\u00e9ment celui que vous payez.<\/div><\/div><\/div>\n <div class=\"white-panel\" style=\"margin-bottom:12px;\">\n <p style=\"font-size:13px;font-weight:700;margin-bottom:6px;\">Construction neuve vs propri\u00e9t\u00e9 existante<\/p>\n <p class=\"small\"><strong>Existant:<\/strong> Droits d'enregistrement 7% + transcription 1% + notaire ~1,2%.<\/p>\n <p class=\"small mt-2\"><strong>Nouvelle construction :<\/strong> La TVA (formulaire 17%) remplace les droits d'enregistrement. Un taux r\u00e9duit (formulaire 3%) peut s'appliquer \u00e0 une r\u00e9sidence principale\u00a0; renseignez-vous aupr\u00e8s de votre notaire avant de signer.<\/p>\n <\/div>\n <p style=\"font-size:13px;font-weight:700;margin-bottom:8px;\">Exemple \u2014 achat \u00e0 800\u00a0000 \u20ac (bien existant)<\/p>\n <div class=\"cost-list\">\n <div>Droit d'immatriculation (6%)<\/div><div class=\"cl-amount\">\u20ac48,000<\/div>\n <div>T\u00e2che de transcription (1%)<\/div><div class=\"cl-amount\">\u20ac8,000<\/div>\n <div>Frais de notaire (~1,2%)<\/div><div class=\"cl-amount\">\u20ac9,600<\/div>\n <div>Frais d'agence<\/div><div class=\"cl-amount\">Variable<\/div>\n <div class=\"cl-divider\"><\/div>\n <div class=\"cl-bold\">Total<\/div><div class=\"cl-amount cl-bold\">~\u20ac65,600<\/div>\n <div class=\"cl-green\">Cr\u00e9dit B\u00ebllegen Akt (2 adultes, r\u00e9s. primaire)<\/div><div class=\"cl-amount cl-green\">\u221280 000 \u20ac<\/div>\n <div class=\"cl-total cl-nb\">Co\u00fbt net sup\u00e9rieur au prix d'achat<\/div><div class=\"cl-amount cl-total cl-nb\">~0\u20ac\u201315 600\u20ac<\/div>\n <\/div>\n <p class=\"small mt-2\">\n <a href=\"https:\/\/zeas.immo\/fr\/buying-cost-calculator\/\" target=\"_blank\">\u2192 Calculateur de co\u00fbts<\/a>\n \u00b7 \n <a href=\"https:\/\/zeas.immo\/fr\/couts-dacquisition-immobiliere-au-luxembourg-ventilation-complete-pour-2026\/\" target=\"_blank\">\u2192 D\u00e9tail complet des co\u00fbts<\/a>\n <\/p>\n <\/div>\n <\/div>\n\n <div class=\"grid-2\">\n \n <div class=\"panel\">\n <div class=\"step-label\"><div class=\"step-num\">3<\/div><div><div class=\"step-title\">pr\u00e9approbation hypoth\u00e9caire<\/div><div class=\"step-subtitle\">Avant votre premi\u00e8re visite<\/div><\/div><\/div>\n <ul>\n <li><strong>Approchez-vous de 2 \u00e0 3 banques.<\/strong> Avant de commencer vos recherches, une lettre de pr\u00e9-approbation \u00e9crite vous donne de la cr\u00e9dibilit\u00e9 lors de la formulation d'une offre.<\/li>\n <li><strong>Ch\u00e8que bancaire :<\/strong> 3 derniers bulletins de salaire, 2 ann\u00e9es de d\u00e9clarations de revenus, dettes existantes, historique d'\u00e9pargne, type de contrat de travail.<\/li>\n <li><strong>LTV est g\u00e9n\u00e9ralement 80%<\/strong> Pour les r\u00e9sidents. Les non-r\u00e9sidents et les travailleurs ind\u00e9pendants doivent s'attendre \u00e0 des exigences plus strictes.<\/li>\n <li><strong>Budget de r\u00e9novation s\u00e9par\u00e9.<\/strong> Les banques accordent des pr\u00eats sur la base du prix d'achat, et non sur les travaux pr\u00e9vus. <a href=\"https:\/\/zeas.immo\/fr\/achat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Guide hypoth\u00e9caire<\/a><\/li>\n <\/ul>\n <\/div>\n \n <div class=\"calc-cta\">\n <div class=\"eyebrow\">Outil gratuit \u00b7 \u00c9tape 4<\/div>\n <h3>Connaissez votre total exact<br>avant de faire une offre<\/h3>\n <p>Au Luxembourg, les frais d'acquisition ne s'arr\u00eatent pas au prix demand\u00e9\u00a0: droits d'enregistrement, frais de notaire et de transcription peuvent vite s'accumuler. Utilisez notre calculateur gratuit pour obtenir le d\u00e9tail complet des co\u00fbts avant de faire une offre.<\/p>\n <a class=\"btn-white\" href=\"https:\/\/zeas.immo\/fr\/calculateur-de-cout-dachat-luxembourg\/\" target=\"_blank\"><i class=\"ti ti-calculator\"><\/i> Calculer mes co\u00fbts d'achat \u2192<\/a>\n <p style=\"font-size:11.5px;color:rgba(255,255,255,.55);\">Comprend les droits d'enregistrement, la transcription, les frais de notaire, le cr\u00e9dit B\u00ebllegen Akt et l'estimation du co\u00fbt net.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n \n <div class=\"web-sec\" id=\"sec3\">\n <div class=\"kicker\">Section 3<\/div>\n <h2 class=\"sec-title\">Le processus d'achat \u2014 8 \u00e9tapes<\/h2>\n <div class=\"grid-4\">\n <div class=\"step-card\"><div class=\"card-num\">01<\/div><i class=\"ti ti-calculator\"><\/i><h3>D\u00e9finissez votre budget<\/h3><p>Co\u00fbt total incluant toutes les taxes et tous les frais, et non pas seulement le prix affich\u00e9.<\/p><a href=\"https:\/\/zeas.immo\/fr\/buying-cost-calculator\/\" target=\"_blank\">\u2192 Calculateur de co\u00fbts<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">02<\/div><i class=\"ti ti-building-bank\"><\/i><h3>Obtenez une pr\u00e9-approbation<\/h3><p>Lettre de confirmation de pr\u00eat hypoth\u00e9caire en main avant votre premi\u00e8re visite.<\/p><a href=\"https:\/\/zeas.immo\/fr\/achat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Guide hypoth\u00e9caire<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">03<\/div><i class=\"ti ti-home-search\"><\/i><h3>Recherche et s\u00e9lection<\/h3><p>Acc\u00e8s aux portails et aux services hors march\u00e9. V\u00e9rifiez la classe CPE pour chaque propri\u00e9t\u00e9.<\/p><a href=\"https:\/\/zeas.immo\/fr\/proprietes-exp\/\" target=\"_blank\">\u2192 Consulter les annonces<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">04<\/div><i class=\"ti ti-file-search\"><\/i><h3>V\u00e9rifications n\u00e9cessaires<\/h3><p>Titre de propri\u00e9t\u00e9, CPE, frais syndicaux, permis, r\u00e8gles de copropri\u00e9t\u00e9.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Que v\u00e9rifier<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">05<\/div><i class=\"ti ti-writing-sign\"><\/i><h3>Faire une offre<\/h3><p>Utilisez les prix de vente comparables, et non les prix demand\u00e9s. Mettez toutes les conditions par \u00e9crit.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Conseils de n\u00e9gociation<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">06<\/div><i class=\"ti ti-file-description\"><\/i><h3>Compromis de vente<\/h3><p>Contrat ex\u00e9cutoire. Acompte 10%. Toujours inclure une clause de financement suspensif.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Ce que cela signifie<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">07<\/div><i class=\"ti ti-scale\"><\/i><h3>Acte notari\u00e9<\/h3><p>Acte notari\u00e9 sign\u00e9. Paiement int\u00e9gral effectu\u00e9. Cl\u00e9s remises le jour m\u00eame.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Proc\u00e9dure notariale<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">08<\/div><i class=\"ti ti-receipt-tax\"><\/i><h3>Taxes et immatriculation<\/h3><p>Demande de remboursement via AED. Doit \u00eatre d\u00e9pos\u00e9e \u2014 elle n'est pas appliqu\u00e9e automatiquement.<\/p><a href=\"https:\/\/aed.gouvernement.lu\" target=\"_blank\" rel=\"noopener\">\u2192 Site officiel du d\u00e9fibrillateur automatique externe (DAE)<\/a><\/div>\n <\/div>\n <div class=\"timeline\">\n <div class=\"kicker\" style=\"margin-bottom:14px;\">Chronologie typique<\/div>\n <div class=\"tl-row\">\n <div class=\"tl-item\"><div class=\"tl-dot\">1<\/div><h4>\u00c9tablir un budget<\/h4><p>Semaine 1<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">2<\/div><h4>Pr\u00e9-approbation<\/h4><p>Semaines 1 \u00e0 3<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">3<\/div><h4>Recherche<\/h4><p>Semaines 2 \u00e0 8 et plus<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">4<\/div><h4>V\u00e9rifications n\u00e9cessaires<\/h4><p>1 \u00e0 2 semaines<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">5<\/div><h4>Faites une offre<\/h4><p>Jour 0<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">6<\/div><h4>Compromis<\/h4><p>Semaines 1 \u00e0 3<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">7<\/div><h4>Acte notari\u00e9<\/h4><p>Semaines 6 \u00e0 12<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">8<\/div><h4>Taxes et cl\u00e9s<\/h4><p>Le m\u00eame jour<\/p><\/div>\n <\/div>\n <\/div>\n <\/div>\n\n \n <div class=\"web-sec\" id=\"sec4\">\n <div class=\"kicker\">Section 4<\/div>\n <h2 class=\"sec-title\">Avant de signer<\/h2>\n <div class=\"grid-3\">\n\n \n <div class=\"panel\" style=\"display:flex;flex-direction:column;\">\n <div class=\"panel-title\">Pour qui travaille votre agent ?<\/div>\n <div class=\"icon-row\"><div class=\"icon-cell\"><i class=\"ti ti-user-dollar\"><\/i><\/div><div class=\"icon-text\"><strong>Agent standard = agent du vendeur.<\/strong> Leur obligation l\u00e9gale s'exerce envers la personne qui les a engag\u00e9s, et non envers vous. C'est le principe g\u00e9n\u00e9ral en vigueur au Luxembourg.<\/div><\/div>\n <div class=\"icon-row\"><div class=\"icon-cell\"><i class=\"ti ti-alert-circle\"><\/i><\/div><div class=\"icon-text\"><strong>Il n'est pas n\u00e9cessaire de signaler les probl\u00e8mes.<\/strong> Il vous appartient d'identifier les probl\u00e8mes li\u00e9s \u00e0 la propri\u00e9t\u00e9, les \u00e9carts de prix, les risques li\u00e9s aux titres de propri\u00e9t\u00e9 et les d\u00e9fauts structurels.<\/div><\/div>\n <div class=\"icon-row\"><div class=\"icon-cell green\"><i class=\"ti ti-shield-check\"><\/i><\/div><div class=\"icon-text\"><strong>Agent immobilier ind\u00e9pendant de l'acheteur = votre agent.<\/strong> Mandat\u00e9 par vous, pay\u00e9 par vous. N\u00e9gocie exclusivement dans votre int\u00e9r\u00eat.<\/div><\/div>\n <div class=\"icon-row\"><div class=\"icon-cell\"><i class=\"ti ti-clock\"><\/i><\/div><div class=\"icon-text\"><strong>La vitesse compte.<\/strong> Un agent immobilier repr\u00e9sentant l'acheteur agit plus rapidement : contacts pr\u00e9s\u00e9lectionn\u00e9s, acc\u00e8s direct au vendeur et moins de d\u00e9lais.<\/div><\/div>\n <div class=\"icon-row\"><div class=\"icon-cell\"><i class=\"ti ti-coin-euro\"><\/i><\/div><div class=\"icon-text\"><strong>La n\u00e9gociation fait partie int\u00e9grante du service.<\/strong> Il compare les prix de r\u00e9f\u00e9rence aux prix de vente r\u00e9els et n\u00e9gocie l'\u00e9cart.<\/div><\/div>\n <p class=\"link-row\" style=\"margin-top:auto;\"><a href=\"https:\/\/zeas.immo\/fr\/agency-fees\/\" target=\"_blank\">\u2192 Comment fonctionnent les frais d'agence<\/a><\/p>\n <\/div>\n\n \n <div class=\"panel\">\n <div class=\"panel-title\">5 points \u00e0 v\u00e9rifier avant de faire une offre<\/div>\n <ul class=\"check-list\">\n <li><span class=\"ck-num\">01<\/span><span class=\"ck-text\"><strong>Passeport \u00e9nerg\u00e9tique (CPE)<\/strong>Demandez le certificat complet, et non pas seulement l'\u00e9tiquette. La cote a une incidence sur votre taux hypoth\u00e9caire, vos frais d'entretien et la valeur de revente future de votre bien.<\/span><\/li>\n <li><span class=\"ck-num\">02<\/span><span class=\"ck-text\"><strong>Charges l\u00e9gales sur titre (hypoth\u00e8ques)<\/strong>Un notaire ou un avocat peut v\u00e9rifier que le titre de propri\u00e9t\u00e9 est clair et exempt de charges non divulgu\u00e9es avant votre engagement.<\/span><\/li>\n <li><span class=\"ck-num\">03<\/span><span class=\"ck-text\"><strong>R\u00e8glement de copropri\u00e9t\u00e9<\/strong>Pour les appartements\u00a0: que pouvez-vous r\u00e9nover, louer ou modifier\u00a0? Les r\u00e8gles varient consid\u00e9rablement d\u2019un immeuble \u00e0 l\u2019autre.<\/span><\/li>\n <li><span class=\"ck-num\">04<\/span><span class=\"ck-text\"><strong>permis d'urbanisme pour tous travaux<\/strong>Les agrandissements et les modifications n\u00e9cessitent les permis appropri\u00e9s \u2014 ceux-ci vous sont transf\u00e9r\u00e9s avec la propri\u00e9t\u00e9.<\/span><\/li>\n <li><span class=\"ck-num\">05<\/span><span class=\"ck-text\"><strong>Frais syndicaux en suspens<\/strong>Les charges de copropri\u00e9t\u00e9 impay\u00e9es sont transf\u00e9r\u00e9es au nouvel acqu\u00e9reur. Demandez toujours le dernier relev\u00e9 syndical avant de signer.<\/span><\/li>\n <\/ul>\n <p class=\"link-row\"><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Guide complet de diligence raisonnable<\/a><\/p>\n <\/div>\n\n \n <div class=\"panel\">\n <div class=\"panel-title\">Des mesures fiscales qui permettent de r\u00e9aliser de v\u00e9ritables \u00e9conomies.<\/div>\n <div class=\"tax-stack\">\n <div class=\"tax-box\">\n <h3>Est-ce votre premier bien immobilier au Luxembourg\u00a0?<\/h3>\n <div class=\"tax-amt\">40\u00a0000 \u20ac \u2013 80\u00a0000 \u20ac de remboursement<\/div>\n <p>Le cr\u00e9dit d'imp\u00f4t B\u00ebllegen Akt s'\u00e9l\u00e8ve \u00e0 40\u00a0000\u00a0\u20ac par personne pour les droits d'enregistrement d'une r\u00e9sidence principale. Mari\u00e9(e) ou sous le r\u00e9gime PACS\u00a0? Le cr\u00e9dit est alors de 80\u00a0000\u00a0\u20ac. Faites votre demande via AED\u00a0; la proc\u00e9dure n'est pas automatique.<\/p>\n <p class=\"small mt-2\"><a href=\"https:\/\/aed.gouvernement.lu\" target=\"_blank\" rel=\"noopener\">\u2192 Postuler via AED (site officiel)<\/a><\/p>\n <\/div>\n <div class=\"tax-box\">\n <h3>Vous pr\u00e9voyez de vendre d'ici 2 ans ?<\/h3>\n <div class=\"tax-amt\">Gain en capital impos\u00e9 au taux marginal plein \u2014 jusqu'\u00e0 45,78%<\/div>\n <p>Une vente r\u00e9alis\u00e9e dans les deux ans est consid\u00e9r\u00e9e comme un gain sp\u00e9culatif. Au-del\u00e0 de deux ans, le taux tombe \u00e0 environ 20\u201323%. Veuillez toujours v\u00e9rifier la r\u00e9glementation en vigueur aupr\u00e8s de votre notaire.<\/p>\n <\/div>\n <div class=\"tax-box\">\n <h3>D\u00e9duction des int\u00e9r\u00eats hypoth\u00e9caires<\/h3>\n <div class=\"tax-amt\">\u00c9conomisez jusqu'\u00e0 4\u00a0000\u00a0\u20ac par an sur votre d\u00e9claration de revenus<\/div>\n <p>Les int\u00e9r\u00eats hypoth\u00e9caires de votre r\u00e9sidence principale sont d\u00e9ductibles d'imp\u00f4t. Le plafond augmente avec la taille du m\u00e9nage. D\u00e9clarez-les annuellement.<\/p>\n <p class=\"small mt-2\"><a href=\"https:\/\/zeas.immo\/fr\/couts-dacquisition-immobiliere-au-luxembourg-ventilation-complete-pour-2026\/\" target=\"_blank\">\u2192 D\u00e9tail complet des imp\u00f4ts<\/a><\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <\/div>\n <\/div>\n\n<\/div>\n\n\n<div class=\"print-guide\">\n\n\n<section class=\"page\">\n <header class=\"page-header\">\n <a class=\"head-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a>\n <div class=\"head-right\">\n <div class=\"head-meta\">\n <div class=\"head-title\">Comment acheter un bien immobilier au Luxembourg \u2014 Guide 2026<\/div>\n <div class=\"head-sub\">Comprendre le march\u00e9<\/div>\n <\/div>\n <div class=\"badge\">Page 1 sur 4<\/div>\n <\/div>\n <\/header>\n <main class=\"content\">\n <div class=\"p-grid-2\" style=\"flex:1;min-height:0;\">\n <div class=\"p-soft\">\n <h3 class=\"p-h3\" style=\"margin-bottom:3mm;\">Luxembourg \u2014 points cl\u00e9s<\/h3>\n <ul class=\"p-fact-list\">\n <li><div class=\"p-fact-icon\"><i class=\"ti ti-users\"><\/i><\/div><div><strong>Population ~680 000<\/strong> \u2014 Plus de 471 000\u00a0000 sont des ressortissants \u00e9trangers. Le pays le plus international de l\u2019UE.<\/div><\/li>\n <li><div class=\"p-fact-icon\"><i class=\"ti ti-language\"><\/i><\/div><div><strong>4 langues officielles<\/strong> \u2014 Luxembourgeois, fran\u00e7ais, allemand, anglais. Les documents relatifs \u00e0 la propri\u00e9t\u00e9 sont g\u00e9n\u00e9ralement en fran\u00e7ais.<\/div><\/li>\n <li><div class=\"p-fact-icon\"><i class=\"ti ti-plane-arrival\"><\/i><\/div><div><strong>Environ 220\u00a0000 travailleurs frontaliers<\/strong> Je fais quotidiennement la navette depuis la France, la Belgique et l'Allemagne.<\/div><\/li>\n <li><div class=\"p-fact-icon\"><i class=\"ti ti-home-check\"><\/i><\/div><div><strong>Ouvert \u00e0 tous.<\/strong> Les r\u00e9sidents et les non-r\u00e9sidents peuvent acheter librement. Aucune restriction de nationalit\u00e9 ne s'applique \u00e0 la propri\u00e9t\u00e9 immobili\u00e8re.<\/div><\/li>\n <li><div class=\"p-fact-icon\"><i class=\"ti ti-coin\"><\/i><\/div><div><strong>Contribution personnelle 20%<\/strong> G\u00e9n\u00e9ralement requis. Certains programmes pour primo-acc\u00e9dants permettent d'obtenir un montant inf\u00e9rieur\u00a0; renseignez-vous aupr\u00e8s de votre banque.<\/div><\/li>\n <li><div class=\"p-fact-icon\"><i class=\"ti ti-file-euro\"><\/i><\/div><div><strong>cr\u00e9dits d'imp\u00f4t gouvernementaux<\/strong> (B\u00ebllegen Akt) peut compenser jusqu'\u00e0 80 000 \u20ac de frais d'acquisition pour une r\u00e9sidence principale.<\/div><\/li>\n <\/ul>\n <\/div>\n <div class=\"p-soft\">\n <h3 class=\"p-h3\" style=\"margin-bottom:3mm;\">Lieux d'achat \u2014 zones principales<\/h3>\n <ul class=\"p-zone-list\">\n <li><span class=\"p-zone-name\">Ville de Luxembourg<\/span><span class=\"p-zone-desc\">Le plus cher. Urbain, dense, central. Forte demande de la part des professionnels internationaux.<\/span><\/li>\n <li><span class=\"p-zone-name\">Commune de Hesperange<\/span><span class=\"p-zone-desc\">Au sud de la ville. Quartier familial, verdoyant, \u00e9coles r\u00e9put\u00e9es. Fort potentiel \u00e0 long terme.<\/span><\/li>\n <li><span class=\"p-zone-name\">Sud \u2014 Esch, Sanem, Differdange<\/span><span class=\"p-zone-desc\">Plus abordable. Bonnes liaisons autorouti\u00e8res et ferroviaires. Investissements croissants dans les infrastructures.<\/span><\/li>\n <li><span class=\"p-zone-name\">Est \u2014 Grevenmacher, Remich<\/span><span class=\"p-zone-desc\">Vall\u00e9e de la Moselle. Rythme plus tranquille. R\u00e9gion viticole. Trajet plus long vers la ville.<\/span><\/li>\n <li><span class=\"p-zone-name\">Ouest \u2014 Capellen, Mersch<\/span><span class=\"p-zone-desc\">Banlieue. Acc\u00e8s facile \u00e0 l'autoroute. M\u00e9lange de maisons et d'appartements neufs.<\/span><\/li>\n <li><span class=\"p-zone-name\">Nord \u2014 Diekirch, Ettelbruck<\/span><span class=\"p-zone-desc\">Le plus abordable. Un cadre champ\u00eatre. Id\u00e9al si le t\u00e9l\u00e9travail est possible.<\/span><\/li>\n <\/ul>\n <p class=\"p-caption p-mt3\">Ce guide s'applique quel que soit le lieu d'achat au Luxembourg.<\/p>\n <\/div>\n <\/div>\n <div class=\"p-reasons\">\n <div class=\"p-r-card r1\"><i class=\"ti ti-trending-up\"><\/i><div class=\"p-r-title\">March\u00e9 stable et en croissance<\/div><div class=\"p-r-text\">Au Luxembourg, la valeur des biens immobiliers a progress\u00e9 de mani\u00e8re constante au cours des 20 derni\u00e8res ann\u00e9es. La demande \u00e9manant d'une main-d'\u0153uvre fortement internationale assure la r\u00e9silience des prix \u00e0 long terme.<\/div><\/div>\n <div class=\"p-r-card r2\"><i class=\"ti ti-map-pin\"><\/i><div class=\"p-r-title\">G\u00e9ographie et connectivit\u00e9<\/div><div class=\"p-r-text\">Au c\u0153ur de l'Europe, \u00e0 la fronti\u00e8re de la France, de la Belgique et de l'Allemagne. Un des pays les mieux connect\u00e9s pour le travail et les voyages.<\/div><\/div>\n <div class=\"p-r-card r3\"><i class=\"ti ti-shield-check\"><\/i><div class=\"p-r-title\">Cadre juridique solide<\/div><div class=\"p-r-text\">Les droits de propri\u00e9t\u00e9 sont bien prot\u00e9g\u00e9s. Des mesures incitatives gouvernementales facilitent l'acc\u00e8s \u00e0 la propri\u00e9t\u00e9. Aucune restriction n'est impos\u00e9e aux acheteurs \u00e9trangers.<\/div><\/div>\n <\/div>\n <\/main>\n <footer class=\"contact-strip\">\n <div class=\"contact-left\"><a class=\"contact-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a><\/div>\n <div class=\"contact-right\">\n <div class=\"contact-item\"><i class=\"ti ti-phone\"><\/i><a href=\"tel:+352691624645\">+352 691 624 645<\/a><\/div>\n <div class=\"contact-item\"><i class=\"ti ti-mail\"><\/i><a href=\"mailto:hello@zeas.immo\">hello@zeas.immo<\/a><\/div>\n <\/div>\n <\/footer>\n<\/section>\n\n\n<section class=\"page\">\n <header class=\"page-header\">\n <a class=\"head-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a>\n <div class=\"head-right\">\n <div class=\"head-meta\">\n <div class=\"head-title\">Comment acheter un bien immobilier au Luxembourg \u2014 Guide 2026<\/div>\n <div class=\"head-sub\">Vos premiers pas<\/div>\n <\/div>\n <div class=\"badge\">Page 2 sur 4<\/div>\n <\/div>\n <\/header>\n <main class=\"content\">\n <div class=\"p-p2-top\">\n <div class=\"p-step-panel\">\n <div class=\"p-step-label\"><div class=\"p-step-num\">1<\/div><div><div class=\"p-step-title\">Comprendre le march\u00e9<\/div><div class=\"p-step-subtitle\">Trouvez un bien immobilier par vous-m\u00eame \u2014 ou engagez un agent immobilier sp\u00e9cialis\u00e9 dans l'accompagnement des acheteurs.<\/div><\/div><\/div>\n <p class=\"p-small\">Recherche <strong>Athome.lu<\/strong>, <strong>Immotop.lu<\/strong>, <strong>Wortimmo.lu<\/strong>. Un agent immobilier vous donne acc\u00e8s \u00e0 des biens hors march\u00e9 et n\u00e9gocie exclusivement pour vous.<\/p>\n <div>\n <div class=\"p-pt-head\"><i class=\"ti ti-building\"><\/i> Appartements \u2014 prix demand\u00e9s au 1er trimestre 2026<\/div>\n <table class=\"p-table\"><thead><tr><th>Zone<\/th><th>Gamme<\/th><th>M\u00e9dian<\/th><th>\u20ac\/m\u00b2<\/th><th>Taille moyenne<\/th><\/tr><\/thead><tbody>\n <tr><td><strong>Ville de Luxembourg<\/strong><\/td><td>658\u00a0000 \u20ac \u2013 1,04 M\u20ac<\/td><td class=\"p-td-hi\">793 000 \u20ac<\/td><td>\u20ac12,478<\/td><td>68 m\u00b2<\/td><\/tr>\n <tr><td><strong>Hesperange<\/strong><\/td><td>740\u00a0000 \u20ac \u2013 1,14 M\u20ac<\/td><td class=\"p-td-hi\">890 000 \u20ac<\/td><td>\u20ac9,545<\/td><td>90 m\u00b2<\/td><\/tr>\n <tr><td><strong>Reste du pays<\/strong><\/td><td>485\u00a0000 \u20ac \u2013 725\u00a0000 \u20ac<\/td><td class=\"p-td-hi\">588 000 \u20ac<\/td><td>\u20ac7,779<\/td><td>81 m\u00b2<\/td><\/tr>\n <\/tbody><\/table>\n <\/div>\n <div>\n <div class=\"p-pt-head\"><i class=\"ti ti-home\"><\/i> Maisons \u2014 prix demand\u00e9s au 1er trimestre 2026<\/div>\n <table class=\"p-table\"><thead><tr><th>Zone<\/th><th>Gamme<\/th><th>M\u00e9dian<\/th><th>\u20ac\/m\u00b2<\/th><th>Taille moyenne<\/th><\/tr><\/thead><tbody>\n <tr><td><strong>Ville de Luxembourg<\/strong><\/td><td>1,20 M\u20ac \u2013 2,85 M\u20ac<\/td><td class=\"p-td-hi\">1,94 million d'euros<\/td><td>\u20ac9,050<\/td><td>220 m\u00b2<\/td><\/tr>\n <tr><td><strong>Hesperange<\/strong><\/td><td>1,10 M\u20ac \u2013 1,80 M\u20ac<\/td><td class=\"p-td-hi\">1,45 million d'euros<\/td><td>\u20ac7,903<\/td><td>191 m\u00b2<\/td><\/tr>\n <tr><td><strong>Reste du pays<\/strong><\/td><td>779\u00a0000 \u20ac \u2013 1,20 M\u20ac<\/td><td class=\"p-td-hi\">995\u00a0000 \u20ac<\/td><td>\u20ac5,653<\/td><td>176 m\u00b2<\/td><\/tr>\n <\/tbody><\/table>\n <p class=\"p-caption p-mt2\">Prix demand\u00e9s par les agr\u00e9gateurs publics, T1 2026. Les prix de vente sont g\u00e9n\u00e9ralement inf\u00e9rieurs de 10 \u00e0 15%.<\/p>\n <\/div>\n <\/div>\n <div class=\"p-step-panel\">\n <div class=\"p-step-label\"><div class=\"p-step-num\">2<\/div><div><div class=\"p-step-title\">D\u00e9finissez votre budget total<\/div><div class=\"p-step-subtitle\">Le prix demand\u00e9 par les vendeurs n'est pas forc\u00e9ment celui que vous payez.<\/div><\/div><\/div>\n <div class=\"p-white\">\n <p style=\"font-size:11.5px;font-weight:700;margin-bottom:1.5mm;\">Construction neuve vs propri\u00e9t\u00e9 existante<\/p>\n <p class=\"p-small\"><strong>Existant:<\/strong> Droits d'enregistrement 7% + transcription 1% + notaire ~1,2%.<\/p>\n <p class=\"p-small p-mt2\"><strong>Nouvelle construction :<\/strong> Le code de TVA 17% remplace les droits d'enregistrement. Un taux r\u00e9duit (code 3%) peut s'appliquer \u00e0 une r\u00e9sidence principale.<\/p>\n <\/div>\n <p style=\"font-size:11.5px;font-weight:700;margin-top:1mm;margin-bottom:1mm;\">Exemple \u2014 achat \u00e0 800\u00a0000 \u20ac (bien existant)<\/p>\n <div class=\"p-cost-list\">\n <div>Droit d'immatriculation (6%)<\/div><div class=\"p-cl-amount\">\u20ac48,000<\/div>\n <div>T\u00e2che de transcription (1%)<\/div><div class=\"p-cl-amount\">\u20ac8,000<\/div>\n <div>Frais de notaire (~1,2%)<\/div><div class=\"p-cl-amount\">\u20ac9,600<\/div>\n <div>Frais d'agence<\/div><div class=\"p-cl-amount\">Variable<\/div>\n <div class=\"p-cl-divider\"><\/div>\n <div class=\"p-cl-strong\">Total<\/div><div class=\"p-cl-amount p-cl-strong\">~\u20ac65,600<\/div>\n <div class=\"p-cl-credit\">Cr\u00e9dit B\u00ebllegen Akt (2 adultes, r\u00e9s. primaire)<\/div><div class=\"p-cl-amount p-cl-credit\">\u221280 000 \u20ac<\/div>\n <div class=\"p-cl-total p-cl-nb\">Co\u00fbt net sup\u00e9rieur au prix d'achat<\/div><div class=\"p-cl-amount p-cl-total p-cl-nb\">~0\u20ac\u201315 600\u20ac<\/div>\n <\/div>\n <p class=\"p-small p-mt2\">\n <a href=\"https:\/\/zeas.immo\/fr\/buying-cost-calculator\/\" style=\"color:#FF5C0B;\">\u2192 Calculateur de co\u00fbts<\/a>\n \u00b7 \n <a href=\"https:\/\/zeas.immo\/fr\/couts-dacquisition-immobiliere-au-luxembourg-ventilation-complete-pour-2026\/\" style=\"color:#FF5C0B;\">\u2192 D\u00e9tail complet des co\u00fbts<\/a>\n <\/p>\n <\/div>\n <\/div>\n <div class=\"p-p2-bottom\">\n <div class=\"p-step-panel\">\n <div class=\"p-step-label\"><div class=\"p-step-num\">3<\/div><div><div class=\"p-step-title\">pr\u00e9approbation hypoth\u00e9caire<\/div><div class=\"p-step-subtitle\">Avant votre premi\u00e8re visite<\/div><\/div><\/div>\n <div class=\"p-step-content\">\n <div style=\"width:100%;\">\n <ul class=\"p-p2-bottom\">\n <li><strong>Approchez-vous de 2 \u00e0 3 banques.<\/strong> Avant de commencer vos recherches, une lettre de pr\u00e9-approbation \u00e9crite vous donne de la cr\u00e9dibilit\u00e9 lors de la formulation d'une offre.<\/li>\n <li><strong>Ch\u00e8que bancaire :<\/strong> 3 derniers bulletins de salaire, 2 ann\u00e9es de d\u00e9clarations de revenus, dettes existantes, historique d'\u00e9pargne, type de contrat de travail.<\/li>\n <li><strong>LTV est g\u00e9n\u00e9ralement 80%<\/strong> Pour les r\u00e9sidents. Les non-r\u00e9sidents et les travailleurs ind\u00e9pendants doivent s'attendre \u00e0 des exigences plus strictes.<\/li>\n <li><strong>Budget de r\u00e9novation s\u00e9par\u00e9.<\/strong> Les banques accordent des pr\u00eats sur la base du prix d'achat, et non sur les travaux pr\u00e9vus.<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"p-step-panel\" style=\"display:flex;flex-direction:column;justify-content:space-between;\">\n <div class=\"p-step-label\"><div class=\"p-step-num\">4<\/div><div><div class=\"p-step-title\">Calculateur de co\u00fbt immobilier<\/div><div class=\"p-step-subtitle\">Connaissez le montant total exact avant de faire une offre.<\/div><\/div><\/div>\n <div style=\"flex:1;display:flex;flex-direction:column;justify-content:center;gap:3mm;margin-top:3mm;\">\n <p style=\"font-size:12.5px;color:#444442;line-height:1.45;\">Au Luxembourg, les frais d'acquisition ne s'arr\u00eatent pas au prix demand\u00e9\u00a0: droits d'enregistrement, frais de notaire et de transcription peuvent vite s'accumuler. Utilisez notre calculateur gratuit pour obtenir le d\u00e9tail complet des co\u00fbts avant de faire une offre.<\/p>\n <a href=\"https:\/\/zeas.immo\/fr\/calculateur-de-cout-dachat-luxembourg\/\" style=\"display:inline-flex;align-items:center;gap:2mm;background:#FF5C0B;color:#fff;font:700 13px 'Helvetica Neue',Arial,sans-serif;padding:3mm 5mm;border-radius:999px;text-decoration:none;align-self:flex-start;\">\n <i class=\"ti ti-calculator\"><\/i> Calculer mes co\u00fbts d'achat \u2192\n <\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/main>\n <footer class=\"contact-strip\">\n <div class=\"contact-left\"><a class=\"contact-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a><\/div>\n <div class=\"contact-right\">\n <div class=\"contact-item\"><i class=\"ti ti-phone\"><\/i><a href=\"tel:+352691624645\">+352 691 624 645<\/a><\/div>\n <div class=\"contact-item\"><i class=\"ti ti-mail\"><\/i><a href=\"mailto:hello@zeas.immo\">hello@zeas.immo<\/a><\/div>\n <\/div>\n <\/footer>\n<\/section>\n\n\n<section class=\"page\">\n <header class=\"page-header\">\n <a class=\"head-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a>\n <div class=\"head-right\">\n <div class=\"head-meta\">\n <div class=\"head-title\">Comment acheter un bien immobilier au Luxembourg \u2014 Guide 2026<\/div>\n <div class=\"head-sub\">Le processus et le calendrier<\/div>\n <\/div>\n <div class=\"badge\">Page 3 sur 4<\/div>\n <\/div>\n <\/header>\n <main class=\"content-p3\">\n <div style=\"display:flex;flex-direction:column;flex:1;min-height:0;padding-bottom:4mm;\">\n <div class=\"p-kicker\" style=\"margin-bottom:2.5mm;\">Le processus d'achat \u2014 8 \u00e9tapes<\/div>\n <div class=\"p-cards\">\n <div class=\"p-step-card\"><div class=\"p-card-num\">01<\/div><i class=\"ti ti-calculator\"><\/i><h3>D\u00e9finissez votre budget<\/h3><p>Co\u00fbt total incluant toutes les taxes et tous les frais, et non pas seulement le prix affich\u00e9.<\/p><a href=\"https:\/\/zeas.immo\/fr\/buying-cost-calculator\/\">\u2192 Calculateur de co\u00fbts<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">02<\/div><i class=\"ti ti-building-bank\"><\/i><h3>Obtenez une pr\u00e9-approbation<\/h3><p>Lettre de confirmation de pr\u00eat hypoth\u00e9caire en main avant votre premi\u00e8re visite.<\/p><a href=\"https:\/\/zeas.immo\/fr\/achat-immobilier-au-luxembourg\/\">\u2192 Guide hypoth\u00e9caire<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">03<\/div><i class=\"ti ti-home-search\"><\/i><h3>Recherche et s\u00e9lection<\/h3><p>Acc\u00e8s aux portails et aux services hors march\u00e9. V\u00e9rifiez la classe CPE pour chaque propri\u00e9t\u00e9.<\/p><a href=\"https:\/\/zeas.immo\/fr\/proprietes-exp\/\">\u2192 Consulter les annonces<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">04<\/div><i class=\"ti ti-file-search\"><\/i><h3>V\u00e9rifications n\u00e9cessaires<\/h3><p>Titre de propri\u00e9t\u00e9, CPE, frais syndicaux, permis, r\u00e8gles de copropri\u00e9t\u00e9.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\">\u2192 Que v\u00e9rifier<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">05<\/div><i class=\"ti ti-writing-sign\"><\/i><h3>Faire une offre<\/h3><p>Utilisez les prix de vente comparables, et non les prix demand\u00e9s. Mettez toutes les conditions par \u00e9crit.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\">\u2192 Conseils de n\u00e9gociation<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">06<\/div><i class=\"ti ti-file-description\"><\/i><h3>Compromis de vente<\/h3><p>Contrat ex\u00e9cutoire. Acompte 10%. Toujours inclure une clause de financement suspensif.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\">\u2192 Ce que cela signifie<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">07<\/div><i class=\"ti ti-scale\"><\/i><h3>Acte notari\u00e9<\/h3><p>Acte notari\u00e9 sign\u00e9. Paiement int\u00e9gral effectu\u00e9. Cl\u00e9s remises le jour m\u00eame.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\">\u2192 Proc\u00e9dure notariale<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">08<\/div><i class=\"ti ti-receipt-tax\"><\/i><h3>Taxes et immatriculation<\/h3><p>Demande de remboursement via AED. Doit \u00eatre d\u00e9pos\u00e9e \u2014 elle n'est pas appliqu\u00e9e automatiquement.<\/p><a href=\"https:\/\/aed.gouvernement.lu\" target=\"_blank\" rel=\"noopener\">\u2192 Site officiel du d\u00e9fibrillateur automatique externe (DAE)<\/a><\/div>\n <\/div>\n <\/div>\n <div style=\"flex-shrink:0;\">\n <div class=\"p-kicker\" style=\"margin-bottom:2.5mm;\">Chronologie typique<\/div>\n <div class=\"p-timeline\">\n <div class=\"p-tl-row\">\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">1<\/div><h4>\u00c9tablir un budget<\/h4><p>Semaine 1<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">2<\/div><h4>Pr\u00e9-approbation<\/h4><p>Semaines 1 \u00e0 3<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">3<\/div><h4>Recherche<\/h4><p>Semaines 2 \u00e0 8 et plus<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">4<\/div><h4>V\u00e9rifications n\u00e9cessaires<\/h4><p>1 \u00e0 2 semaines<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">5<\/div><h4>Faites une offre<\/h4><p>Jour 0<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">6<\/div><h4>Compromis<\/h4><p>Semaines 1 \u00e0 3<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">7<\/div><h4>Acte notari\u00e9<\/h4><p>Semaines 6 \u00e0 12<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">8<\/div><h4>Taxes et cl\u00e9s<\/h4><p>Le m\u00eame jour<\/p><\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/main>\n <footer class=\"contact-strip\">\n <div class=\"contact-left\"><a class=\"contact-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a><\/div>\n <div class=\"contact-right\">\n <div class=\"contact-item\"><i class=\"ti ti-phone\"><\/i><a href=\"tel:+352691624645\">+352 691 624 645<\/a><\/div>\n <div class=\"contact-item\"><i class=\"ti ti-mail\"><\/i><a href=\"mailto:hello@zeas.immo\">hello@zeas.immo<\/a><\/div>\n <\/div>\n <\/footer>\n<\/section>\n\n\n<section class=\"page\">\n <header class=\"page-header\">\n <a class=\"head-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a>\n <div class=\"head-right\">\n <div class=\"head-meta\">\n <div class=\"head-title\">Comment acheter un bien immobilier au Luxembourg \u2014 Guide 2026<\/div>\n <div class=\"head-sub\">Avant de signer<\/div>\n <\/div>\n <div class=\"badge\">Page 4 sur 4<\/div>\n <\/div>\n <\/header>\n <main class=\"content-p4\">\n <div class=\"p-kicker\" style=\"margin-bottom:2mm;\">Avant de signer<\/div>\n <div class=\"p-grid-3\" style=\"flex:1;min-height:0;\">\n <div class=\"p-soft\" style=\"display:flex;flex-direction:column;gap:3mm;\">\n <h3 class=\"p-h3\">Pour qui travaille votre agent ?<\/h3>\n <div class=\"p-icon-row\"><div class=\"p-icon-cell\"><i class=\"ti ti-user-dollar\"><\/i><\/div><div class=\"p-icon-text\"><strong>Agent standard = agent du vendeur.<\/strong> Leur obligation l\u00e9gale s'exerce envers la personne qui les a engag\u00e9s, et non envers vous. C'est le principe g\u00e9n\u00e9ral en vigueur au Luxembourg.<\/div><\/div>\n <div class=\"p-icon-row\"><div class=\"p-icon-cell\"><i class=\"ti ti-alert-circle\"><\/i><\/div><div class=\"p-icon-text\"><strong>Il n'est pas n\u00e9cessaire de signaler les probl\u00e8mes.<\/strong> Il vous appartient d'identifier les probl\u00e8mes li\u00e9s \u00e0 la propri\u00e9t\u00e9, les \u00e9carts de prix, les risques li\u00e9s aux titres de propri\u00e9t\u00e9 et les d\u00e9fauts structurels.<\/div><\/div>\n <div class=\"p-icon-row\"><div class=\"p-icon-cell green\"><i class=\"ti ti-shield-check\"><\/i><\/div><div class=\"p-icon-text\"><strong>Agent immobilier ind\u00e9pendant de l'acheteur = votre agent.<\/strong> Mandat\u00e9 par vous, pay\u00e9 par vous. N\u00e9gocie exclusivement dans votre int\u00e9r\u00eat.<\/div><\/div>\n <div class=\"p-icon-row\"><div class=\"p-icon-cell\"><i class=\"ti ti-clock\"><\/i><\/div><div class=\"p-icon-text\"><strong>La vitesse compte.<\/strong> Un agent immobilier repr\u00e9sentant l'acheteur agit plus rapidement : contacts pr\u00e9s\u00e9lectionn\u00e9s, acc\u00e8s direct au vendeur, moins de d\u00e9lais.<\/div><\/div>\n <div class=\"p-icon-row\"><div class=\"p-icon-cell\"><i class=\"ti ti-coin-euro\"><\/i><\/div><div class=\"p-icon-text\"><strong>La n\u00e9gociation fait partie int\u00e9grante du service.<\/strong> Il compare les prix de r\u00e9f\u00e9rence aux prix de vente r\u00e9els et n\u00e9gocie l'\u00e9cart.<\/div><\/div>\n <p class=\"p-small\" style=\"margin-top:auto;\"><a href=\"https:\/\/zeas.immo\/fr\/agency-fees\/\" style=\"color:#FF5C0B;\">\u2192 Comment fonctionnent les frais d'agence<\/a><\/p>\n <\/div>\n <div class=\"p-soft\" style=\"display:flex;flex-direction:column;gap:3mm;\">\n <h3 class=\"p-h3\">5 points \u00e0 v\u00e9rifier avant de faire une offre<\/h3>\n <ul class=\"p-check-list\">\n <li><span class=\"p-ck-num\">01<\/span><span class=\"p-ck-text\"><strong>Passeport \u00e9nerg\u00e9tique (CPE)<\/strong>Demandez le certificat complet. La cote a une incidence sur votre taux hypoth\u00e9caire, vos frais d'exploitation et la valeur de revente future de votre propri\u00e9t\u00e9.<\/span><\/li>\n <li><span class=\"p-ck-num\">02<\/span><span class=\"p-ck-text\"><strong>Charges l\u00e9gales sur titre (hypoth\u00e8ques)<\/strong>Un notaire peut v\u00e9rifier que le titre de propri\u00e9t\u00e9 est clair et exempt de charges non divulgu\u00e9es avant votre engagement.<\/span><\/li>\n <li><span class=\"p-ck-num\">03<\/span><span class=\"p-ck-text\"><strong>R\u00e8glement de copropri\u00e9t\u00e9<\/strong>Pour les appartements\u00a0: que pouvez-vous r\u00e9nover, louer ou modifier\u00a0?<\/span><\/li>\n <li><span class=\"p-ck-num\">04<\/span><span class=\"p-ck-text\"><strong>permis d'urbanisme pour tous travaux<\/strong>Les agrandissements et les modifications n\u00e9cessitent les permis appropri\u00e9s \u2014 ceux-ci vous sont transf\u00e9r\u00e9s avec la propri\u00e9t\u00e9.<\/span><\/li>\n <li><span class=\"p-ck-num\">05<\/span><span class=\"p-ck-text\"><strong>Frais syndicaux en suspens<\/strong>Les charges de copropri\u00e9t\u00e9 impay\u00e9es sont transf\u00e9r\u00e9es au nouvel acqu\u00e9reur. Demandez syst\u00e9matiquement le dernier relev\u00e9 du syndicat de copropri\u00e9taires.<\/span><\/li>\n <\/ul>\n <p class=\"p-small\" style=\"margin-top:auto;\"><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\" style=\"color:#FF5C0B;\">\u2192 Guide complet de diligence raisonnable<\/a><\/p>\n <\/div>\n <div class=\"p-soft\" style=\"display:flex;flex-direction:column;gap:3mm;background:#f5f3ef;\">\n <h3 class=\"p-h3\">Des mesures fiscales qui permettent de r\u00e9aliser de v\u00e9ritables \u00e9conomies.<\/h3>\n <div class=\"p-tax-stack\" style=\"flex:1;\">\n <div class=\"p-tax-box\">\n <h3>Est-ce votre premier bien immobilier au Luxembourg\u00a0?<\/h3>\n <div class=\"p-tax-amt\">40\u00a0000 \u20ac \u2013 80\u00a0000 \u20ac de remboursement<\/div>\n <p>Le cr\u00e9dit d'imp\u00f4t B\u00ebllegen Akt s'\u00e9l\u00e8ve \u00e0 40\u00a0000\u00a0\u20ac par personne pour les droits d'enregistrement d'une r\u00e9sidence principale. Mari\u00e9(e) ou sous le r\u00e9gime PACS\u00a0? Le cr\u00e9dit est alors de 80\u00a0000\u00a0\u20ac. Faites votre demande via AED\u00a0; la proc\u00e9dure n'est pas automatique.<\/p>\n <p class=\"p-small p-mt2\"><a href=\"https:\/\/aed.gouvernement.lu\" style=\"color:#FF5C0B;\" target=\"_blank\" rel=\"noopener\">\u2192 Postuler via AED (site officiel)<\/a><\/p>\n <\/div>\n <div class=\"p-tax-box\">\n <h3>Vous pr\u00e9voyez de vendre d'ici 2 ans ?<\/h3>\n <div class=\"p-tax-amt\">Gain en capital impos\u00e9 au taux marginal plein \u2014 jusqu'\u00e0 45,78%<\/div>\n <p>Une vente r\u00e9alis\u00e9e dans les deux ans est consid\u00e9r\u00e9e comme un profit sp\u00e9culatif. Au-del\u00e0 de deux ans, le taux chute \u00e0 environ 20\u201323%.<\/p>\n <\/div>\n <div class=\"p-tax-box\">\n <h3>D\u00e9duction des int\u00e9r\u00eats hypoth\u00e9caires<\/h3>\n <div class=\"p-tax-amt\">\u00c9conomisez jusqu'\u00e0 4\u00a0000\u00a0\u20ac par an sur votre d\u00e9claration de revenus<\/div>\n <p>Les int\u00e9r\u00eats hypoth\u00e9caires de votre r\u00e9sidence principale sont d\u00e9ductibles d'imp\u00f4t. Le plafond augmente avec la taille du m\u00e9nage. D\u00e9clarez-les annuellement.<\/p>\n <p class=\"p-small p-mt2\"><a href=\"https:\/\/zeas.immo\/fr\/couts-dacquisition-immobiliere-au-luxembourg-ventilation-complete-pour-2026\/\" style=\"color:#FF5C0B;\">\u2192 D\u00e9tail complet des imp\u00f4ts<\/a><\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/main>\n <footer class=\"contact-strip\">\n <div class=\"contact-left\"><a class=\"contact-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a><\/div>\n <div class=\"contact-right\">\n <div class=\"contact-item\"><i class=\"ti ti-phone\"><\/i><a href=\"tel:+352691624645\">+352 691 624 645<\/a><\/div>\n <div class=\"contact-item\"><i class=\"ti ti-mail\"><\/i><a href=\"mailto:hello@zeas.immo\">hello@zeas.immo<\/a><\/div>\n <\/div>\n <\/footer>\n<\/section>\n\n<\/div>\n\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>How to Buy Property in Luxembourg \u2014 Complete Guide 2026 \u00b7 zeas.immo Buyer’s guide \u00b7 Luxembourg \u00b7 2026 How to Buy Propertyin Luxembourg Costs \u00b7 market prices \u00b7 the full purchase process \u00b7 tax credits and due diligence \u2014 explained in plain language. Scroll to read \u2193 Contents 1 \u00b7 Understanding the market 2 \u00b7 […]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-50570","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/pages\/50570","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/comments?post=50570"}],"version-history":[{"count":3,"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/pages\/50570\/revisions"}],"predecessor-version":[{"id":50651,"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/pages\/50570\/revisions\/50651"}],"wp:attachment":[{"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/media?parent=50570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\n\t\t\t\t\t\n\n\n\n\n\nComment acheter un bien immobilier au Luxembourg \u2014 Guide complet 2026 \u00b7 zeas.immo<\/title>\n<meta name=\"description\" content=\"Comment acheter un bien immobilier au Luxembourg en 2026\u00a0: co\u00fbts, prix de r\u00e9f\u00e9rence, processus d\u2019achat complet, cr\u00e9dits d\u2019imp\u00f4t et v\u00e9rifications pr\u00e9alables \u2014 expliqu\u00e9s en langage clair.\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Poppins:wght@400;700;900&display=swap\" rel=\"stylesheet\">\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/@tabler\/icons-webfont@latest\/dist\/tabler-icons.min.css\">\n\n<style>\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n BASE RESET & TOKENS\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n*, *::before, *::after { box-sizing: border-box; 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}\n\n .sec-title {\n font-size: 22px;\n font-weight: 700;\n letter-spacing: -.03em;\n color: var(--dark);\n margin-bottom: 24px;\n line-height: 1.1;\n }\n\n \/* \u2500\u2500 Hero \u2500\u2500 *\/\n .web-hero {\n background: #ffffff;\n border-bottom: 3px solid var(--border);\n padding: 36px 0 32px;\n margin-bottom: 0;\n }\n .web-hero .inner {\n max-width: var(--max-w);\n margin: 0 auto;\n display: flex;\n align-items: flex-start;\n justify-content: space-between;\n gap: 32px;\n padding: 0;\n overflow: visible;\n }\n .hero-left {\n flex: 1 1 0;\n min-width: 0;\n }\n .hero-eyebrow {\n font-size: 10px;\n font-weight: 700;\n text-transform: uppercase;\n letter-spacing: .18em;\n color: var(--orange);\n margin-bottom: 10px;\n }\n .hero-title {\n font-size: 32px;\n font-weight: 700;\n color: var(--dark);\n letter-spacing: -.04em;\n line-height: 1.05;\n margin-bottom: 10px;\n }\n .hero-sub {\n font-size: 14px;\n color: var(--muted);\n line-height: 1.65;\n max-width: 520px;\n }\n .hero-scroll {\n margin-top: 14px;\n font-size: 12px;\n color: var(--muted);\n opacity: .55;\n display: flex;\n align-items: center;\n gap: 6px;\n }\n .hero-scroll::before {\n content: '';\n display: inline-block;\n width: 20px;\n height: 1px;\n background: var(--border);\n }\n .hero-toc {\n flex: 0 0 auto;\n text-align: right;\n padding-left: 24px;\n border-left: 2px solid var(--border);\n align-self: center;\n }\n .hero-toc-label {\n font-size: 10px;\n color: var(--muted);\n text-transform: uppercase;\n letter-spacing: .1em;\n margin-bottom: 8px;\n opacity: .7;\n }\n .hero-toc-items {\n font-size: 12.5px;\n color: var(--muted);\n line-height: 2.1;\n }\n .hero-toc-items a {\n color: var(--muted);\n text-decoration: none;\n display: block;\n transition: color .15s;\n }\n .hero-toc-items a:hover { color: var(--orange); }\n\n \/* \u2500\u2500 Grids \u2500\u2500 *\/\n .grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }\n .grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 18px; }\n .grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 14px; }\n\n \/* \u2500\u2500 Panels \u2500\u2500 *\/\n .panel {\n background: var(--soft);\n border: 1px solid var(--border);\n border-radius: 8px;\n padding: 20px 22px;\n }\n .white-panel {\n background: #fff;\n border: 1px solid var(--border);\n border-radius: 8px;\n padding: 14px 16px;\n }\n .panel-title {\n font-size: 15px;\n font-weight: 700;\n color: var(--dark);\n letter-spacing: -.02em;\n margin-bottom: 14px;\n }\n\n \/* \u2500\u2500 Fact list \u2500\u2500 *\/\n .fact-list { list-style: none; padding: 0; }\n .fact-list li {\n display: grid;\n grid-template-columns: 28px 1fr;\n gap: 10px;\n align-items: flex-start;\n padding: 9px 0;\n border-bottom: 1px solid var(--border);\n font-size: 13px;\n color: var(--muted);\n line-height: 1.45;\n }\n .fact-list li:last-child { border-bottom: none; padding-bottom: 0; }\n .fact-icon {\n width: 26px; height: 26px;\n display: flex; align-items: center; justify-content: center;\n border-radius: 5px;\n background: #fff1e9;\n color: var(--orange);\n flex-shrink: 0;\n }\n .fact-icon i { font-size: 13px; }\n .fact-list strong { color: var(--dark); }\n\n \/* \u2500\u2500 Zone list \u2500\u2500 *\/\n .zone-list { list-style: none; padding: 0; }\n .zone-list li {\n display: grid;\n grid-template-columns: 1fr 1.6fr;\n gap: 12px;\n padding: 9px 0;\n border-bottom: 1px solid var(--border);\n font-size: 13px;\n align-items: baseline;\n }\n .zone-list li:last-child { border-bottom: none; }\n .zone-name { font-weight: 700; color: var(--dark); }\n .zone-desc { color: var(--muted); }\n\n \/* \u2500\u2500 Reason cards \u2500\u2500 *\/\n .reasons {\n display: grid;\n grid-template-columns: 1fr 1fr 1fr;\n gap: 14px;\n margin-top: 20px;\n }\n .r-card { border-radius: 8px; padding: 16px 18px; }\n .r-card.r1 { background: var(--soft); border: 1px solid var(--border); }\n .r-card.r2 { background: #edf7ef; border: 1px solid #d8eadb; }\n .r-card.r3 { background: #fff1e9; border: 1px solid #ffd8c7; }\n .r-card i { font-size: 20px; display: block; margin-bottom: 8px; }\n .r-card.r1 i { color: var(--muted); }\n .r-card.r2 i { color: var(--green); }\n .r-card.r3 i { color: var(--orange); }\n .r-title { font: 700 13.5px 'Helvetica Neue',Arial,sans-serif; color: var(--dark); margin-bottom: 5px; }\n .r-text { font-size: 12.5px; color: var(--muted); line-height: 1.5; }\n\n \/* \u2500\u2500 Step label \u2500\u2500 *\/\n .step-label { display: flex; align-items: center; gap: 9px; margin-bottom: 12px; }\n .step-num {\n width: 24px; height: 24px;\n border-radius: 50%;\n background: var(--orange);\n color: #fff;\n font: 700 11px 'Helvetica Neue', Arial, sans-serif;\n display: flex; align-items: center; justify-content: center;\n flex-shrink: 0;\n }\n .step-title { font: 700 15px 'Helvetica Neue',Arial,sans-serif; color: var(--dark); letter-spacing: -.02em; }\n .step-subtitle { font-size: 12px; color: var(--orange); font-style: italic; }\n\n \/* \u2500\u2500 Price tables \u2500\u2500 *\/\n .pt-head {\n font: 700 10px 'Helvetica Neue', Arial, sans-serif;\n color: var(--muted);\n text-transform: uppercase;\n letter-spacing: .08em;\n margin: 12px 0 5px;\n display: flex; align-items: center; gap: 5px;\n }\n .pt-head i { color: var(--orange); font-size: 12px; }\n table { width: 100%; border-collapse: collapse; }\n th {\n text-align: left;\n padding: 5px 6px 6px;\n border-bottom: 1px solid #dcd7d1;\n font: 700 9px 'Helvetica Neue', Arial, sans-serif;\n color: var(--muted);\n text-transform: uppercase;\n letter-spacing: .08em;\n }\n td {\n padding: 6px;\n border-bottom: 1px solid #ece7e0;\n font-size: 12.5px;\n line-height: 1.35;\n vertical-align: middle;\n }\n tbody tr:last-child td { border-bottom: none; }\n .td-hi { color: var(--orange); font-weight: 700; }\n\n \/* \u2500\u2500 Cost list \u2500\u2500 *\/\n .cost-list {\n display: grid;\n grid-template-columns: 1fr auto;\n gap: 5px 14px;\n margin-top: 10px;\n }\n .cost-list > div {\n padding-bottom: 5px;\n border-bottom: 1px solid var(--border);\n font-size: 12.5px;\n line-height: 1.35;\n }\n .cl-amount { text-align: right; font-weight: 600; color: var(--dark); }\n .cl-green { color: var(--green); font-weight: 600; }\n .cl-total { color: var(--orange); font-weight: 700; font-size: 13px; border-bottom: none !important; }\n .cl-divider { grid-column: 1\/-1; height: 1px; background: #bbb; padding: 0; border: none !important; margin: 2px 0; }\n .cl-nb { border-bottom: none !important; }\n .cl-bold { font-weight: 600; color: var(--dark); }\n\n \/* \u2500\u2500 Calculator CTA panel \u2500\u2500 *\/\n .calc-cta {\n background: var(--orange);\n border-radius: 8px;\n padding: 24px 26px;\n display: flex;\n flex-direction: column;\n justify-content: center;\n gap: 10px;\n }\n .calc-cta .eyebrow {\n font-size: 10px; font-weight: 700;\n text-transform: uppercase; letter-spacing: .18em;\n color: rgba(255,255,255,.6);\n }\n .calc-cta h3 {\n font-size: 19px; font-weight: 700;\n color: #fff; letter-spacing: -.03em;\n line-height: 1.15;\n }\n .calc-cta p {\n font-size: 13px; color: rgba(255,255,255,.8);\n line-height: 1.55;\n }\n .btn-white {\n display: inline-flex; align-items: center; gap: 7px;\n background: #fff; color: var(--orange);\n font: 700 13px 'Helvetica Neue',Arial,sans-serif;\n padding: 10px 18px; border-radius: 999px;\n text-decoration: none; align-self: flex-start;\n margin-top: 4px;\n transition: opacity .15s;\n }\n .btn-white:hover { opacity: .9; text-decoration: none; }\n\n \/* \u2500\u2500 Process step cards \u2500\u2500 *\/\n .step-card {\n background: #fff;\n border: 1px solid var(--border);\n border-radius: 8px;\n padding: 16px 14px;\n position: relative;\n display: flex;\n flex-direction: column;\n transition: border-color .15s, background .15s;\n }\n .step-card:hover { border-color: rgba(255,92,11,.4); background: #fff6f1; }\n .card-num {\n position: absolute; top: 10px; right: 12px;\n font: 700 20px 'Helvetica Neue',Arial,sans-serif;\n color: rgba(0,0,0,.07); line-height: 1;\n }\n .step-card i { font-size: 24px; color: var(--orange); display: block; margin-bottom: 9px; }\n .step-card h3 { font-size: 14px; font-weight: 700; color: var(--dark); margin-bottom: 6px; }\n .step-card p { font-size: 12.5px; color: #444442; line-height: 1.5; flex: 1; margin-bottom: 8px; }\n .step-card a { font: 700 12.5px 'Helvetica Neue',Arial,sans-serif; color: var(--orange); }\n\n \/* \u2500\u2500 Timeline \u2500\u2500 *\/\n .timeline {\n background: var(--soft);\n border: 1px solid var(--border);\n border-radius: 8px;\n padding: 20px;\n margin-top: 20px;\n }\n .tl-row {\n display: grid;\n grid-template-columns: repeat(8,1fr);\n gap: 8px;\n position: relative;\n }\n .tl-row::before {\n content: '';\n position: absolute;\n left: 6%; right: 6%; top: 18px;\n height: 2px;\n background: linear-gradient(90deg,#ffcfb6 0%,#ffb48d 80%,#8fcf99 100%);\n z-index: 0;\n }\n .tl-item { position: relative; text-align: center; z-index: 1; }\n .tl-dot {\n width: 36px; height: 36px;\n margin: 0 auto 7px;\n border-radius: 50%;\n background: #fff;\n border: 2px solid #f1b18f;\n display: flex; align-items: center; justify-content: center;\n color: var(--orange);\n font: 700 12px 'Helvetica Neue',Arial,sans-serif;\n }\n .tl-item:last-child .tl-dot { border-color: #8fcf99; color: #2f7b43; }\n .tl-item h4 { font-size: 12px; font-weight: 700; margin-bottom: 2px; color: var(--dark); }\n .tl-item p { font-size: 10.5px; color: var(--muted); }\n\n \/* \u2500\u2500 Page 4 elements \u2500\u2500 *\/\n .icon-row {\n display: grid;\n grid-template-columns: 26px 1fr;\n gap: 10px;\n margin-bottom: 10px;\n align-items: flex-start;\n border-radius: 5px;\n padding: 5px 6px;\n margin-left: -6px; margin-right: -6px;\n transition: background .15s;\n }\n .icon-row:hover { background: #fff6f1; }\n .icon-row:last-of-type { margin-bottom: 0; }\n .icon-cell {\n width: 26px; height: 26px;\n display: flex; align-items: center; justify-content: center;\n border-radius: 5px;\n background: #fff1e9;\n color: var(--orange);\n flex-shrink: 0;\n }\n .icon-cell.green { background: #edf7ef; color: var(--green); }\n .icon-cell i { font-size: 12px; }\n .icon-text { font-size: 13px; line-height: 1.5; color: #444442; padding-top: 1px; }\n .icon-text strong { color: var(--dark); display: block; font-size: 13px; margin-bottom: 1px; }\n\n .check-list { list-style: none; padding: 0; }\n .check-list li {\n display: grid;\n grid-template-columns: 22px 1fr;\n gap: 9px;\n padding: 9px 6px;\n margin-left: -6px; margin-right: -6px;\n border-bottom: 1px solid var(--border);\n font-size: 13px; line-height: 1.5; color: #444442;\n border-radius: 5px;\n transition: background .15s;\n }\n .check-list li:hover { background: #fff6f1; }\n .check-list li:last-child { border-bottom: none; }\n .ck-num { font: 700 13px 'Helvetica Neue',Arial,sans-serif; color: rgba(255,92,11,.22); line-height: 1.2; }\n .ck-text strong { display: block; color: var(--dark); font-size: 13.5px; font-weight: 700; letter-spacing: -.02em; margin-bottom: 2px; }\n\n .tax-stack { display: flex; flex-direction: column; gap: 10px; }\n .tax-box {\n background: var(--soft);\n border: 1px solid var(--border);\n border-left: 3px solid var(--orange);\n border-radius: 6px;\n padding: 11px 14px;\n transition: background .15s;\n }\n .tax-box:hover { background: #fff6f1; }\n .tax-box h3 { font-size: 14px; font-weight: 700; color: var(--dark); margin-bottom: 3px; letter-spacing: -.02em; }\n .tax-amt { font-size: 12px; color: var(--muted); margin-bottom: 6px; font-weight: 600; }\n .tax-box p { font-size: 13px; color: #444442; line-height: 1.5; }\n\n .small { font-size: 12px; color: var(--muted); line-height: 1.45; }\n .caption { font-size: 11px; color: #999895; font-style: italic; margin-top: 8px; }\n .mt-2 { margin-top: 8px; }\n .mt-3 { margin-top: 12px; }\n .link-row { font-size: 12.5px; margin-top: 10px; }\n\n \/* \u2500\u2500 Hide print pages on screen \u2500\u2500 *\/\n .print-guide { display: none !important; }\n\n} \/* end @media screen *\/\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n PRINT LAYOUT \u2014 A4 landscape, 4 pages\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n@media print {\n\n @page { size: A4 landscape; margin: 0; }\n\n html, body { background: #fff; }\n\n \/* hide web layout & popup on print *\/\n .web-guide,\n\n \/* show print layout *\/\n .print-guide { display: block !important; }\n\n \/* \u2500\u2500 Page \u2500\u2500 *\/\n .page {\n position: relative;\n width: 297mm;\n height: 210mm;\n background: #faf9f7;\n overflow: hidden;\n break-after: page;\n page-break-after: always;\n -webkit-print-color-adjust: exact;\n print-color-adjust: exact;\n }\n .page:last-child { break-after: auto; page-break-after: auto; }\n\n \/* \u2500\u2500 Page header \u2500\u2500 *\/\n .page-header {\n position: absolute;\n top: 0; left: 0; right: 0;\n height: 18mm;\n background: #111110;\n display: flex;\n align-items: center;\n justify-content: space-between;\n padding: 0 12mm;\n z-index: 3;\n }\n .head-right { display: flex; align-items: center; gap: 6mm; }\n .head-meta { text-align: center; position: absolute; left: 50%; transform: translateX(-50%); }\n .head-title { font: 700 18px 'Helvetica Neue',Arial,sans-serif; letter-spacing: -.02em; color: #faf9f7; }\n .head-sub { font: 500 13px 'Helvetica Neue',Arial,sans-serif; color: rgba(250,249,247,.65); margin-top: 3px; }\n .head-url {\n font-family: 'Poppins', Arial, sans-serif;\n font-weight: 700; font-size: 13px;\n color: #FF5C0B; letter-spacing: -.02em;\n text-decoration: none;\n }\n .badge {\n min-width: 18mm; height: 8mm;\n border-radius: 999px;\n border: 1px solid rgba(255,255,255,.14);\n display: flex; align-items: center; justify-content: center;\n padding: 0 4mm;\n font: 700 11px 'Helvetica Neue',Arial,sans-serif;\n color: #faf9f7; white-space: nowrap;\n }\n\n \/* \u2500\u2500 Contact strip footer \u2500\u2500 *\/\n .contact-strip {\n position: absolute;\n bottom: 0; left: 0; right: 0;\n height: 18mm;\n background: #111110;\n display: flex;\n align-items: center;\n justify-content: space-between;\n padding: 0 12mm;\n z-index: 3;\n }\n .contact-left { display: flex; align-items: center; gap: 4mm; }\n .contact-url {\n font-family: 'Poppins', Arial, sans-serif;\n font-weight: 700; font-size: 14px;\n color: #ffffff;\n letter-spacing: -.02em;\n text-decoration: none;\n }\n .contact-right { display: flex; align-items: center; gap: 7mm; margin-left: auto; }\n .contact-item {\n display: flex; align-items: center; gap: 5px;\n font: 600 12px 'Helvetica Neue',Arial,sans-serif;\n }\n .contact-item i { color: #FF5C0B; font-size: 14px; }\n .contact-item a { color: #faf9f7; text-decoration: none; }\n\n \/* \u2500\u2500 Print content areas \u2500\u2500 *\/\n .content {\n position: absolute;\n top: 18mm; bottom: 18mm;\n left: 0; right: 0;\n padding: 5mm 12mm 3mm;\n z-index: 2;\n overflow: hidden;\n display: flex;\n flex-direction: column;\n gap: 3mm;\n }\n .content-p3 {\n position: absolute;\n top: 18mm; bottom: 18mm;\n left: 0; right: 0;\n padding: 5mm 12mm 3mm;\n z-index: 2;\n overflow: hidden;\n display: flex;\n flex-direction: column;\n justify-content: space-between;\n }\n .content-p4 {\n position: absolute;\n top: 18mm; bottom: 18mm;\n left: 0; right: 0;\n padding: 6mm 12mm 5mm;\n z-index: 2;\n overflow: hidden;\n display: flex;\n flex-direction: column;\n gap: 4mm;\n }\n\n \/* \u2500\u2500 Print section chrome \u2500\u2500 *\/\n .p-kicker {\n font: 700 10px 'Helvetica Neue',Arial,sans-serif;\n letter-spacing: .18em;\n text-transform: uppercase;\n color: #FF5C0B;\n margin-bottom: 1.5mm;\n }\n .p-h2 { font-size: 20px; font-weight: 700; letter-spacing: -.03em; line-height: 1.05; color: #111110; }\n .p-h3 { font-size: 13.5px; font-weight: 700; letter-spacing: -.02em; line-height: 1.2; color: #111110; }\n .p-h4 { font-size: 11.5px; font-weight: 700; line-height: 1.2; color: #111110; }\n\n \/* \u2500\u2500 Print panels \u2500\u2500 *\/\n .p-soft {\n background: #f5f3ef;\n border: 1px solid #e4e0da;\n border-radius: 3mm;\n padding: 4.5mm;\n }\n .p-white {\n background: #fff;\n border: 1px solid #e4e0da;\n border-radius: 3mm;\n padding: 4mm 4.5mm;\n }\n\n \/* \u2500\u2500 Print grids \u2500\u2500 *\/\n .p-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 5mm; }\n .p-grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 4.5mm; }\n\n \/* \u2500\u2500 Print fact list \u2500\u2500 *\/\n .p-fact-list { list-style: none; padding: 0; display: flex; flex-direction: column; gap: 2mm; }\n .p-fact-list li {\n display: grid; grid-template-columns: 7mm 1fr;\n gap: 2.5mm; align-items: flex-start;\n font-size: 12px; line-height: 1.4; color: #555552;\n padding-bottom: 2mm; border-bottom: 1px solid #e4e0da;\n }\n .p-fact-list li:last-child { border-bottom: none; padding-bottom: 0; }\n .p-fact-icon {\n width: 7mm; height: 7mm;\n display: flex; align-items: center; justify-content: center;\n border-radius: 1.5mm; background: #fff1e9; color: #FF5C0B;\n }\n .p-fact-icon i { font-size: 13px; }\n .p-fact-list strong { color: #111110; font-weight: 600; }\n\n \/* \u2500\u2500 Print zone list \u2500\u2500 *\/\n .p-zone-list { list-style: none; padding: 0; }\n .p-zone-list li {\n display: grid; grid-template-columns: 1fr 1.7fr;\n gap: 3mm; padding: 2mm 0;\n border-bottom: 1px solid #e4e0da;\n font-size: 12px; line-height: 1.4; align-items: baseline;\n }\n .p-zone-list li:last-child { border-bottom: none; }\n .p-zone-name { font-weight: 700; color: #111110; }\n .p-zone-desc { color: #555552; }\n\n \/* \u2500\u2500 Print reasons strip \u2500\u2500 *\/\n .p-reasons { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 4mm; }\n .p-r-card { border-radius: 3mm; padding: 3.5mm 4mm; display: flex; flex-direction: column; gap: 1.5mm; }\n .p-r-card.r1 { background: #f5f3ef; border: 1px solid #e4e0da; }\n .p-r-card.r2 { background: #edf7ef; border: 1px solid #d8eadb; }\n .p-r-card.r3 { background: #fff1e9; border: 1px solid #ffd8c7; }\n .p-r-card i { font-size: 16px; }\n .p-r-card.r1 i { color: #555552; }\n .p-r-card.r2 i { color: #1FA05E; }\n .p-r-card.r3 i { color: #FF5C0B; }\n .p-r-title { font: 700 12.5px 'Helvetica Neue',Arial,sans-serif; color: #111110; }\n .p-r-text { font-size: 11px; color: #555552; line-height: 1.4; }\n\n \/* \u2500\u2500 Print step panels \u2500\u2500 *\/\n .p-step-panel {\n background: #f5f3ef; border: 1px solid #e4e0da;\n border-radius: 3mm; padding: 4mm 4.5mm;\n display: flex; flex-direction: column; gap: 2mm;\n overflow: hidden;\n }\n .p-step-label { display: flex; align-items: center; gap: 2.5mm; margin-bottom: 1mm; }\n .p-step-num {\n width: 6mm; height: 6mm; border-radius: 50%;\n background: #FF5C0B; color: #fff;\n font: 700 10px 'Helvetica Neue',Arial,sans-serif;\n display: flex; align-items: center; justify-content: center;\n flex-shrink: 0;\n }\n .p-step-title { font: 700 13.5px 'Helvetica Neue',Arial,sans-serif; color: #111110; letter-spacing: -.02em; }\n .p-step-subtitle { font: 400 11px 'Helvetica Neue',Arial,sans-serif; color: #FF5C0B; font-style: italic; }\n\n \/* \u2500\u2500 Print tables \u2500\u2500 *\/\n .p-pt-head {\n font: 700 10px 'Helvetica Neue',Arial,sans-serif; color: #555552;\n text-transform: uppercase; letter-spacing: .08em;\n margin-bottom: 1.5mm; display: flex; align-items: center; gap: 2mm;\n }\n .p-pt-head i { color: #FF5C0B; font-size: 11px; }\n .p-table { width: 100%; border-collapse: collapse; }\n .p-table th {\n text-align: left; padding: 1.3mm 1.5mm 1.6mm;\n border-bottom: 1px solid #dcd7d1;\n font: 700 9px 'Helvetica Neue',Arial,sans-serif;\n color: #555552; text-transform: uppercase; letter-spacing: .08em;\n }\n .p-table td {\n padding: 1.6mm 1.5mm; border-bottom: 1px solid #ece7e0;\n font-size: 11.5px; line-height: 1.35; vertical-align: middle;\n }\n .p-table tbody tr:last-child td { border-bottom: none; }\n .p-td-hi { color: #FF5C0B; font-weight: 700; }\n\n \/* \u2500\u2500 Print cost list \u2500\u2500 *\/\n .p-cost-list { display: grid; grid-template-columns: 1fr auto; gap: 1.3mm 4mm; }\n .p-cost-list > div {\n padding-bottom: 1.3mm; border-bottom: 1px solid #e4e0da;\n font-size: 11.5px; line-height: 1.35;\n }\n .p-cl-amount { text-align: right; font-weight: 600; color: #111110; }\n .p-cl-strong { font-weight: 600; color: #111110; }\n .p-cl-credit { color: #1FA05E; font-weight: 600; }\n .p-cl-total { color: #FF5C0B; font-weight: 700; font-size: 12.5px; border-bottom: none !important; }\n .p-cl-divider { grid-column: 1\/-1; height: 1px; background: #bbb; padding: 0; border: none !important; margin: .5mm 0; }\n .p-cl-nb { border-bottom: none !important; }\n\n \/* \u2500\u2500 Print step cards (page 3) \u2500\u2500 *\/\n .p-cards { display: grid; grid-template-columns: repeat(4,1fr); gap: 3.5mm; flex: 1; align-content: stretch; }\n .p-step-card {\n position: relative; background: #fff;\n border: 1px solid #e4e0da; border-radius: 3mm;\n padding: 4mm 3.5mm 3.5mm;\n display: flex; flex-direction: column;\n }\n .p-card-num {\n position: absolute; top: 2.5mm; right: 3mm;\n font: 700 20px 'Helvetica Neue',Arial,sans-serif;\n color: rgba(0,0,0,.07); line-height: 1;\n }\n .p-step-card i { font-size: 24px; color: #FF5C0B; display: block; margin-bottom: 3mm; }\n .p-step-card h3 { font-size: 14px; margin-bottom: 2mm; font-weight: 700; color: #111110; }\n .p-step-card p { font-size: 12.5px; color: #444442; line-height: 1.5; flex: 1; margin-bottom: 1mm; }\n .p-step-card a { font: 700 12px 'Helvetica Neue',Arial,sans-serif; color: #FF5C0B; }\n\n \/* \u2500\u2500 Print timeline \u2500\u2500 *\/\n .p-timeline {\n background: #f5f3ef; border: 1px solid #e4e0da;\n border-radius: 3mm; padding: 4mm 4mm 3.5mm;\n }\n .p-tl-row {\n display: grid; grid-template-columns: repeat(8,1fr);\n gap: 1.5mm; position: relative;\n }\n .p-tl-row::before {\n content: ''; position: absolute;\n left: 6%; right: 6%; top: 7mm;\n height: 2px;\n background: linear-gradient(90deg,#ffcfb6 0%,#ffb48d 80%,#8fcf99 100%);\n z-index: 0;\n }\n .p-tl-item { position: relative; text-align: center; z-index: 1; }\n .p-tl-dot {\n width: 13mm; height: 13mm; margin: 0 auto 2.5mm;\n border-radius: 50%; background: #fff;\n border: 2px solid #f1b18f;\n display: flex; align-items: center; justify-content: center;\n color: #FF5C0B; font: 700 12px 'Helvetica Neue',Arial,sans-serif;\n }\n .p-tl-item:last-child .p-tl-dot { border-color: #8fcf99; color: #2f7b43; }\n .p-tl-item h4 { font-size: 12.5px; margin-bottom: 1mm; font-weight: 700; color: #111110; }\n .p-tl-item p { font-size: 11px; color: #555552; line-height: 1.35; }\n\n \/* \u2500\u2500 Print page 4 \u2500\u2500 *\/\n .p-icon-row {\n display: grid; grid-template-columns: 7mm 1fr;\n gap: 2.5mm; margin-bottom: 2mm; align-items: flex-start;\n border-radius: 2mm; padding: 1.5mm 2mm;\n margin-left: -2mm; margin-right: -2mm;\n }\n .p-icon-cell {\n width: 7mm; height: 7mm;\n display: flex; align-items: center; justify-content: center;\n border-radius: 1.5mm; background: #fff1e9; color: #FF5C0B;\n }\n .p-icon-cell.green { background: #edf7ef; color: #1FA05E; }\n .p-icon-cell i { font-size: 12px; }\n .p-icon-text { font-size: 12.5px; line-height: 1.45; color: #444442; padding-top: 1px; }\n .p-icon-text strong { color: #111110; font-size: 13px; }\n\n .p-check-list { list-style: none; padding: 0; }\n .p-check-list li {\n display: grid; grid-template-columns: 5.5mm 1fr;\n gap: 2mm; padding: 1.8mm 2mm;\n margin-left: -2mm; margin-right: -2mm;\n border-bottom: 1px solid #e4e0da;\n font-size: 12px; line-height: 1.45; color: #444442;\n border-radius: 2mm;\n }\n .p-check-list li:last-child { border-bottom: none; }\n .p-ck-num { font: 700 13px 'Helvetica Neue',Arial,sans-serif; color: rgba(255,92,11,.22); line-height: 1.1; }\n .p-ck-text strong { display: block; color: #111110; font-size: 13.5px; font-weight: 700; letter-spacing: -.02em; margin-bottom: 1px; }\n\n .p-tax-stack { display: grid; gap: 2mm; }\n .p-tax-box {\n background: #f5f3ef; border: 1px solid #e4e0da;\n border-left: 3px solid #FF5C0B; border-radius: 2.5mm;\n padding: 2.5mm 3.5mm;\n }\n .p-tax-box h3 { margin-bottom: 1mm; font-size: 13.5px; font-weight: 700; letter-spacing: -.02em; color: #111110; }\n .p-tax-amt { font-size: 12px; color: #555552; line-height: 1.2; margin-bottom: 1.5mm; font-weight: 600; }\n .p-tax-box p { font-size: 12.5px; color: #444442; line-height: 1.45; }\n\n .p-small { font-size: 10.5px; color: #555552; line-height: 1.4; }\n .p-caption { font-size: 10px; color: #999895; font-style: italic; }\n .p-mt2 { margin-top: 2mm; }\n .p-mt3 { margin-top: 3mm; }\n .p-p2-top { display: grid; grid-template-columns: 1fr 1fr; gap: 5mm; flex: 1; min-height: 0; }\n .p-p2-bottom { flex-shrink: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 5mm; }\n .p-p2-bottom .p-step-panel {\n flex-direction: row; align-items: flex-start;\n gap: 4mm; padding: 2.5mm 4mm;\n }\n .p-p2-bottom .p-step-label { margin-bottom: 0; flex-shrink: 0; }\n .p-p2-bottom .p-step-content { flex: 1; display: flex; gap: 5mm; align-items: flex-start; }\n .p-p2-bottom ul { margin: 0; padding-left: 4mm; }\n .p-p2-bottom li { font-size: 11.5px; margin-bottom: 1.5mm; }\n\n} \/* end @media print *\/\n\n<\/style>\n<\/head>\n<body>\n\n\n<div class=\"web-guide\">\n\n \n <div class=\"web-hero\">\n <div class=\"inner\">\n <div class=\"hero-left\">\n <div class=\"hero-eyebrow\">Guide d'achat \u00b7 Luxembourg \u00b7 2026<\/div>\n <h1 class=\"hero-title\">Comment acheter un bien immobilier<br>au Luxembourg<\/h1>\n <p class=\"hero-sub\">Co\u00fbts \u00b7 prix du march\u00e9 \u00b7 processus d'achat complet \u00b7 cr\u00e9dits d'imp\u00f4t et v\u00e9rification pr\u00e9alable \u2014 expliqu\u00e9s en langage clair.<\/p>\n <p class=\"hero-scroll\">D\u00e9filez pour lire \u2193<\/p>\n <\/div>\n <div class=\"hero-toc\">\n <div class=\"hero-toc-label\">Contenu<\/div>\n <div class=\"hero-toc-items\">\n <a href=\"#sec1\">1 \u00b7 Comprendre le march\u00e9<\/a>\n <a href=\"#sec2\">2 \u00b7 Vos premiers pas<\/a>\n <a href=\"#sec3\">3 \u00b7 Le processus d'achat<\/a>\n <a href=\"#sec4\">4 \u00b7 Avant de signer<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n \n <div class=\"web-sec\" id=\"sec1\">\n <div class=\"kicker\">Section 1<\/div>\n <h2 class=\"sec-title\">Luxembourg et les lieux o\u00f9 les gens ach\u00e8tent<\/h2>\n <div class=\"grid-2\">\n <div class=\"panel\">\n <div class=\"panel-title\">Luxembourg \u2014 points cl\u00e9s<\/div>\n <ul class=\"fact-list\">\n <li><div class=\"fact-icon\"><i class=\"ti ti-users\"><\/i><\/div><div><strong>Population ~680 000<\/strong> \u2014 Plus de 471 000\u00a0000 sont des ressortissants \u00e9trangers. Le pays le plus international de l\u2019UE.<\/div><\/li>\n <li><div class=\"fact-icon\"><i class=\"ti ti-language\"><\/i><\/div><div><strong>4 langues officielles<\/strong> \u2014 Luxembourgeois, fran\u00e7ais, allemand, anglais. Les documents relatifs \u00e0 la propri\u00e9t\u00e9 sont g\u00e9n\u00e9ralement en fran\u00e7ais.<\/div><\/li>\n <li><div class=\"fact-icon\"><i class=\"ti ti-plane-arrival\"><\/i><\/div><div><strong>Environ 220\u00a0000 travailleurs frontaliers<\/strong> Je fais quotidiennement la navette depuis la France, la Belgique et l'Allemagne.<\/div><\/li>\n <li><div class=\"fact-icon\"><i class=\"ti ti-home-check\"><\/i><\/div><div><strong>Ouvert \u00e0 tous.<\/strong> Les r\u00e9sidents et les non-r\u00e9sidents peuvent acheter librement. Aucune restriction de nationalit\u00e9 ne s'applique \u00e0 la propri\u00e9t\u00e9 immobili\u00e8re.<\/div><\/li>\n <li><div class=\"fact-icon\"><i class=\"ti ti-coin\"><\/i><\/div><div><strong>Contribution personnelle 20%<\/strong> G\u00e9n\u00e9ralement requis. Certains programmes pour primo-acc\u00e9dants permettent d'obtenir un montant inf\u00e9rieur\u00a0; renseignez-vous aupr\u00e8s de votre banque.<\/div><\/li>\n <li><div class=\"fact-icon\"><i class=\"ti ti-file-euro\"><\/i><\/div><div><strong>cr\u00e9dits d'imp\u00f4t gouvernementaux<\/strong> (B\u00ebllegen Akt) peut compenser jusqu'\u00e0 80 000 \u20ac de frais d'acquisition pour une r\u00e9sidence principale.<\/div><\/li>\n <\/ul>\n <\/div>\n <div class=\"panel\">\n <div class=\"panel-title\">Lieux d'achat \u2014 zones principales<\/div>\n <ul class=\"zone-list\">\n <li><span class=\"zone-name\">Ville de Luxembourg<\/span><span class=\"zone-desc\">Le plus cher. Urbain, dense, central. Forte demande de la part des professionnels internationaux.<\/span><\/li>\n <li><span class=\"zone-name\">Commune de Hesperange<\/span><span class=\"zone-desc\">Au sud de la ville. Quartier familial, verdoyant, \u00e9coles r\u00e9put\u00e9es. Fort potentiel \u00e0 long terme.<\/span><\/li>\n <li><span class=\"zone-name\">Sud \u2014 Esch, Sanem, Differdange<\/span><span class=\"zone-desc\">Plus abordable. Bonnes liaisons autorouti\u00e8res et ferroviaires. Investissements croissants dans les infrastructures.<\/span><\/li>\n <li><span class=\"zone-name\">Est \u2014 Grevenmacher, Remich<\/span><span class=\"zone-desc\">Vall\u00e9e de la Moselle. Rythme plus tranquille. R\u00e9gion viticole. Trajet plus long vers la ville.<\/span><\/li>\n <li><span class=\"zone-name\">Ouest \u2014 Capellen, Mersch<\/span><span class=\"zone-desc\">Banlieue. Acc\u00e8s facile \u00e0 l'autoroute. M\u00e9lange de maisons et d'appartements neufs.<\/span><\/li>\n <li><span class=\"zone-name\">Nord \u2014 Diekirch, Ettelbruck<\/span><span class=\"zone-desc\">Le plus abordable. Un cadre champ\u00eatre. Id\u00e9al si le t\u00e9l\u00e9travail est possible.<\/span><\/li>\n <\/ul>\n <p class=\"caption\">Ce guide s'applique quel que soit le lieu d'achat au Luxembourg.<\/p>\n <\/div>\n <\/div>\n <div class=\"reasons\">\n <div class=\"r-card r1\"><i class=\"ti ti-trending-up\"><\/i><div class=\"r-title\">March\u00e9 stable et en croissance<\/div><div class=\"r-text\">Au Luxembourg, la valeur des biens immobiliers a progress\u00e9 de mani\u00e8re constante au cours des 20 derni\u00e8res ann\u00e9es. La demande \u00e9manant d'une main-d'\u0153uvre fortement internationale assure la r\u00e9silience des prix \u00e0 long terme.<\/div><\/div>\n <div class=\"r-card r2\"><i class=\"ti ti-map-pin\"><\/i><div class=\"r-title\">G\u00e9ographie et connectivit\u00e9<\/div><div class=\"r-text\">Au c\u0153ur de l'Europe, \u00e0 la fronti\u00e8re de la France, de la Belgique et de l'Allemagne. Un des pays les mieux connect\u00e9s pour le travail et les voyages.<\/div><\/div>\n <div class=\"r-card r3\"><i class=\"ti ti-shield-check\"><\/i><div class=\"r-title\">Cadre juridique solide<\/div><div class=\"r-text\">Les droits de propri\u00e9t\u00e9 sont bien prot\u00e9g\u00e9s. Des mesures incitatives gouvernementales facilitent l'acc\u00e8s \u00e0 la propri\u00e9t\u00e9. Aucune restriction n'est impos\u00e9e aux acheteurs \u00e9trangers.<\/div><\/div>\n <\/div>\n <\/div>\n\n \n <div class=\"web-sec\" id=\"sec2\">\n <div class=\"kicker\">Section 2<\/div>\n <h2 class=\"sec-title\">Vos premiers pas<\/h2>\n <div class=\"grid-2\" style=\"margin-bottom:20px;\">\n\n \n <div class=\"panel\">\n <div class=\"step-label\"><div class=\"step-num\">1<\/div><div><div class=\"step-title\">Comprendre le march\u00e9<\/div><div class=\"step-subtitle\">Trouvez un bien immobilier par vous-m\u00eame \u2014 ou engagez un agent immobilier sp\u00e9cialis\u00e9 dans l'accompagnement des acheteurs.<\/div><\/div><\/div>\n <p class=\"small\">Recherche <strong>Athome.lu<\/strong>, <strong>Immotop.lu<\/strong>, <strong>Wortimmo.lu<\/strong>. Un agent immobilier vous donne acc\u00e8s \u00e0 des biens hors march\u00e9 et n\u00e9gocie exclusivement pour vous. <a href=\"https:\/\/zeas.immo\/fr\/achat-immobilier-au-luxembourg\/\" target=\"_blank\">Apprenez comment cela fonctionne<\/a>.<\/p>\n <div class=\"pt-head\"><i class=\"ti ti-building\"><\/i> Appartements \u2014 prix demand\u00e9s au 1er trimestre 2026<\/div>\n <table><thead><tr><th>Zone<\/th><th>Gamme<\/th><th>M\u00e9dian<\/th><th>\u20ac\/m\u00b2<\/th><th>Taille moyenne<\/th><\/tr><\/thead><tbody>\n <tr><td><strong>Ville de Luxembourg<\/strong><\/td><td>658\u00a0000 \u20ac \u2013 1,04 M\u20ac<\/td><td class=\"td-hi\">793 000 \u20ac<\/td><td>\u20ac12,478<\/td><td>68 m\u00b2<\/td><\/tr>\n <tr><td><strong>Hesperange<\/strong><\/td><td>740\u00a0000 \u20ac \u2013 1,14 M\u20ac<\/td><td class=\"td-hi\">890 000 \u20ac<\/td><td>\u20ac9,545<\/td><td>90 m\u00b2<\/td><\/tr>\n <tr><td><strong>Reste du pays<\/strong><\/td><td>485\u00a0000 \u20ac \u2013 725\u00a0000 \u20ac<\/td><td class=\"td-hi\">588 000 \u20ac<\/td><td>\u20ac7,779<\/td><td>81 m\u00b2<\/td><\/tr>\n <\/tbody><\/table>\n <div class=\"pt-head mt-2\"><i class=\"ti ti-home\"><\/i> Maisons \u2014 prix demand\u00e9s au 1er trimestre 2026<\/div>\n <table><thead><tr><th>Zone<\/th><th>Gamme<\/th><th>M\u00e9dian<\/th><th>\u20ac\/m\u00b2<\/th><th>Taille moyenne<\/th><\/tr><\/thead><tbody>\n <tr><td><strong>Ville de Luxembourg<\/strong><\/td><td>1,20 M\u20ac \u2013 2,85 M\u20ac<\/td><td class=\"td-hi\">1,94 million d'euros<\/td><td>\u20ac9,050<\/td><td>220 m\u00b2<\/td><\/tr>\n <tr><td><strong>Hesperange<\/strong><\/td><td>1,10 M\u20ac \u2013 1,80 M\u20ac<\/td><td class=\"td-hi\">1,45 million d'euros<\/td><td>\u20ac7,903<\/td><td>191 m\u00b2<\/td><\/tr>\n <tr><td><strong>Reste du pays<\/strong><\/td><td>779\u00a0000 \u20ac \u2013 1,20 M\u20ac<\/td><td class=\"td-hi\">995\u00a0000 \u20ac<\/td><td>\u20ac5,653<\/td><td>176 m\u00b2<\/td><\/tr>\n <\/tbody><\/table>\n <p class=\"caption\">Prix demand\u00e9s par les agr\u00e9gateurs publics, T1 2026. Les prix de vente sont g\u00e9n\u00e9ralement inf\u00e9rieurs de 10 \u00e0 15%.<\/p>\n <\/div>\n\n \n <div class=\"panel\">\n <div class=\"step-label\"><div class=\"step-num\">2<\/div><div><div class=\"step-title\">D\u00e9finissez votre budget total<\/div><div class=\"step-subtitle\">Le prix demand\u00e9 par les vendeurs n'est pas forc\u00e9ment celui que vous payez.<\/div><\/div><\/div>\n <div class=\"white-panel\" style=\"margin-bottom:12px;\">\n <p style=\"font-size:13px;font-weight:700;margin-bottom:6px;\">Construction neuve vs propri\u00e9t\u00e9 existante<\/p>\n <p class=\"small\"><strong>Existant:<\/strong> Droits d'enregistrement 7% + transcription 1% + notaire ~1,2%.<\/p>\n <p class=\"small mt-2\"><strong>Nouvelle construction :<\/strong> La TVA (formulaire 17%) remplace les droits d'enregistrement. Un taux r\u00e9duit (formulaire 3%) peut s'appliquer \u00e0 une r\u00e9sidence principale\u00a0; renseignez-vous aupr\u00e8s de votre notaire avant de signer.<\/p>\n <\/div>\n <p style=\"font-size:13px;font-weight:700;margin-bottom:8px;\">Exemple \u2014 achat \u00e0 800\u00a0000 \u20ac (bien existant)<\/p>\n <div class=\"cost-list\">\n <div>Droit d'immatriculation (6%)<\/div><div class=\"cl-amount\">\u20ac48,000<\/div>\n <div>T\u00e2che de transcription (1%)<\/div><div class=\"cl-amount\">\u20ac8,000<\/div>\n <div>Frais de notaire (~1,2%)<\/div><div class=\"cl-amount\">\u20ac9,600<\/div>\n <div>Frais d'agence<\/div><div class=\"cl-amount\">Variable<\/div>\n <div class=\"cl-divider\"><\/div>\n <div class=\"cl-bold\">Total<\/div><div class=\"cl-amount cl-bold\">~\u20ac65,600<\/div>\n <div class=\"cl-green\">Cr\u00e9dit B\u00ebllegen Akt (2 adultes, r\u00e9s. primaire)<\/div><div class=\"cl-amount cl-green\">\u221280 000 \u20ac<\/div>\n <div class=\"cl-total cl-nb\">Co\u00fbt net sup\u00e9rieur au prix d'achat<\/div><div class=\"cl-amount cl-total cl-nb\">~0\u20ac\u201315 600\u20ac<\/div>\n <\/div>\n <p class=\"small mt-2\">\n <a href=\"https:\/\/zeas.immo\/fr\/buying-cost-calculator\/\" target=\"_blank\">\u2192 Calculateur de co\u00fbts<\/a>\n \u00b7 \n <a href=\"https:\/\/zeas.immo\/fr\/couts-dacquisition-immobiliere-au-luxembourg-ventilation-complete-pour-2026\/\" target=\"_blank\">\u2192 D\u00e9tail complet des co\u00fbts<\/a>\n <\/p>\n <\/div>\n <\/div>\n\n <div class=\"grid-2\">\n \n <div class=\"panel\">\n <div class=\"step-label\"><div class=\"step-num\">3<\/div><div><div class=\"step-title\">pr\u00e9approbation hypoth\u00e9caire<\/div><div class=\"step-subtitle\">Avant votre premi\u00e8re visite<\/div><\/div><\/div>\n <ul>\n <li><strong>Approchez-vous de 2 \u00e0 3 banques.<\/strong> Avant de commencer vos recherches, une lettre de pr\u00e9-approbation \u00e9crite vous donne de la cr\u00e9dibilit\u00e9 lors de la formulation d'une offre.<\/li>\n <li><strong>Ch\u00e8que bancaire :<\/strong> 3 derniers bulletins de salaire, 2 ann\u00e9es de d\u00e9clarations de revenus, dettes existantes, historique d'\u00e9pargne, type de contrat de travail.<\/li>\n <li><strong>LTV est g\u00e9n\u00e9ralement 80%<\/strong> Pour les r\u00e9sidents. Les non-r\u00e9sidents et les travailleurs ind\u00e9pendants doivent s'attendre \u00e0 des exigences plus strictes.<\/li>\n <li><strong>Budget de r\u00e9novation s\u00e9par\u00e9.<\/strong> Les banques accordent des pr\u00eats sur la base du prix d'achat, et non sur les travaux pr\u00e9vus. <a href=\"https:\/\/zeas.immo\/fr\/achat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Guide hypoth\u00e9caire<\/a><\/li>\n <\/ul>\n <\/div>\n \n <div class=\"calc-cta\">\n <div class=\"eyebrow\">Outil gratuit \u00b7 \u00c9tape 4<\/div>\n <h3>Connaissez votre total exact<br>avant de faire une offre<\/h3>\n <p>Au Luxembourg, les frais d'acquisition ne s'arr\u00eatent pas au prix demand\u00e9\u00a0: droits d'enregistrement, frais de notaire et de transcription peuvent vite s'accumuler. Utilisez notre calculateur gratuit pour obtenir le d\u00e9tail complet des co\u00fbts avant de faire une offre.<\/p>\n <a class=\"btn-white\" href=\"https:\/\/zeas.immo\/fr\/calculateur-de-cout-dachat-luxembourg\/\" target=\"_blank\"><i class=\"ti ti-calculator\"><\/i> Calculer mes co\u00fbts d'achat \u2192<\/a>\n <p style=\"font-size:11.5px;color:rgba(255,255,255,.55);\">Comprend les droits d'enregistrement, la transcription, les frais de notaire, le cr\u00e9dit B\u00ebllegen Akt et l'estimation du co\u00fbt net.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n \n <div class=\"web-sec\" id=\"sec3\">\n <div class=\"kicker\">Section 3<\/div>\n <h2 class=\"sec-title\">Le processus d'achat \u2014 8 \u00e9tapes<\/h2>\n <div class=\"grid-4\">\n <div class=\"step-card\"><div class=\"card-num\">01<\/div><i class=\"ti ti-calculator\"><\/i><h3>D\u00e9finissez votre budget<\/h3><p>Co\u00fbt total incluant toutes les taxes et tous les frais, et non pas seulement le prix affich\u00e9.<\/p><a href=\"https:\/\/zeas.immo\/fr\/buying-cost-calculator\/\" target=\"_blank\">\u2192 Calculateur de co\u00fbts<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">02<\/div><i class=\"ti ti-building-bank\"><\/i><h3>Obtenez une pr\u00e9-approbation<\/h3><p>Lettre de confirmation de pr\u00eat hypoth\u00e9caire en main avant votre premi\u00e8re visite.<\/p><a href=\"https:\/\/zeas.immo\/fr\/achat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Guide hypoth\u00e9caire<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">03<\/div><i class=\"ti ti-home-search\"><\/i><h3>Recherche et s\u00e9lection<\/h3><p>Acc\u00e8s aux portails et aux services hors march\u00e9. V\u00e9rifiez la classe CPE pour chaque propri\u00e9t\u00e9.<\/p><a href=\"https:\/\/zeas.immo\/fr\/proprietes-exp\/\" target=\"_blank\">\u2192 Consulter les annonces<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">04<\/div><i class=\"ti ti-file-search\"><\/i><h3>V\u00e9rifications n\u00e9cessaires<\/h3><p>Titre de propri\u00e9t\u00e9, CPE, frais syndicaux, permis, r\u00e8gles de copropri\u00e9t\u00e9.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Que v\u00e9rifier<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">05<\/div><i class=\"ti ti-writing-sign\"><\/i><h3>Faire une offre<\/h3><p>Utilisez les prix de vente comparables, et non les prix demand\u00e9s. Mettez toutes les conditions par \u00e9crit.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Conseils de n\u00e9gociation<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">06<\/div><i class=\"ti ti-file-description\"><\/i><h3>Compromis de vente<\/h3><p>Contrat ex\u00e9cutoire. Acompte 10%. Toujours inclure une clause de financement suspensif.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Ce que cela signifie<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">07<\/div><i class=\"ti ti-scale\"><\/i><h3>Acte notari\u00e9<\/h3><p>Acte notari\u00e9 sign\u00e9. Paiement int\u00e9gral effectu\u00e9. Cl\u00e9s remises le jour m\u00eame.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Proc\u00e9dure notariale<\/a><\/div>\n <div class=\"step-card\"><div class=\"card-num\">08<\/div><i class=\"ti ti-receipt-tax\"><\/i><h3>Taxes et immatriculation<\/h3><p>Demande de remboursement via AED. Doit \u00eatre d\u00e9pos\u00e9e \u2014 elle n'est pas appliqu\u00e9e automatiquement.<\/p><a href=\"https:\/\/aed.gouvernement.lu\" target=\"_blank\" rel=\"noopener\">\u2192 Site officiel du d\u00e9fibrillateur automatique externe (DAE)<\/a><\/div>\n <\/div>\n <div class=\"timeline\">\n <div class=\"kicker\" style=\"margin-bottom:14px;\">Chronologie typique<\/div>\n <div class=\"tl-row\">\n <div class=\"tl-item\"><div class=\"tl-dot\">1<\/div><h4>\u00c9tablir un budget<\/h4><p>Semaine 1<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">2<\/div><h4>Pr\u00e9-approbation<\/h4><p>Semaines 1 \u00e0 3<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">3<\/div><h4>Recherche<\/h4><p>Semaines 2 \u00e0 8 et plus<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">4<\/div><h4>V\u00e9rifications n\u00e9cessaires<\/h4><p>1 \u00e0 2 semaines<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">5<\/div><h4>Faites une offre<\/h4><p>Jour 0<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">6<\/div><h4>Compromis<\/h4><p>Semaines 1 \u00e0 3<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">7<\/div><h4>Acte notari\u00e9<\/h4><p>Semaines 6 \u00e0 12<\/p><\/div>\n <div class=\"tl-item\"><div class=\"tl-dot\">8<\/div><h4>Taxes et cl\u00e9s<\/h4><p>Le m\u00eame jour<\/p><\/div>\n <\/div>\n <\/div>\n <\/div>\n\n \n <div class=\"web-sec\" id=\"sec4\">\n <div class=\"kicker\">Section 4<\/div>\n <h2 class=\"sec-title\">Avant de signer<\/h2>\n <div class=\"grid-3\">\n\n \n <div class=\"panel\" style=\"display:flex;flex-direction:column;\">\n <div class=\"panel-title\">Pour qui travaille votre agent ?<\/div>\n <div class=\"icon-row\"><div class=\"icon-cell\"><i class=\"ti ti-user-dollar\"><\/i><\/div><div class=\"icon-text\"><strong>Agent standard = agent du vendeur.<\/strong> Leur obligation l\u00e9gale s'exerce envers la personne qui les a engag\u00e9s, et non envers vous. C'est le principe g\u00e9n\u00e9ral en vigueur au Luxembourg.<\/div><\/div>\n <div class=\"icon-row\"><div class=\"icon-cell\"><i class=\"ti ti-alert-circle\"><\/i><\/div><div class=\"icon-text\"><strong>Il n'est pas n\u00e9cessaire de signaler les probl\u00e8mes.<\/strong> Il vous appartient d'identifier les probl\u00e8mes li\u00e9s \u00e0 la propri\u00e9t\u00e9, les \u00e9carts de prix, les risques li\u00e9s aux titres de propri\u00e9t\u00e9 et les d\u00e9fauts structurels.<\/div><\/div>\n <div class=\"icon-row\"><div class=\"icon-cell green\"><i class=\"ti ti-shield-check\"><\/i><\/div><div class=\"icon-text\"><strong>Agent immobilier ind\u00e9pendant de l'acheteur = votre agent.<\/strong> Mandat\u00e9 par vous, pay\u00e9 par vous. N\u00e9gocie exclusivement dans votre int\u00e9r\u00eat.<\/div><\/div>\n <div class=\"icon-row\"><div class=\"icon-cell\"><i class=\"ti ti-clock\"><\/i><\/div><div class=\"icon-text\"><strong>La vitesse compte.<\/strong> Un agent immobilier repr\u00e9sentant l'acheteur agit plus rapidement : contacts pr\u00e9s\u00e9lectionn\u00e9s, acc\u00e8s direct au vendeur et moins de d\u00e9lais.<\/div><\/div>\n <div class=\"icon-row\"><div class=\"icon-cell\"><i class=\"ti ti-coin-euro\"><\/i><\/div><div class=\"icon-text\"><strong>La n\u00e9gociation fait partie int\u00e9grante du service.<\/strong> Il compare les prix de r\u00e9f\u00e9rence aux prix de vente r\u00e9els et n\u00e9gocie l'\u00e9cart.<\/div><\/div>\n <p class=\"link-row\" style=\"margin-top:auto;\"><a href=\"https:\/\/zeas.immo\/fr\/agency-fees\/\" target=\"_blank\">\u2192 Comment fonctionnent les frais d'agence<\/a><\/p>\n <\/div>\n\n \n <div class=\"panel\">\n <div class=\"panel-title\">5 points \u00e0 v\u00e9rifier avant de faire une offre<\/div>\n <ul class=\"check-list\">\n <li><span class=\"ck-num\">01<\/span><span class=\"ck-text\"><strong>Passeport \u00e9nerg\u00e9tique (CPE)<\/strong>Demandez le certificat complet, et non pas seulement l'\u00e9tiquette. La cote a une incidence sur votre taux hypoth\u00e9caire, vos frais d'entretien et la valeur de revente future de votre bien.<\/span><\/li>\n <li><span class=\"ck-num\">02<\/span><span class=\"ck-text\"><strong>Charges l\u00e9gales sur titre (hypoth\u00e8ques)<\/strong>Un notaire ou un avocat peut v\u00e9rifier que le titre de propri\u00e9t\u00e9 est clair et exempt de charges non divulgu\u00e9es avant votre engagement.<\/span><\/li>\n <li><span class=\"ck-num\">03<\/span><span class=\"ck-text\"><strong>R\u00e8glement de copropri\u00e9t\u00e9<\/strong>Pour les appartements\u00a0: que pouvez-vous r\u00e9nover, louer ou modifier\u00a0? Les r\u00e8gles varient consid\u00e9rablement d\u2019un immeuble \u00e0 l\u2019autre.<\/span><\/li>\n <li><span class=\"ck-num\">04<\/span><span class=\"ck-text\"><strong>permis d'urbanisme pour tous travaux<\/strong>Les agrandissements et les modifications n\u00e9cessitent les permis appropri\u00e9s \u2014 ceux-ci vous sont transf\u00e9r\u00e9s avec la propri\u00e9t\u00e9.<\/span><\/li>\n <li><span class=\"ck-num\">05<\/span><span class=\"ck-text\"><strong>Frais syndicaux en suspens<\/strong>Les charges de copropri\u00e9t\u00e9 impay\u00e9es sont transf\u00e9r\u00e9es au nouvel acqu\u00e9reur. Demandez toujours le dernier relev\u00e9 syndical avant de signer.<\/span><\/li>\n <\/ul>\n <p class=\"link-row\"><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\" target=\"_blank\">\u2192 Guide complet de diligence raisonnable<\/a><\/p>\n <\/div>\n\n \n <div class=\"panel\">\n <div class=\"panel-title\">Des mesures fiscales qui permettent de r\u00e9aliser de v\u00e9ritables \u00e9conomies.<\/div>\n <div class=\"tax-stack\">\n <div class=\"tax-box\">\n <h3>Est-ce votre premier bien immobilier au Luxembourg\u00a0?<\/h3>\n <div class=\"tax-amt\">40\u00a0000 \u20ac \u2013 80\u00a0000 \u20ac de remboursement<\/div>\n <p>Le cr\u00e9dit d'imp\u00f4t B\u00ebllegen Akt s'\u00e9l\u00e8ve \u00e0 40\u00a0000\u00a0\u20ac par personne pour les droits d'enregistrement d'une r\u00e9sidence principale. Mari\u00e9(e) ou sous le r\u00e9gime PACS\u00a0? Le cr\u00e9dit est alors de 80\u00a0000\u00a0\u20ac. Faites votre demande via AED\u00a0; la proc\u00e9dure n'est pas automatique.<\/p>\n <p class=\"small mt-2\"><a href=\"https:\/\/aed.gouvernement.lu\" target=\"_blank\" rel=\"noopener\">\u2192 Postuler via AED (site officiel)<\/a><\/p>\n <\/div>\n <div class=\"tax-box\">\n <h3>Vous pr\u00e9voyez de vendre d'ici 2 ans ?<\/h3>\n <div class=\"tax-amt\">Gain en capital impos\u00e9 au taux marginal plein \u2014 jusqu'\u00e0 45,78%<\/div>\n <p>Une vente r\u00e9alis\u00e9e dans les deux ans est consid\u00e9r\u00e9e comme un gain sp\u00e9culatif. Au-del\u00e0 de deux ans, le taux tombe \u00e0 environ 20\u201323%. Veuillez toujours v\u00e9rifier la r\u00e9glementation en vigueur aupr\u00e8s de votre notaire.<\/p>\n <\/div>\n <div class=\"tax-box\">\n <h3>D\u00e9duction des int\u00e9r\u00eats hypoth\u00e9caires<\/h3>\n <div class=\"tax-amt\">\u00c9conomisez jusqu'\u00e0 4\u00a0000\u00a0\u20ac par an sur votre d\u00e9claration de revenus<\/div>\n <p>Les int\u00e9r\u00eats hypoth\u00e9caires de votre r\u00e9sidence principale sont d\u00e9ductibles d'imp\u00f4t. Le plafond augmente avec la taille du m\u00e9nage. D\u00e9clarez-les annuellement.<\/p>\n <p class=\"small mt-2\"><a href=\"https:\/\/zeas.immo\/fr\/couts-dacquisition-immobiliere-au-luxembourg-ventilation-complete-pour-2026\/\" target=\"_blank\">\u2192 D\u00e9tail complet des imp\u00f4ts<\/a><\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <\/div>\n <\/div>\n\n<\/div>\n\n\n<div class=\"print-guide\">\n\n\n<section class=\"page\">\n <header class=\"page-header\">\n <a class=\"head-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a>\n <div class=\"head-right\">\n <div class=\"head-meta\">\n <div class=\"head-title\">Comment acheter un bien immobilier au Luxembourg \u2014 Guide 2026<\/div>\n <div class=\"head-sub\">Comprendre le march\u00e9<\/div>\n <\/div>\n <div class=\"badge\">Page 1 sur 4<\/div>\n <\/div>\n <\/header>\n <main class=\"content\">\n <div class=\"p-grid-2\" style=\"flex:1;min-height:0;\">\n <div class=\"p-soft\">\n <h3 class=\"p-h3\" style=\"margin-bottom:3mm;\">Luxembourg \u2014 points cl\u00e9s<\/h3>\n <ul class=\"p-fact-list\">\n <li><div class=\"p-fact-icon\"><i class=\"ti ti-users\"><\/i><\/div><div><strong>Population ~680 000<\/strong> \u2014 Plus de 471 000\u00a0000 sont des ressortissants \u00e9trangers. Le pays le plus international de l\u2019UE.<\/div><\/li>\n <li><div class=\"p-fact-icon\"><i class=\"ti ti-language\"><\/i><\/div><div><strong>4 langues officielles<\/strong> \u2014 Luxembourgeois, fran\u00e7ais, allemand, anglais. Les documents relatifs \u00e0 la propri\u00e9t\u00e9 sont g\u00e9n\u00e9ralement en fran\u00e7ais.<\/div><\/li>\n <li><div class=\"p-fact-icon\"><i class=\"ti ti-plane-arrival\"><\/i><\/div><div><strong>Environ 220\u00a0000 travailleurs frontaliers<\/strong> Je fais quotidiennement la navette depuis la France, la Belgique et l'Allemagne.<\/div><\/li>\n <li><div class=\"p-fact-icon\"><i class=\"ti ti-home-check\"><\/i><\/div><div><strong>Ouvert \u00e0 tous.<\/strong> Les r\u00e9sidents et les non-r\u00e9sidents peuvent acheter librement. Aucune restriction de nationalit\u00e9 ne s'applique \u00e0 la propri\u00e9t\u00e9 immobili\u00e8re.<\/div><\/li>\n <li><div class=\"p-fact-icon\"><i class=\"ti ti-coin\"><\/i><\/div><div><strong>Contribution personnelle 20%<\/strong> G\u00e9n\u00e9ralement requis. Certains programmes pour primo-acc\u00e9dants permettent d'obtenir un montant inf\u00e9rieur\u00a0; renseignez-vous aupr\u00e8s de votre banque.<\/div><\/li>\n <li><div class=\"p-fact-icon\"><i class=\"ti ti-file-euro\"><\/i><\/div><div><strong>cr\u00e9dits d'imp\u00f4t gouvernementaux<\/strong> (B\u00ebllegen Akt) peut compenser jusqu'\u00e0 80 000 \u20ac de frais d'acquisition pour une r\u00e9sidence principale.<\/div><\/li>\n <\/ul>\n <\/div>\n <div class=\"p-soft\">\n <h3 class=\"p-h3\" style=\"margin-bottom:3mm;\">Lieux d'achat \u2014 zones principales<\/h3>\n <ul class=\"p-zone-list\">\n <li><span class=\"p-zone-name\">Ville de Luxembourg<\/span><span class=\"p-zone-desc\">Le plus cher. Urbain, dense, central. Forte demande de la part des professionnels internationaux.<\/span><\/li>\n <li><span class=\"p-zone-name\">Commune de Hesperange<\/span><span class=\"p-zone-desc\">Au sud de la ville. Quartier familial, verdoyant, \u00e9coles r\u00e9put\u00e9es. Fort potentiel \u00e0 long terme.<\/span><\/li>\n <li><span class=\"p-zone-name\">Sud \u2014 Esch, Sanem, Differdange<\/span><span class=\"p-zone-desc\">Plus abordable. Bonnes liaisons autorouti\u00e8res et ferroviaires. Investissements croissants dans les infrastructures.<\/span><\/li>\n <li><span class=\"p-zone-name\">Est \u2014 Grevenmacher, Remich<\/span><span class=\"p-zone-desc\">Vall\u00e9e de la Moselle. Rythme plus tranquille. R\u00e9gion viticole. Trajet plus long vers la ville.<\/span><\/li>\n <li><span class=\"p-zone-name\">Ouest \u2014 Capellen, Mersch<\/span><span class=\"p-zone-desc\">Banlieue. Acc\u00e8s facile \u00e0 l'autoroute. M\u00e9lange de maisons et d'appartements neufs.<\/span><\/li>\n <li><span class=\"p-zone-name\">Nord \u2014 Diekirch, Ettelbruck<\/span><span class=\"p-zone-desc\">Le plus abordable. Un cadre champ\u00eatre. Id\u00e9al si le t\u00e9l\u00e9travail est possible.<\/span><\/li>\n <\/ul>\n <p class=\"p-caption p-mt3\">Ce guide s'applique quel que soit le lieu d'achat au Luxembourg.<\/p>\n <\/div>\n <\/div>\n <div class=\"p-reasons\">\n <div class=\"p-r-card r1\"><i class=\"ti ti-trending-up\"><\/i><div class=\"p-r-title\">March\u00e9 stable et en croissance<\/div><div class=\"p-r-text\">Au Luxembourg, la valeur des biens immobiliers a progress\u00e9 de mani\u00e8re constante au cours des 20 derni\u00e8res ann\u00e9es. La demande \u00e9manant d'une main-d'\u0153uvre fortement internationale assure la r\u00e9silience des prix \u00e0 long terme.<\/div><\/div>\n <div class=\"p-r-card r2\"><i class=\"ti ti-map-pin\"><\/i><div class=\"p-r-title\">G\u00e9ographie et connectivit\u00e9<\/div><div class=\"p-r-text\">Au c\u0153ur de l'Europe, \u00e0 la fronti\u00e8re de la France, de la Belgique et de l'Allemagne. Un des pays les mieux connect\u00e9s pour le travail et les voyages.<\/div><\/div>\n <div class=\"p-r-card r3\"><i class=\"ti ti-shield-check\"><\/i><div class=\"p-r-title\">Cadre juridique solide<\/div><div class=\"p-r-text\">Les droits de propri\u00e9t\u00e9 sont bien prot\u00e9g\u00e9s. Des mesures incitatives gouvernementales facilitent l'acc\u00e8s \u00e0 la propri\u00e9t\u00e9. Aucune restriction n'est impos\u00e9e aux acheteurs \u00e9trangers.<\/div><\/div>\n <\/div>\n <\/main>\n <footer class=\"contact-strip\">\n <div class=\"contact-left\"><a class=\"contact-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a><\/div>\n <div class=\"contact-right\">\n <div class=\"contact-item\"><i class=\"ti ti-phone\"><\/i><a href=\"tel:+352691624645\">+352 691 624 645<\/a><\/div>\n <div class=\"contact-item\"><i class=\"ti ti-mail\"><\/i><a href=\"mailto:hello@zeas.immo\">hello@zeas.immo<\/a><\/div>\n <\/div>\n <\/footer>\n<\/section>\n\n\n<section class=\"page\">\n <header class=\"page-header\">\n <a class=\"head-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a>\n <div class=\"head-right\">\n <div class=\"head-meta\">\n <div class=\"head-title\">Comment acheter un bien immobilier au Luxembourg \u2014 Guide 2026<\/div>\n <div class=\"head-sub\">Vos premiers pas<\/div>\n <\/div>\n <div class=\"badge\">Page 2 sur 4<\/div>\n <\/div>\n <\/header>\n <main class=\"content\">\n <div class=\"p-p2-top\">\n <div class=\"p-step-panel\">\n <div class=\"p-step-label\"><div class=\"p-step-num\">1<\/div><div><div class=\"p-step-title\">Comprendre le march\u00e9<\/div><div class=\"p-step-subtitle\">Trouvez un bien immobilier par vous-m\u00eame \u2014 ou engagez un agent immobilier sp\u00e9cialis\u00e9 dans l'accompagnement des acheteurs.<\/div><\/div><\/div>\n <p class=\"p-small\">Recherche <strong>Athome.lu<\/strong>, <strong>Immotop.lu<\/strong>, <strong>Wortimmo.lu<\/strong>. Un agent immobilier vous donne acc\u00e8s \u00e0 des biens hors march\u00e9 et n\u00e9gocie exclusivement pour vous.<\/p>\n <div>\n <div class=\"p-pt-head\"><i class=\"ti ti-building\"><\/i> Appartements \u2014 prix demand\u00e9s au 1er trimestre 2026<\/div>\n <table class=\"p-table\"><thead><tr><th>Zone<\/th><th>Gamme<\/th><th>M\u00e9dian<\/th><th>\u20ac\/m\u00b2<\/th><th>Taille moyenne<\/th><\/tr><\/thead><tbody>\n <tr><td><strong>Ville de Luxembourg<\/strong><\/td><td>658\u00a0000 \u20ac \u2013 1,04 M\u20ac<\/td><td class=\"p-td-hi\">793 000 \u20ac<\/td><td>\u20ac12,478<\/td><td>68 m\u00b2<\/td><\/tr>\n <tr><td><strong>Hesperange<\/strong><\/td><td>740\u00a0000 \u20ac \u2013 1,14 M\u20ac<\/td><td class=\"p-td-hi\">890 000 \u20ac<\/td><td>\u20ac9,545<\/td><td>90 m\u00b2<\/td><\/tr>\n <tr><td><strong>Reste du pays<\/strong><\/td><td>485\u00a0000 \u20ac \u2013 725\u00a0000 \u20ac<\/td><td class=\"p-td-hi\">588 000 \u20ac<\/td><td>\u20ac7,779<\/td><td>81 m\u00b2<\/td><\/tr>\n <\/tbody><\/table>\n <\/div>\n <div>\n <div class=\"p-pt-head\"><i class=\"ti ti-home\"><\/i> Maisons \u2014 prix demand\u00e9s au 1er trimestre 2026<\/div>\n <table class=\"p-table\"><thead><tr><th>Zone<\/th><th>Gamme<\/th><th>M\u00e9dian<\/th><th>\u20ac\/m\u00b2<\/th><th>Taille moyenne<\/th><\/tr><\/thead><tbody>\n <tr><td><strong>Ville de Luxembourg<\/strong><\/td><td>1,20 M\u20ac \u2013 2,85 M\u20ac<\/td><td class=\"p-td-hi\">1,94 million d'euros<\/td><td>\u20ac9,050<\/td><td>220 m\u00b2<\/td><\/tr>\n <tr><td><strong>Hesperange<\/strong><\/td><td>1,10 M\u20ac \u2013 1,80 M\u20ac<\/td><td class=\"p-td-hi\">1,45 million d'euros<\/td><td>\u20ac7,903<\/td><td>191 m\u00b2<\/td><\/tr>\n <tr><td><strong>Reste du pays<\/strong><\/td><td>779\u00a0000 \u20ac \u2013 1,20 M\u20ac<\/td><td class=\"p-td-hi\">995\u00a0000 \u20ac<\/td><td>\u20ac5,653<\/td><td>176 m\u00b2<\/td><\/tr>\n <\/tbody><\/table>\n <p class=\"p-caption p-mt2\">Prix demand\u00e9s par les agr\u00e9gateurs publics, T1 2026. Les prix de vente sont g\u00e9n\u00e9ralement inf\u00e9rieurs de 10 \u00e0 15%.<\/p>\n <\/div>\n <\/div>\n <div class=\"p-step-panel\">\n <div class=\"p-step-label\"><div class=\"p-step-num\">2<\/div><div><div class=\"p-step-title\">D\u00e9finissez votre budget total<\/div><div class=\"p-step-subtitle\">Le prix demand\u00e9 par les vendeurs n'est pas forc\u00e9ment celui que vous payez.<\/div><\/div><\/div>\n <div class=\"p-white\">\n <p style=\"font-size:11.5px;font-weight:700;margin-bottom:1.5mm;\">Construction neuve vs propri\u00e9t\u00e9 existante<\/p>\n <p class=\"p-small\"><strong>Existant:<\/strong> Droits d'enregistrement 7% + transcription 1% + notaire ~1,2%.<\/p>\n <p class=\"p-small p-mt2\"><strong>Nouvelle construction :<\/strong> Le code de TVA 17% remplace les droits d'enregistrement. Un taux r\u00e9duit (code 3%) peut s'appliquer \u00e0 une r\u00e9sidence principale.<\/p>\n <\/div>\n <p style=\"font-size:11.5px;font-weight:700;margin-top:1mm;margin-bottom:1mm;\">Exemple \u2014 achat \u00e0 800\u00a0000 \u20ac (bien existant)<\/p>\n <div class=\"p-cost-list\">\n <div>Droit d'immatriculation (6%)<\/div><div class=\"p-cl-amount\">\u20ac48,000<\/div>\n <div>T\u00e2che de transcription (1%)<\/div><div class=\"p-cl-amount\">\u20ac8,000<\/div>\n <div>Frais de notaire (~1,2%)<\/div><div class=\"p-cl-amount\">\u20ac9,600<\/div>\n <div>Frais d'agence<\/div><div class=\"p-cl-amount\">Variable<\/div>\n <div class=\"p-cl-divider\"><\/div>\n <div class=\"p-cl-strong\">Total<\/div><div class=\"p-cl-amount p-cl-strong\">~\u20ac65,600<\/div>\n <div class=\"p-cl-credit\">Cr\u00e9dit B\u00ebllegen Akt (2 adultes, r\u00e9s. primaire)<\/div><div class=\"p-cl-amount p-cl-credit\">\u221280 000 \u20ac<\/div>\n <div class=\"p-cl-total p-cl-nb\">Co\u00fbt net sup\u00e9rieur au prix d'achat<\/div><div class=\"p-cl-amount p-cl-total p-cl-nb\">~0\u20ac\u201315 600\u20ac<\/div>\n <\/div>\n <p class=\"p-small p-mt2\">\n <a href=\"https:\/\/zeas.immo\/fr\/buying-cost-calculator\/\" style=\"color:#FF5C0B;\">\u2192 Calculateur de co\u00fbts<\/a>\n \u00b7 \n <a href=\"https:\/\/zeas.immo\/fr\/couts-dacquisition-immobiliere-au-luxembourg-ventilation-complete-pour-2026\/\" style=\"color:#FF5C0B;\">\u2192 D\u00e9tail complet des co\u00fbts<\/a>\n <\/p>\n <\/div>\n <\/div>\n <div class=\"p-p2-bottom\">\n <div class=\"p-step-panel\">\n <div class=\"p-step-label\"><div class=\"p-step-num\">3<\/div><div><div class=\"p-step-title\">pr\u00e9approbation hypoth\u00e9caire<\/div><div class=\"p-step-subtitle\">Avant votre premi\u00e8re visite<\/div><\/div><\/div>\n <div class=\"p-step-content\">\n <div style=\"width:100%;\">\n <ul class=\"p-p2-bottom\">\n <li><strong>Approchez-vous de 2 \u00e0 3 banques.<\/strong> Avant de commencer vos recherches, une lettre de pr\u00e9-approbation \u00e9crite vous donne de la cr\u00e9dibilit\u00e9 lors de la formulation d'une offre.<\/li>\n <li><strong>Ch\u00e8que bancaire :<\/strong> 3 derniers bulletins de salaire, 2 ann\u00e9es de d\u00e9clarations de revenus, dettes existantes, historique d'\u00e9pargne, type de contrat de travail.<\/li>\n <li><strong>LTV est g\u00e9n\u00e9ralement 80%<\/strong> Pour les r\u00e9sidents. Les non-r\u00e9sidents et les travailleurs ind\u00e9pendants doivent s'attendre \u00e0 des exigences plus strictes.<\/li>\n <li><strong>Budget de r\u00e9novation s\u00e9par\u00e9.<\/strong> Les banques accordent des pr\u00eats sur la base du prix d'achat, et non sur les travaux pr\u00e9vus.<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"p-step-panel\" style=\"display:flex;flex-direction:column;justify-content:space-between;\">\n <div class=\"p-step-label\"><div class=\"p-step-num\">4<\/div><div><div class=\"p-step-title\">Calculateur de co\u00fbt immobilier<\/div><div class=\"p-step-subtitle\">Connaissez le montant total exact avant de faire une offre.<\/div><\/div><\/div>\n <div style=\"flex:1;display:flex;flex-direction:column;justify-content:center;gap:3mm;margin-top:3mm;\">\n <p style=\"font-size:12.5px;color:#444442;line-height:1.45;\">Au Luxembourg, les frais d'acquisition ne s'arr\u00eatent pas au prix demand\u00e9\u00a0: droits d'enregistrement, frais de notaire et de transcription peuvent vite s'accumuler. Utilisez notre calculateur gratuit pour obtenir le d\u00e9tail complet des co\u00fbts avant de faire une offre.<\/p>\n <a href=\"https:\/\/zeas.immo\/fr\/calculateur-de-cout-dachat-luxembourg\/\" style=\"display:inline-flex;align-items:center;gap:2mm;background:#FF5C0B;color:#fff;font:700 13px 'Helvetica Neue',Arial,sans-serif;padding:3mm 5mm;border-radius:999px;text-decoration:none;align-self:flex-start;\">\n <i class=\"ti ti-calculator\"><\/i> Calculer mes co\u00fbts d'achat \u2192\n <\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/main>\n <footer class=\"contact-strip\">\n <div class=\"contact-left\"><a class=\"contact-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a><\/div>\n <div class=\"contact-right\">\n <div class=\"contact-item\"><i class=\"ti ti-phone\"><\/i><a href=\"tel:+352691624645\">+352 691 624 645<\/a><\/div>\n <div class=\"contact-item\"><i class=\"ti ti-mail\"><\/i><a href=\"mailto:hello@zeas.immo\">hello@zeas.immo<\/a><\/div>\n <\/div>\n <\/footer>\n<\/section>\n\n\n<section class=\"page\">\n <header class=\"page-header\">\n <a class=\"head-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a>\n <div class=\"head-right\">\n <div class=\"head-meta\">\n <div class=\"head-title\">Comment acheter un bien immobilier au Luxembourg \u2014 Guide 2026<\/div>\n <div class=\"head-sub\">Le processus et le calendrier<\/div>\n <\/div>\n <div class=\"badge\">Page 3 sur 4<\/div>\n <\/div>\n <\/header>\n <main class=\"content-p3\">\n <div style=\"display:flex;flex-direction:column;flex:1;min-height:0;padding-bottom:4mm;\">\n <div class=\"p-kicker\" style=\"margin-bottom:2.5mm;\">Le processus d'achat \u2014 8 \u00e9tapes<\/div>\n <div class=\"p-cards\">\n <div class=\"p-step-card\"><div class=\"p-card-num\">01<\/div><i class=\"ti ti-calculator\"><\/i><h3>D\u00e9finissez votre budget<\/h3><p>Co\u00fbt total incluant toutes les taxes et tous les frais, et non pas seulement le prix affich\u00e9.<\/p><a href=\"https:\/\/zeas.immo\/fr\/buying-cost-calculator\/\">\u2192 Calculateur de co\u00fbts<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">02<\/div><i class=\"ti ti-building-bank\"><\/i><h3>Obtenez une pr\u00e9-approbation<\/h3><p>Lettre de confirmation de pr\u00eat hypoth\u00e9caire en main avant votre premi\u00e8re visite.<\/p><a href=\"https:\/\/zeas.immo\/fr\/achat-immobilier-au-luxembourg\/\">\u2192 Guide hypoth\u00e9caire<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">03<\/div><i class=\"ti ti-home-search\"><\/i><h3>Recherche et s\u00e9lection<\/h3><p>Acc\u00e8s aux portails et aux services hors march\u00e9. V\u00e9rifiez la classe CPE pour chaque propri\u00e9t\u00e9.<\/p><a href=\"https:\/\/zeas.immo\/fr\/proprietes-exp\/\">\u2192 Consulter les annonces<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">04<\/div><i class=\"ti ti-file-search\"><\/i><h3>V\u00e9rifications n\u00e9cessaires<\/h3><p>Titre de propri\u00e9t\u00e9, CPE, frais syndicaux, permis, r\u00e8gles de copropri\u00e9t\u00e9.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\">\u2192 Que v\u00e9rifier<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">05<\/div><i class=\"ti ti-writing-sign\"><\/i><h3>Faire une offre<\/h3><p>Utilisez les prix de vente comparables, et non les prix demand\u00e9s. Mettez toutes les conditions par \u00e9crit.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\">\u2192 Conseils de n\u00e9gociation<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">06<\/div><i class=\"ti ti-file-description\"><\/i><h3>Compromis de vente<\/h3><p>Contrat ex\u00e9cutoire. Acompte 10%. Toujours inclure une clause de financement suspensif.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\">\u2192 Ce que cela signifie<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">07<\/div><i class=\"ti ti-scale\"><\/i><h3>Acte notari\u00e9<\/h3><p>Acte notari\u00e9 sign\u00e9. Paiement int\u00e9gral effectu\u00e9. Cl\u00e9s remises le jour m\u00eame.<\/p><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\">\u2192 Proc\u00e9dure notariale<\/a><\/div>\n <div class=\"p-step-card\"><div class=\"p-card-num\">08<\/div><i class=\"ti ti-receipt-tax\"><\/i><h3>Taxes et immatriculation<\/h3><p>Demande de remboursement via AED. Doit \u00eatre d\u00e9pos\u00e9e \u2014 elle n'est pas appliqu\u00e9e automatiquement.<\/p><a href=\"https:\/\/aed.gouvernement.lu\" target=\"_blank\" rel=\"noopener\">\u2192 Site officiel du d\u00e9fibrillateur automatique externe (DAE)<\/a><\/div>\n <\/div>\n <\/div>\n <div style=\"flex-shrink:0;\">\n <div class=\"p-kicker\" style=\"margin-bottom:2.5mm;\">Chronologie typique<\/div>\n <div class=\"p-timeline\">\n <div class=\"p-tl-row\">\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">1<\/div><h4>\u00c9tablir un budget<\/h4><p>Semaine 1<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">2<\/div><h4>Pr\u00e9-approbation<\/h4><p>Semaines 1 \u00e0 3<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">3<\/div><h4>Recherche<\/h4><p>Semaines 2 \u00e0 8 et plus<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">4<\/div><h4>V\u00e9rifications n\u00e9cessaires<\/h4><p>1 \u00e0 2 semaines<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">5<\/div><h4>Faites une offre<\/h4><p>Jour 0<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">6<\/div><h4>Compromis<\/h4><p>Semaines 1 \u00e0 3<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">7<\/div><h4>Acte notari\u00e9<\/h4><p>Semaines 6 \u00e0 12<\/p><\/div>\n <div class=\"p-tl-item\"><div class=\"p-tl-dot\">8<\/div><h4>Taxes et cl\u00e9s<\/h4><p>Le m\u00eame jour<\/p><\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/main>\n <footer class=\"contact-strip\">\n <div class=\"contact-left\"><a class=\"contact-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a><\/div>\n <div class=\"contact-right\">\n <div class=\"contact-item\"><i class=\"ti ti-phone\"><\/i><a href=\"tel:+352691624645\">+352 691 624 645<\/a><\/div>\n <div class=\"contact-item\"><i class=\"ti ti-mail\"><\/i><a href=\"mailto:hello@zeas.immo\">hello@zeas.immo<\/a><\/div>\n <\/div>\n <\/footer>\n<\/section>\n\n\n<section class=\"page\">\n <header class=\"page-header\">\n <a class=\"head-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a>\n <div class=\"head-right\">\n <div class=\"head-meta\">\n <div class=\"head-title\">Comment acheter un bien immobilier au Luxembourg \u2014 Guide 2026<\/div>\n <div class=\"head-sub\">Avant de signer<\/div>\n <\/div>\n <div class=\"badge\">Page 4 sur 4<\/div>\n <\/div>\n <\/header>\n <main class=\"content-p4\">\n <div class=\"p-kicker\" style=\"margin-bottom:2mm;\">Avant de signer<\/div>\n <div class=\"p-grid-3\" style=\"flex:1;min-height:0;\">\n <div class=\"p-soft\" style=\"display:flex;flex-direction:column;gap:3mm;\">\n <h3 class=\"p-h3\">Pour qui travaille votre agent ?<\/h3>\n <div class=\"p-icon-row\"><div class=\"p-icon-cell\"><i class=\"ti ti-user-dollar\"><\/i><\/div><div class=\"p-icon-text\"><strong>Agent standard = agent du vendeur.<\/strong> Leur obligation l\u00e9gale s'exerce envers la personne qui les a engag\u00e9s, et non envers vous. C'est le principe g\u00e9n\u00e9ral en vigueur au Luxembourg.<\/div><\/div>\n <div class=\"p-icon-row\"><div class=\"p-icon-cell\"><i class=\"ti ti-alert-circle\"><\/i><\/div><div class=\"p-icon-text\"><strong>Il n'est pas n\u00e9cessaire de signaler les probl\u00e8mes.<\/strong> Il vous appartient d'identifier les probl\u00e8mes li\u00e9s \u00e0 la propri\u00e9t\u00e9, les \u00e9carts de prix, les risques li\u00e9s aux titres de propri\u00e9t\u00e9 et les d\u00e9fauts structurels.<\/div><\/div>\n <div class=\"p-icon-row\"><div class=\"p-icon-cell green\"><i class=\"ti ti-shield-check\"><\/i><\/div><div class=\"p-icon-text\"><strong>Agent immobilier ind\u00e9pendant de l'acheteur = votre agent.<\/strong> Mandat\u00e9 par vous, pay\u00e9 par vous. N\u00e9gocie exclusivement dans votre int\u00e9r\u00eat.<\/div><\/div>\n <div class=\"p-icon-row\"><div class=\"p-icon-cell\"><i class=\"ti ti-clock\"><\/i><\/div><div class=\"p-icon-text\"><strong>La vitesse compte.<\/strong> Un agent immobilier repr\u00e9sentant l'acheteur agit plus rapidement : contacts pr\u00e9s\u00e9lectionn\u00e9s, acc\u00e8s direct au vendeur, moins de d\u00e9lais.<\/div><\/div>\n <div class=\"p-icon-row\"><div class=\"p-icon-cell\"><i class=\"ti ti-coin-euro\"><\/i><\/div><div class=\"p-icon-text\"><strong>La n\u00e9gociation fait partie int\u00e9grante du service.<\/strong> Il compare les prix de r\u00e9f\u00e9rence aux prix de vente r\u00e9els et n\u00e9gocie l'\u00e9cart.<\/div><\/div>\n <p class=\"p-small\" style=\"margin-top:auto;\"><a href=\"https:\/\/zeas.immo\/fr\/agency-fees\/\" style=\"color:#FF5C0B;\">\u2192 Comment fonctionnent les frais d'agence<\/a><\/p>\n <\/div>\n <div class=\"p-soft\" style=\"display:flex;flex-direction:column;gap:3mm;\">\n <h3 class=\"p-h3\">5 points \u00e0 v\u00e9rifier avant de faire une offre<\/h3>\n <ul class=\"p-check-list\">\n <li><span class=\"p-ck-num\">01<\/span><span class=\"p-ck-text\"><strong>Passeport \u00e9nerg\u00e9tique (CPE)<\/strong>Demandez le certificat complet. La cote a une incidence sur votre taux hypoth\u00e9caire, vos frais d'exploitation et la valeur de revente future de votre propri\u00e9t\u00e9.<\/span><\/li>\n <li><span class=\"p-ck-num\">02<\/span><span class=\"p-ck-text\"><strong>Charges l\u00e9gales sur titre (hypoth\u00e8ques)<\/strong>Un notaire peut v\u00e9rifier que le titre de propri\u00e9t\u00e9 est clair et exempt de charges non divulgu\u00e9es avant votre engagement.<\/span><\/li>\n <li><span class=\"p-ck-num\">03<\/span><span class=\"p-ck-text\"><strong>R\u00e8glement de copropri\u00e9t\u00e9<\/strong>Pour les appartements\u00a0: que pouvez-vous r\u00e9nover, louer ou modifier\u00a0?<\/span><\/li>\n <li><span class=\"p-ck-num\">04<\/span><span class=\"p-ck-text\"><strong>permis d'urbanisme pour tous travaux<\/strong>Les agrandissements et les modifications n\u00e9cessitent les permis appropri\u00e9s \u2014 ceux-ci vous sont transf\u00e9r\u00e9s avec la propri\u00e9t\u00e9.<\/span><\/li>\n <li><span class=\"p-ck-num\">05<\/span><span class=\"p-ck-text\"><strong>Frais syndicaux en suspens<\/strong>Les charges de copropri\u00e9t\u00e9 impay\u00e9es sont transf\u00e9r\u00e9es au nouvel acqu\u00e9reur. Demandez syst\u00e9matiquement le dernier relev\u00e9 du syndicat de copropri\u00e9taires.<\/span><\/li>\n <\/ul>\n <p class=\"p-small\" style=\"margin-top:auto;\"><a href=\"https:\/\/zeas.immo\/fr\/processus-dachat-immobilier-au-luxembourg\/\" style=\"color:#FF5C0B;\">\u2192 Guide complet de diligence raisonnable<\/a><\/p>\n <\/div>\n <div class=\"p-soft\" style=\"display:flex;flex-direction:column;gap:3mm;background:#f5f3ef;\">\n <h3 class=\"p-h3\">Des mesures fiscales qui permettent de r\u00e9aliser de v\u00e9ritables \u00e9conomies.<\/h3>\n <div class=\"p-tax-stack\" style=\"flex:1;\">\n <div class=\"p-tax-box\">\n <h3>Est-ce votre premier bien immobilier au Luxembourg\u00a0?<\/h3>\n <div class=\"p-tax-amt\">40\u00a0000 \u20ac \u2013 80\u00a0000 \u20ac de remboursement<\/div>\n <p>Le cr\u00e9dit d'imp\u00f4t B\u00ebllegen Akt s'\u00e9l\u00e8ve \u00e0 40\u00a0000\u00a0\u20ac par personne pour les droits d'enregistrement d'une r\u00e9sidence principale. Mari\u00e9(e) ou sous le r\u00e9gime PACS\u00a0? Le cr\u00e9dit est alors de 80\u00a0000\u00a0\u20ac. Faites votre demande via AED\u00a0; la proc\u00e9dure n'est pas automatique.<\/p>\n <p class=\"p-small p-mt2\"><a href=\"https:\/\/aed.gouvernement.lu\" style=\"color:#FF5C0B;\" target=\"_blank\" rel=\"noopener\">\u2192 Postuler via AED (site officiel)<\/a><\/p>\n <\/div>\n <div class=\"p-tax-box\">\n <h3>Vous pr\u00e9voyez de vendre d'ici 2 ans ?<\/h3>\n <div class=\"p-tax-amt\">Gain en capital impos\u00e9 au taux marginal plein \u2014 jusqu'\u00e0 45,78%<\/div>\n <p>Une vente r\u00e9alis\u00e9e dans les deux ans est consid\u00e9r\u00e9e comme un profit sp\u00e9culatif. Au-del\u00e0 de deux ans, le taux chute \u00e0 environ 20\u201323%.<\/p>\n <\/div>\n <div class=\"p-tax-box\">\n <h3>D\u00e9duction des int\u00e9r\u00eats hypoth\u00e9caires<\/h3>\n <div class=\"p-tax-amt\">\u00c9conomisez jusqu'\u00e0 4\u00a0000\u00a0\u20ac par an sur votre d\u00e9claration de revenus<\/div>\n <p>Les int\u00e9r\u00eats hypoth\u00e9caires de votre r\u00e9sidence principale sont d\u00e9ductibles d'imp\u00f4t. Le plafond augmente avec la taille du m\u00e9nage. D\u00e9clarez-les annuellement.<\/p>\n <p class=\"p-small p-mt2\"><a href=\"https:\/\/zeas.immo\/fr\/couts-dacquisition-immobiliere-au-luxembourg-ventilation-complete-pour-2026\/\" style=\"color:#FF5C0B;\">\u2192 D\u00e9tail complet des imp\u00f4ts<\/a><\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/main>\n <footer class=\"contact-strip\">\n <div class=\"contact-left\"><a class=\"contact-url\" href=\"https:\/\/zeas.immo\/fr\/\">www.zeas.immo<\/a><\/div>\n <div class=\"contact-right\">\n <div class=\"contact-item\"><i class=\"ti ti-phone\"><\/i><a href=\"tel:+352691624645\">+352 691 624 645<\/a><\/div>\n <div class=\"contact-item\"><i class=\"ti ti-mail\"><\/i><a href=\"mailto:hello@zeas.immo\">hello@zeas.immo<\/a><\/div>\n <\/div>\n <\/footer>\n<\/section>\n\n<\/div>\n\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>How to Buy Property in Luxembourg \u2014 Complete Guide 2026 \u00b7 zeas.immo Buyer’s guide \u00b7 Luxembourg \u00b7 2026 How to Buy Propertyin Luxembourg Costs \u00b7 market prices \u00b7 the full purchase process \u00b7 tax credits and due diligence \u2014 explained in plain language. Scroll to read \u2193 Contents 1 \u00b7 Understanding the market 2 \u00b7 […]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-50570","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/pages\/50570","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/comments?post=50570"}],"version-history":[{"count":3,"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/pages\/50570\/revisions"}],"predecessor-version":[{"id":50651,"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/pages\/50570\/revisions\/50651"}],"wp:attachment":[{"href":"https:\/\/zeas.immo\/fr\/wp-json\/wp\/v2\/media?parent=50570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}