{"id":50570,"date":"2026-05-17T20:16:52","date_gmt":"2026-05-17T20:16:52","guid":{"rendered":"https:\/\/zeas.immo\/?page_id=50570"},"modified":"2026-05-19T22:03:00","modified_gmt":"2026-05-19T22:03:00","slug":"wei-een-immobilien-zu-letzebuerg-kaaft","status":"publish","type":"page","link":"https:\/\/zeas.immo\/lb\/how-to-buy-property-in-luxembourg\/","title":{"rendered":"W\u00e9i kaaft een Immobilie zu L\u00ebtzebuerg"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"50570\" class=\"elementor elementor-50570\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e14260f e-flex e-con-boxed e-con e-parent\" data-id=\"1e14260f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-738c0bca elementor-widget elementor-widget-text-editor\" data-id=\"738c0bca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6568cce e-flex e-con-boxed e-con e-parent\" data-id=\"6568cce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c813f29 elementor-widget elementor-widget-html\" data-id=\"c813f29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\n<!-- zeas-buyers-guide-luxembourg-2026-v7.html\n     Version : 7.1\n     Changes : Hero bg \u2192 cream #faf9f7 with dark text + orange border accent.\n               TOC fixed \u2014 no overflow, flex-shrink handled, right edge padding added.\n               hero-note, hero-toc-label, hero-toc-items colours updated for light bg.\n-->\n<html lang=\"en\">\n<head>\n<meta charset=\"utf-8\">\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1\">\n<title>W\u00e9i kaaft een Immobilie zu L\u00ebtzebuerg \u2014 Komplette Guide 2026 \u00b7 zeas.immo<\/title>\n<meta name=\"description\" content=\"W\u00e9i ee 2026 Immobilien zu L\u00ebtzebuerg kaaft: K\u00e4schten, Pr\u00e4isbenchmarks, de komplette Kafprozess, Steiererliichterungen an Due Diligence - a kloerer Sprooch erkl\u00e4ert.\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Poppins:wght@400;700;900&display=swap\" rel=\"stylesheet\">\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/@tabler\/icons-webfont@latest\/dist\/tabler-icons.min.css\">\n\n<style>\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n   BASE RESET & TOKENS\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n*, *::before, *::after { box-sizing: border-box; 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color: rgba(255,92,11,.22); line-height: 1.2; }\n  .ck-text strong { display: block; color: var(--dark); font-size: 13.5px; font-weight: 700; letter-spacing: -.02em; margin-bottom: 2px; }\n\n  .tax-stack { display: flex; flex-direction: column; gap: 10px; }\n  .tax-box {\n    background: var(--soft);\n    border: 1px solid var(--border);\n    border-left: 3px solid var(--orange);\n    border-radius: 6px;\n    padding: 11px 14px;\n    transition: background .15s;\n  }\n  .tax-box:hover { background: #fff6f1; }\n  .tax-box h3 { font-size: 14px; font-weight: 700; color: var(--dark); margin-bottom: 3px; letter-spacing: -.02em; }\n  .tax-amt { font-size: 12px; color: var(--muted); margin-bottom: 6px; font-weight: 600; }\n  .tax-box p { font-size: 13px; color: #444442; line-height: 1.5; }\n\n  .small { font-size: 12px; color: var(--muted); line-height: 1.45; }\n  .caption { font-size: 11px; color: #999895; font-style: italic; margin-top: 8px; }\n  .mt-2 { margin-top: 8px; }\n  .mt-3 { margin-top: 12px; }\n  .link-row { font-size: 12.5px; margin-top: 10px; }\n\n  \/* \u2500\u2500 Hide print pages on screen \u2500\u2500 *\/\n  .print-guide { display: none !important; }\n\n} \/* end @media screen *\/\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n   PRINT LAYOUT \u2014 A4 landscape, 4 pages\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n@media print {\n\n  @page { size: A4 landscape; margin: 0; }\n\n  html, body { background: #fff; }\n\n  \/* hide web layout & popup on print *\/\n  .web-guide,\n\n  \/* show print layout *\/\n  .print-guide { display: block !important; }\n\n  \/* \u2500\u2500 Page \u2500\u2500 *\/\n  .page {\n    position: relative;\n    width: 297mm;\n    height: 210mm;\n    background: #faf9f7;\n    overflow: hidden;\n    break-after: page;\n    page-break-after: always;\n    -webkit-print-color-adjust: exact;\n    print-color-adjust: exact;\n  }\n  .page:last-child { break-after: auto; page-break-after: auto; }\n\n  \/* \u2500\u2500 Page header \u2500\u2500 *\/\n  .page-header {\n    position: absolute;\n    top: 0; left: 0; right: 0;\n    height: 18mm;\n    background: #111110;\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    padding: 0 12mm;\n    z-index: 3;\n  }\n  .head-right { display: flex; align-items: center; gap: 6mm; }\n  .head-meta { text-align: center; position: absolute; left: 50%; transform: translateX(-50%); }\n  .head-title { font: 700 18px 'Helvetica Neue',Arial,sans-serif; letter-spacing: -.02em; color: #faf9f7; }\n  .head-sub { font: 500 13px 'Helvetica Neue',Arial,sans-serif; color: rgba(250,249,247,.65); margin-top: 3px; }\n  .head-url {\n    font-family: 'Poppins', Arial, sans-serif;\n    font-weight: 700; font-size: 13px;\n    color: #FF5C0B; letter-spacing: -.02em;\n    text-decoration: none;\n  }\n  .badge {\n    min-width: 18mm; height: 8mm;\n    border-radius: 999px;\n    border: 1px solid rgba(255,255,255,.14);\n    display: flex; align-items: center; justify-content: center;\n    padding: 0 4mm;\n    font: 700 11px 'Helvetica Neue',Arial,sans-serif;\n    color: #faf9f7; white-space: nowrap;\n  }\n\n  \/* \u2500\u2500 Contact strip footer \u2500\u2500 *\/\n  .contact-strip {\n    position: absolute;\n    bottom: 0; left: 0; right: 0;\n    height: 18mm;\n    background: #111110;\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    padding: 0 12mm;\n    z-index: 3;\n  }\n  .contact-left { display: flex; align-items: center; gap: 4mm; }\n  .contact-url {\n    font-family: 'Poppins', Arial, sans-serif;\n    font-weight: 700; font-size: 14px;\n    color: #ffffff;\n    letter-spacing: -.02em;\n    text-decoration: none;\n  }\n  .contact-right { display: flex; align-items: center; gap: 7mm; margin-left: auto; }\n  .contact-item {\n    display: flex; align-items: center; gap: 5px;\n    font: 600 12px 'Helvetica Neue',Arial,sans-serif;\n  }\n  .contact-item i { color: #FF5C0B; font-size: 14px; }\n  .contact-item a { color: #faf9f7; text-decoration: none; }\n\n  \/* \u2500\u2500 Print content areas \u2500\u2500 *\/\n  .content {\n    position: absolute;\n    top: 18mm; bottom: 18mm;\n    left: 0; right: 0;\n    padding: 5mm 12mm 3mm;\n    z-index: 2;\n    overflow: hidden;\n    display: flex;\n    flex-direction: column;\n    gap: 3mm;\n  }\n  .content-p3 {\n    position: absolute;\n    top: 18mm; bottom: 18mm;\n    left: 0; right: 0;\n    padding: 5mm 12mm 3mm;\n    z-index: 2;\n    overflow: hidden;\n    display: flex;\n    flex-direction: column;\n    justify-content: space-between;\n  }\n  .content-p4 {\n    position: absolute;\n    top: 18mm; bottom: 18mm;\n    left: 0; right: 0;\n    padding: 6mm 12mm 5mm;\n    z-index: 2;\n    overflow: hidden;\n    display: flex;\n    flex-direction: column;\n    gap: 4mm;\n  }\n\n  \/* \u2500\u2500 Print section chrome \u2500\u2500 *\/\n  .p-kicker {\n    font: 700 10px 'Helvetica Neue',Arial,sans-serif;\n    letter-spacing: .18em;\n    text-transform: uppercase;\n    color: #FF5C0B;\n    margin-bottom: 1.5mm;\n  }\n  .p-h2 { font-size: 20px; font-weight: 700; letter-spacing: -.03em; line-height: 1.05; color: #111110; }\n  .p-h3 { font-size: 13.5px; font-weight: 700; letter-spacing: -.02em; line-height: 1.2; color: #111110; }\n  .p-h4 { font-size: 11.5px; font-weight: 700; line-height: 1.2; color: #111110; }\n\n  \/* \u2500\u2500 Print panels \u2500\u2500 *\/\n  .p-soft {\n    background: #f5f3ef;\n    border: 1px solid #e4e0da;\n    border-radius: 3mm;\n    padding: 4.5mm;\n  }\n  .p-white {\n    background: #fff;\n    border: 1px solid #e4e0da;\n    border-radius: 3mm;\n    padding: 4mm 4.5mm;\n  }\n\n  \/* \u2500\u2500 Print grids \u2500\u2500 *\/\n  .p-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 5mm; }\n  .p-grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 4.5mm; }\n\n  \/* \u2500\u2500 Print fact list \u2500\u2500 *\/\n  .p-fact-list { list-style: none; padding: 0; display: flex; flex-direction: column; gap: 2mm; }\n  .p-fact-list li {\n    display: grid; grid-template-columns: 7mm 1fr;\n    gap: 2.5mm; align-items: flex-start;\n    font-size: 12px; line-height: 1.4; color: #555552;\n    padding-bottom: 2mm; border-bottom: 1px solid #e4e0da;\n  }\n  .p-fact-list li:last-child { border-bottom: none; padding-bottom: 0; }\n  .p-fact-icon {\n    width: 7mm; height: 7mm;\n    display: flex; align-items: center; justify-content: center;\n    border-radius: 1.5mm; background: #fff1e9; color: #FF5C0B;\n  }\n  .p-fact-icon i { font-size: 13px; }\n  .p-fact-list strong { color: #111110; font-weight: 600; }\n\n  \/* \u2500\u2500 Print zone list \u2500\u2500 *\/\n  .p-zone-list { list-style: none; padding: 0; }\n  .p-zone-list li {\n    display: grid; grid-template-columns: 1fr 1.7fr;\n    gap: 3mm; padding: 2mm 0;\n    border-bottom: 1px solid #e4e0da;\n    font-size: 12px; line-height: 1.4; align-items: baseline;\n  }\n  .p-zone-list li:last-child { border-bottom: none; }\n  .p-zone-name { font-weight: 700; color: #111110; }\n  .p-zone-desc { color: #555552; }\n\n  \/* \u2500\u2500 Print reasons strip \u2500\u2500 *\/\n  .p-reasons { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 4mm; }\n  .p-r-card { border-radius: 3mm; padding: 3.5mm 4mm; display: flex; flex-direction: column; gap: 1.5mm; }\n  .p-r-card.r1 { background: #f5f3ef; border: 1px solid #e4e0da; }\n  .p-r-card.r2 { background: #edf7ef; border: 1px solid #d8eadb; }\n  .p-r-card.r3 { background: #fff1e9; border: 1px solid #ffd8c7; }\n  .p-r-card i { font-size: 16px; }\n  .p-r-card.r1 i { color: #555552; }\n  .p-r-card.r2 i { color: #1FA05E; }\n  .p-r-card.r3 i { color: #FF5C0B; }\n  .p-r-title { font: 700 12.5px 'Helvetica Neue',Arial,sans-serif; color: #111110; }\n  .p-r-text { font-size: 11px; color: #555552; line-height: 1.4; }\n\n  \/* \u2500\u2500 Print step panels \u2500\u2500 *\/\n  .p-step-panel {\n    background: #f5f3ef; border: 1px solid #e4e0da;\n    border-radius: 3mm; padding: 4mm 4.5mm;\n    display: flex; flex-direction: column; gap: 2mm;\n    overflow: hidden;\n  }\n  .p-step-label { display: flex; align-items: center; gap: 2.5mm; margin-bottom: 1mm; }\n  .p-step-num {\n    width: 6mm; height: 6mm; border-radius: 50%;\n    background: #FF5C0B; color: #fff;\n    font: 700 10px 'Helvetica Neue',Arial,sans-serif;\n    display: flex; align-items: center; justify-content: center;\n    flex-shrink: 0;\n  }\n  .p-step-title { font: 700 13.5px 'Helvetica Neue',Arial,sans-serif; color: #111110; letter-spacing: -.02em; }\n  .p-step-subtitle { font: 400 11px 'Helvetica Neue',Arial,sans-serif; color: #FF5C0B; font-style: italic; }\n\n  \/* \u2500\u2500 Print tables \u2500\u2500 *\/\n  .p-pt-head {\n    font: 700 10px 'Helvetica Neue',Arial,sans-serif; color: #555552;\n    text-transform: uppercase; letter-spacing: .08em;\n    margin-bottom: 1.5mm; display: flex; align-items: center; gap: 2mm;\n  }\n  .p-pt-head i { color: #FF5C0B; font-size: 11px; }\n  .p-table { width: 100%; border-collapse: collapse; }\n  .p-table th {\n    text-align: left; padding: 1.3mm 1.5mm 1.6mm;\n    border-bottom: 1px solid #dcd7d1;\n    font: 700 9px 'Helvetica Neue',Arial,sans-serif;\n    color: #555552; text-transform: uppercase; letter-spacing: .08em;\n  }\n  .p-table td {\n    padding: 1.6mm 1.5mm; border-bottom: 1px solid #ece7e0;\n    font-size: 11.5px; line-height: 1.35; vertical-align: middle;\n  }\n  .p-table tbody tr:last-child td { border-bottom: none; }\n  .p-td-hi { color: #FF5C0B; font-weight: 700; }\n\n  \/* \u2500\u2500 Print cost list \u2500\u2500 *\/\n  .p-cost-list { display: grid; grid-template-columns: 1fr auto; gap: 1.3mm 4mm; }\n  .p-cost-list > div {\n    padding-bottom: 1.3mm; border-bottom: 1px solid #e4e0da;\n    font-size: 11.5px; line-height: 1.35;\n  }\n  .p-cl-amount { text-align: right; font-weight: 600; color: #111110; }\n  .p-cl-strong { font-weight: 600; color: #111110; }\n  .p-cl-credit { color: #1FA05E; font-weight: 600; }\n  .p-cl-total { color: #FF5C0B; font-weight: 700; font-size: 12.5px; border-bottom: none !important; }\n  .p-cl-divider { grid-column: 1\/-1; height: 1px; background: #bbb; padding: 0; border: none !important; margin: .5mm 0; }\n  .p-cl-nb { border-bottom: none !important; }\n\n  \/* \u2500\u2500 Print step cards (page 3) \u2500\u2500 *\/\n  .p-cards { display: grid; grid-template-columns: repeat(4,1fr); gap: 3.5mm; flex: 1; align-content: stretch; }\n  .p-step-card {\n    position: relative; background: #fff;\n    border: 1px solid #e4e0da; border-radius: 3mm;\n    padding: 4mm 3.5mm 3.5mm;\n    display: flex; flex-direction: column;\n  }\n  .p-card-num {\n    position: absolute; top: 2.5mm; right: 3mm;\n    font: 700 20px 'Helvetica Neue',Arial,sans-serif;\n    color: rgba(0,0,0,.07); line-height: 1;\n  }\n  .p-step-card i { font-size: 24px; color: #FF5C0B; display: block; margin-bottom: 3mm; }\n  .p-step-card h3 { font-size: 14px; margin-bottom: 2mm; font-weight: 700; color: #111110; }\n  .p-step-card p { font-size: 12.5px; color: #444442; line-height: 1.5; flex: 1; margin-bottom: 1mm; }\n  .p-step-card a { font: 700 12px 'Helvetica Neue',Arial,sans-serif; color: #FF5C0B; }\n\n  \/* \u2500\u2500 Print timeline \u2500\u2500 *\/\n  .p-timeline {\n    background: #f5f3ef; border: 1px solid #e4e0da;\n    border-radius: 3mm; padding: 4mm 4mm 3.5mm;\n  }\n  .p-tl-row {\n    display: grid; grid-template-columns: repeat(8,1fr);\n    gap: 1.5mm; position: relative;\n  }\n  .p-tl-row::before {\n    content: ''; position: absolute;\n    left: 6%; right: 6%; top: 7mm;\n    height: 2px;\n    background: linear-gradient(90deg,#ffcfb6 0%,#ffb48d 80%,#8fcf99 100%);\n    z-index: 0;\n  }\n  .p-tl-item { position: relative; text-align: center; z-index: 1; }\n  .p-tl-dot {\n    width: 13mm; height: 13mm; margin: 0 auto 2.5mm;\n    border-radius: 50%; background: #fff;\n    border: 2px solid #f1b18f;\n    display: flex; align-items: center; justify-content: center;\n    color: #FF5C0B; font: 700 12px 'Helvetica Neue',Arial,sans-serif;\n  }\n  .p-tl-item:last-child .p-tl-dot { border-color: #8fcf99; color: #2f7b43; }\n  .p-tl-item h4 { font-size: 12.5px; margin-bottom: 1mm; font-weight: 700; color: #111110; }\n  .p-tl-item p { font-size: 11px; color: #555552; line-height: 1.35; }\n\n  \/* \u2500\u2500 Print page 4 \u2500\u2500 *\/\n  .p-icon-row {\n    display: grid; grid-template-columns: 7mm 1fr;\n    gap: 2.5mm; margin-bottom: 2mm; align-items: flex-start;\n    border-radius: 2mm; padding: 1.5mm 2mm;\n    margin-left: -2mm; margin-right: -2mm;\n  }\n  .p-icon-cell {\n    width: 7mm; height: 7mm;\n    display: flex; align-items: center; justify-content: center;\n    border-radius: 1.5mm; background: #fff1e9; color: #FF5C0B;\n  }\n  .p-icon-cell.green { background: #edf7ef; color: #1FA05E; }\n  .p-icon-cell i { font-size: 12px; }\n  .p-icon-text { font-size: 12.5px; line-height: 1.45; color: #444442; padding-top: 1px; }\n  .p-icon-text strong { color: #111110; font-size: 13px; }\n\n  .p-check-list { list-style: none; padding: 0; }\n  .p-check-list li {\n    display: grid; grid-template-columns: 5.5mm 1fr;\n    gap: 2mm; padding: 1.8mm 2mm;\n    margin-left: -2mm; margin-right: -2mm;\n    border-bottom: 1px solid #e4e0da;\n    font-size: 12px; line-height: 1.45; color: #444442;\n    border-radius: 2mm;\n  }\n  .p-check-list li:last-child { border-bottom: none; }\n  .p-ck-num { font: 700 13px 'Helvetica Neue',Arial,sans-serif; color: rgba(255,92,11,.22); line-height: 1.1; }\n  .p-ck-text strong { display: block; color: #111110; font-size: 13.5px; font-weight: 700; letter-spacing: -.02em; margin-bottom: 1px; }\n\n  .p-tax-stack { display: grid; gap: 2mm; }\n  .p-tax-box {\n    background: #f5f3ef; border: 1px solid #e4e0da;\n    border-left: 3px solid #FF5C0B; border-radius: 2.5mm;\n    padding: 2.5mm 3.5mm;\n  }\n  .p-tax-box h3 { margin-bottom: 1mm; font-size: 13.5px; font-weight: 700; letter-spacing: -.02em; color: #111110; }\n  .p-tax-amt { font-size: 12px; color: #555552; line-height: 1.2; margin-bottom: 1.5mm; font-weight: 600; }\n  .p-tax-box p { font-size: 12.5px; color: #444442; line-height: 1.45; }\n\n  .p-small { font-size: 10.5px; color: #555552; line-height: 1.4; }\n  .p-caption { font-size: 10px; color: #999895; font-style: italic; }\n  .p-mt2 { margin-top: 2mm; }\n  .p-mt3 { margin-top: 3mm; }\n  .p-p2-top { display: grid; grid-template-columns: 1fr 1fr; gap: 5mm; flex: 1; min-height: 0; }\n  .p-p2-bottom { flex-shrink: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 5mm; }\n  .p-p2-bottom .p-step-panel {\n    flex-direction: row; align-items: flex-start;\n    gap: 4mm; padding: 2.5mm 4mm;\n  }\n  .p-p2-bottom .p-step-label { margin-bottom: 0; flex-shrink: 0; }\n  .p-p2-bottom .p-step-content { flex: 1; display: flex; gap: 5mm; align-items: flex-start; }\n  .p-p2-bottom ul { margin: 0; padding-left: 4mm; }\n  .p-p2-bottom li { font-size: 11.5px; margin-bottom: 1.5mm; }\n\n} \/* end @media print *\/\n\n<\/style>\n<\/head>\n<body>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n     WEB LAYOUT \u2014 screen only\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<div class=\"web-guide\">\n\n  <!-- HERO -->\n  <div class=\"web-hero\">\n    <div class=\"inner\">\n      <div class=\"hero-left\">\n        <div class=\"hero-eyebrow\">Buyer&#039;s guide \u00b7 Luxembourg \u00b7 2026<\/div>\n        <h1 class=\"hero-title\">W\u00e9i kaaft een Immobilie<br>zu L\u00ebtzebuerg<\/h1>\n        <p class=\"hero-sub\">K\u00e4schten \u00b7 Maartpr\u00e4isser \u00b7 de komplette Kafprozess \u00b7 Steiererliichterungen a Due Diligence \u2014 a klorer Sprooch erkl\u00e4ert.<\/p>\n        <p class=\"hero-scroll\">Scrollen fir ze liesen \u2193<\/p>\n      <\/div>\n      <div class=\"hero-toc\">\n        <div class=\"hero-toc-label\">Inhalt<\/div>\n        <div class=\"hero-toc-items\">\n          <a href=\"#sec1\">1 \u00b7 De Maart verstoen<\/a>\n          <a href=\"#sec2\">2 \u00b7 \u00c4r \u00e9ischt Schr\u00ebtt<\/a>\n          <a href=\"#sec3\">3 \u00b7 De Kaafprozess<\/a>\n          <a href=\"#sec4\">4 \u00b7 Ier Dir \u00ebnnerschreift<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- SECTION 1 -->\n  <div class=\"web-sec\" id=\"sec1\">\n    <div class=\"kicker\">Sektioun 1<\/div>\n    <h2 class=\"sec-title\">L\u00ebtzebuerg &amp; wou d&#039;Leit kafen<\/h2>\n    <div class=\"grid-2\">\n      <div class=\"panel\">\n        <div class=\"panel-title\">L\u00ebtzebuerg \u2014 wichteg Fakten<\/div>\n        <ul class=\"fact-list\">\n          <li><div class=\"fact-icon\"><i class=\"ti ti-users\"><\/i><\/div><div><strong>Bev\u00eblkerung ~680.000<\/strong> \u2014 iwwer 47% sinn ausl\u00e4nnesch Staatsbierger. Dat internationalst Land an der EU.<\/div><\/li>\n          <li><div class=\"fact-icon\"><i class=\"ti ti-language\"><\/i><\/div><div><strong>4 offiziell Sproochen<\/strong> \u2014 L\u00ebtzebuergesch, Frans\u00e9isch, D\u00e4itsch, Englesch. Immobiliedokumenter sinn typescherweis op Frans\u00e9isch.<\/div><\/li>\n          <li><div class=\"fact-icon\"><i class=\"ti ti-plane-arrival\"><\/i><\/div><div><strong>~220.000 Grenzg\u00e4nger<\/strong> all Dag vu Frankr\u00e4ich, Belsch an D\u00e4itschland pendelen.<\/div><\/li>\n          <li><div class=\"fact-icon\"><i class=\"ti ti-home-check\"><\/i><\/div><div><strong>Oppen fir jiddereen.<\/strong> Awunner an Net-Awunner k\u00ebnne fr\u00e4i kafen. Keng Nationalit\u00e9itsbeschr\u00e4nkungen am Bes\u00ebtz vun Immobilien.<\/div><\/li>\n          <li><div class=\"fact-icon\"><i class=\"ti ti-coin\"><\/i><\/div><div><strong>20% pers\u00e9inleche B\u00e4itrag<\/strong> typescherweis erfuerderlech. Verschidde Programmer fir \u00c9ischtk\u00e4ufer erlaben manner - confirm\u00e9iert et mat \u00c4rer Bank.<\/div><\/li>\n          <li><div class=\"fact-icon\"><i class=\"ti ti-file-euro\"><\/i><\/div><div><strong>Steierkreditter vun der Regierung<\/strong> (B\u00ebllegen Akt) ka bis zu 80.000 \u20ac u Acquisitiounsk\u00e4schte fir eng Prim\u00e4rresidenz kompens\u00e9ieren.<\/div><\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"panel\">\n        <div class=\"panel-title\">Wou d&#039;Leit kafen - Haaptber\u00e4icher<\/div>\n        <ul class=\"zone-list\">\n          <li><span class=\"zone-name\">Stad<\/span><span class=\"zone-desc\">Am deiersten. Urban, dicht, zentral. H\u00e9chst Nofro vun internationale Fachleit.<\/span><\/li>\n          <li><span class=\"zone-name\">Gemeng Hesper<\/span><span class=\"zone-desc\">S\u00fcdlech vun der Stad. Familljefr\u00ebndlech, gr\u00e9ng, gesicht Schoulen. Staarke laangfristege W\u00e4ert.<\/span><\/li>\n          <li><span class=\"zone-name\">S\u00fcden - Esch, Suessem, D\u00e9ifferdeng<\/span><span class=\"zone-desc\">M\u00e9i bezuelbar. Gutt Autobunns- a Schinneverbindungen. Wuessend Infrastrukturinvestitiounen.<\/span><\/li>\n          <li><span class=\"zone-name\">Ost \u2014 Gr\u00e9iwemaacher, R\u00e9imech<\/span><span class=\"zone-desc\">Museldall. M\u00e9i rouegt Tempo. W\u00e4ibaugebitt. M\u00e9i laang Pendelwee\u00ebr an d&#039;Stad.<\/span><\/li>\n          <li><span class=\"zone-name\">West \u2014 Kapellen, Miersch<\/span><span class=\"zone-desc\">Banlieue. Gudden Autobunnszougang. M\u00ebschung aus Haiser an nei gebauten Appartementer.<\/span><\/li>\n          <li><span class=\"zone-name\">Norden - Dikrech, Ettelbr\u00e9ck<\/span><span class=\"zone-desc\">Am bezuelbarsten. L\u00e4ndleche Charakter. G\u00ebeegent wann Telearbeit eng Optioun ass.<\/span><\/li>\n        <\/ul>\n        <p class=\"caption\">D\u00ebse Guide g\u00ebllt iwwerall zu L\u00ebtzebuerg wou Dir akaaft.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"reasons\">\n      <div class=\"r-card r1\"><i class=\"ti ti-trending-up\"><\/i><div class=\"r-title\">Stabilen, wuessenden Maart<\/div><div class=\"r-text\">D&#039;Immobiliepr\u00e4isser zu L\u00ebtzebuerg si scho s\u00e4it 20 Joer st\u00e4nneg gewuess. D&#039;Nofro vun enger staark internationaler Aarbechtskr\u00e4fte garant\u00e9iert eng laangfristeg Pr\u00e4isstabilit\u00e9it.<\/div><\/div>\n      <div class=\"r-card r2\"><i class=\"ti ti-map-pin\"><\/i><div class=\"r-title\">Geographie &amp; Konnektivit\u00e9it<\/div><div class=\"r-text\">Am H\u00e4erz vun Europa, grenzt u Frankr\u00e4ich, Belsch an D\u00e4itschland. Ee vun de L\u00e4nner mat de beschte Verbindungen, souwuel fir Aarbecht w\u00e9i och fir Reesen.<\/div><\/div>\n      <div class=\"r-card r3\"><i class=\"ti ti-shield-check\"><\/i><div class=\"r-title\">Staarkt juristescht Kader<\/div><div class=\"r-text\">D&#039;Eegentumsrechter si gutt gesch\u00fctzt. Regierungsstimulatioune maachen d&#039;Wunnengsbes\u00ebtz zoug\u00e4nglech. Keng Restriktioune fir ausl\u00e4nnesch Keefer.<\/div><\/div>\n    <\/div>\n  <\/div>\n\n  <!-- SECTION 2 -->\n  <div class=\"web-sec\" id=\"sec2\">\n    <div class=\"kicker\">Sektioun 2<\/div>\n    <h2 class=\"sec-title\">\u00c4r \u00e9ischt Schr\u00ebtt<\/h2>\n    <div class=\"grid-2\" style=\"margin-bottom:20px;\">\n\n      <!-- Step 1 -->\n      <div class=\"panel\">\n        <div class=\"step-label\"><div class=\"step-num\">1<\/div><div><div class=\"step-title\">De Maart verstoen<\/div><div class=\"step-subtitle\">Fannt selwer eng Immobilie - oder engag\u00e9iert e Keeferagent<\/div><\/div><\/div>\n        <p class=\"small\">Sich <strong>Athome.lu<\/strong>, <strong>Immotop.lu<\/strong>, <strong>Wortimmo.lu<\/strong>. E Keeferagent g\u00ebtt Iech Zougang ausserhalb vum Maart a verhandelt exklusiv fir Iech \u2014 <a href=\"https:\/\/zeas.immo\/lb\/immobilien-zu-letzebuerg-kafen\/\" target=\"_blank\">l\u00e9iert w\u00e9i et funktion\u00e9iert<\/a>.<\/p>\n        <div class=\"pt-head\"><i class=\"ti ti-building\"><\/i> Appartementer \u2014 Ufropr\u00e4isser Q1 2026<\/div>\n        <table><thead><tr><th>Gebitt<\/th><th>Reechw\u00e4it<\/th><th>Median<\/th><th>\u20ac\/m\u00b2<\/th><th>Duerchschn\u00ebttlech Gr\u00e9isst<\/th><\/tr><\/thead><tbody>\n          <tr><td><strong>Stad<\/strong><\/td><td>658.000\u00a0\u20ac \u2013 1,04\u00a0Milliounen\u00a0\u20ac<\/td><td class=\"td-hi\">793.000\u00a0\u20ac<\/td><td>\u20ac12,478<\/td><td>68 m\u00b2<\/td><\/tr>\n          <tr><td><strong>Hesper<\/strong><\/td><td>740.000\u00a0\u20ac \u2013 1,14\u00a0Milliounen\u00a0\u20ac<\/td><td class=\"td-hi\">890.000\u00a0\u20ac<\/td><td>\u20ac9,545<\/td><td>90 m\u00b2<\/td><\/tr>\n          <tr><td><strong>Rescht vum Land<\/strong><\/td><td>485.000\u00a0\u20ac\u2013725.000\u00a0\u20ac<\/td><td class=\"td-hi\">588.000\u00a0\u20ac<\/td><td>\u20ac7,779<\/td><td>81 m\u00b2<\/td><\/tr>\n        <\/tbody><\/table>\n        <div class=\"pt-head mt-2\"><i class=\"ti ti-home\"><\/i> Haiser \u2014 Ufropr\u00e4isser Q1 2026<\/div>\n        <table><thead><tr><th>Gebitt<\/th><th>Reechw\u00e4it<\/th><th>Median<\/th><th>\u20ac\/m\u00b2<\/th><th>Duerchschn\u00ebttlech Gr\u00e9isst<\/th><\/tr><\/thead><tbody>\n          <tr><td><strong>Stad<\/strong><\/td><td>1,20\u00a0Milliounen\u00a0\u20ac\u20132,85\u00a0Milliounen\u00a0\u20ac<\/td><td class=\"td-hi\">1,94 Milliounen Euro<\/td><td>\u20ac9,050<\/td><td>220 m\u00b2<\/td><\/tr>\n          <tr><td><strong>Hesper<\/strong><\/td><td>1,10\u00a0Milliounen\u00a0\u20ac\u20131,80\u00a0Milliounen\u00a0\u20ac<\/td><td class=\"td-hi\">1,45 Milliounen Euro<\/td><td>\u20ac7,903<\/td><td>191 m\u00b2<\/td><\/tr>\n          <tr><td><strong>Rescht vum Land<\/strong><\/td><td>779.000\u00a0\u20ac \u2013 1,20\u00a0Milliounen\u00a0\u20ac<\/td><td class=\"td-hi\">995.000\u00a0\u20ac<\/td><td>\u20ac5,653<\/td><td>176 m\u00b2<\/td><\/tr>\n        <\/tbody><\/table>\n        <p class=\"caption\">Ufropr\u00e4isser vun \u00ebffentlechen Aggregatoren, 1. Quartal 2026. Verkaafspr\u00e4isser typescherweis 10\u201315% m\u00e9i niddreg.<\/p>\n      <\/div>\n\n      <!-- Step 2 -->\n      <div class=\"panel\">\n        <div class=\"step-label\"><div class=\"step-num\">2<\/div><div><div class=\"step-title\">Setzt \u00c4re komplette Budget fest<\/div><div class=\"step-subtitle\">Wat d&#039;Verkeefer froen, ass net dat wat Dir bezuelt<\/div><\/div><\/div>\n        <div class=\"white-panel\" style=\"margin-bottom:12px;\">\n          <p style=\"font-size:13px;font-weight:700;margin-bottom:6px;\">Neibau vs. existent Immobilie<\/p>\n          <p class=\"small\"><strong>Exist\u00e9ierend:<\/strong> Aschreiwungspflicht 7% + Transkriptioun 1% + Notaire ~1.2%.<\/p>\n          <p class=\"small mt-2\"><strong>Neibau:<\/strong> D&#039;TVA 17% ersetzt d&#039;Aschreiwungsgeb\u00fchr. E reduz\u00e9ierte Satz vun 3% kann fir eng Haaptwunns\u00ebtz g\u00ebllen - confirm\u00e9iert d\u00ebst mat \u00c4rem Notaire ier Dir \u00ebnnerschreift.<\/p>\n        <\/div>\n        <p style=\"font-size:13px;font-weight:700;margin-bottom:8px;\">Beispill \u2014 Akaf fir 800.000 \u20ac (bestinnend Immobilie)<\/p>\n        <div class=\"cost-list\">\n          <div>Aschreiwungsgeb\u00fchr (6%)<\/div><div class=\"cl-amount\">\u20ac48,000<\/div>\n          <div>Transkriptiounsk\u00e4schten (1%)<\/div><div class=\"cl-amount\">\u20ac8,000<\/div>\n          <div>Notairesk\u00e4schten (~1.2%)<\/div><div class=\"cl-amount\">\u20ac9,600<\/div>\n          <div>Agenturk\u00e4schten<\/div><div class=\"cl-amount\">Variabel<\/div>\n          <div class=\"cl-divider\"><\/div>\n          <div class=\"cl-bold\">Zw\u00ebschentotal<\/div><div class=\"cl-amount cl-bold\">~\u20ac65,600<\/div>\n          <div class=\"cl-green\">B\u00ebllegen Akt Credit (2 Erwuessener, prim\u00e4r res.)<\/div><div class=\"cl-amount cl-green\">\u221280.000\u00a0\u20ac<\/div>\n          <div class=\"cl-total cl-nb\">Nettok\u00e4schten iwwer dem Akafspr\u00e4is<\/div><div class=\"cl-amount cl-total cl-nb\">~0\u20ac\u201315.600\u20ac<\/div>\n        <\/div>\n        <p class=\"small mt-2\">\n          <a href=\"https:\/\/zeas.immo\/lb\/buying-cost-calculator\/\" target=\"_blank\">\u2192 K\u00e4schtekalkulator<\/a>\n          &nbsp;\u00b7&nbsp;\n          <a href=\"https:\/\/zeas.immo\/lb\/kaschte-fir-dacquisitioun-vun-immobilien-zu-letzebuerg-dei-komplett-opdeelung-2026\/\" target=\"_blank\">\u2192 Komplett K\u00e4schtenopdeelung<\/a>\n        <\/p>\n      <\/div>\n    <\/div>\n\n    <div class=\"grid-2\">\n      <!-- Step 3 -->\n      <div class=\"panel\">\n        <div class=\"step-label\"><div class=\"step-num\">3<\/div><div><div class=\"step-title\">Virgenehmegung vun enger Hypoth\u00e9ik<\/div><div class=\"step-subtitle\">Virun \u00c4rer \u00e9ischter Besichtigung<\/div><\/div><\/div>\n        <ul>\n          <li><strong>Approche 2\u20133 Banken<\/strong> ier Dir sicht. E schr\u00ebftleche Virautorisatiounsbr\u00e9if g\u00ebtt Iech Glafwierdegkeet wann Dir eng Offer maacht.<\/li>\n          <li><strong>Banken iwwerpr\u00e9iwen:<\/strong> d\u00e9i lescht 3 Pai-Zeechen, 2 Joer Steiererkl\u00e4rungen, existent Scholden, Spuerverlaf, Aart vum Aarbechtskontrakt.<\/li>\n          <li><strong>De LTV ass typescherweis 80%<\/strong> fir Awunner. Net-Awunner a Selbst\u00e4nneg solle mat m\u00e9i strenge Fuerderunge rechnen.<\/li>\n          <li><strong>Renovatioun am Budget separat.<\/strong> Banken l\u00e9inen op Basis vum Kafpr\u00e4is, net op geplangt Aarbechten. <a href=\"https:\/\/zeas.immo\/lb\/immobilien-zu-letzebuerg-kafen\/\" target=\"_blank\">\u2192 Hypothekenguide<\/a><\/li>\n        <\/ul>\n      <\/div>\n      <!-- Step 4 \u2014 CTA panel -->\n      <div class=\"calc-cta\">\n        <div class=\"eyebrow\">Gratis Tool \u00b7 Schr\u00ebtt 4<\/div>\n        <h3>Kennt \u00c4r genee Zomm<br>ier Dir eng Offer maacht<\/h3>\n        <p>D&#039;K\u00e4schte fir e Kaf zu L\u00ebtzebuerg gi m\u00e9i w\u00e9i de Verkafspr\u00e4is - d&#039;Aschreiwungsgeb\u00fchr, d&#039;Notairek\u00e4schten an d&#039;Transkriptioun summ\u00e9iere sech s\u00e9ier. Benotzt eise gratis Rechner fir eng komplett K\u00e4schtenopdeelung ze kr\u00e9ien, ier Dir en Offer maacht.<\/p>\n        <a class=\"btn-white\" href=\"https:\/\/zeas.immo\/lb\/akafspraisrechner-luxemburg\/\" target=\"_blank\"><i class=\"ti ti-calculator\"><\/i> Meng Akaafsk\u00e4schte berechnen \u2192<\/a>\n        <p style=\"font-size:11.5px;color:rgba(255,255,255,.55);\">\u00cbmfaasst Aschreiwungsgeb\u00fchr, Transkriptioun, Notairesk\u00e4schten, B\u00ebllegen Akt-Geldsch\u00e4tzung an Nettok\u00e4schtesch\u00e4tzung.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- SECTION 3 -->\n  <div class=\"web-sec\" id=\"sec3\">\n    <div class=\"kicker\">Sektioun 3<\/div>\n    <h2 class=\"sec-title\">De Kafprozess - 8 Schr\u00ebtt<\/h2>\n    <div class=\"grid-4\">\n      <div class=\"step-card\"><div class=\"card-num\">01<\/div><i class=\"ti ti-calculator\"><\/i><h3>Setzt \u00c4re Budget fest<\/h3><p>Gesamtk\u00e4schten inklusiv all Steieren a K\u00e4schten - net n\u00ebmmen de Verkafspr\u00e4is.<\/p><a href=\"https:\/\/zeas.immo\/lb\/buying-cost-calculator\/\" target=\"_blank\">\u2192 K\u00e4schtekalkulator<\/a><\/div>\n      <div class=\"step-card\"><div class=\"card-num\">02<\/div><i class=\"ti ti-building-bank\"><\/i><h3>Virautorisatioun kr\u00e9ien<\/h3><p>Schr\u00ebftleche Hypothekebr\u00e9if an der Hand virun \u00c4rer \u00e9ischter Besichtigung.<\/p><a href=\"https:\/\/zeas.immo\/lb\/immobilien-zu-letzebuerg-kafen\/\" target=\"_blank\">\u2192 Hypothekenguide<\/a><\/div>\n      <div class=\"step-card\"><div class=\"card-num\">03<\/div><i class=\"ti ti-home-search\"><\/i><h3>Sich &amp; Auswiel<\/h3><p>Portaler plus Zougang ausserhalb vum Maart. Kontroll\u00e9iert d&#039;CPE-Klass op all Immobilie.<\/p><a href=\"https:\/\/zeas.immo\/lb\/exp-eegeschaften\/\" target=\"_blank\">\u2192 L\u00ebschten duerchsichen<\/a><\/div>\n      <div class=\"step-card\"><div class=\"card-num\">04<\/div><i class=\"ti ti-file-search\"><\/i><h3>Due Diligence<\/h3><p>Titel, CPE, syndic K\u00e4schten, Genehmegungen, Miteigentumsregelen.<\/p><a href=\"https:\/\/zeas.immo\/lb\/prozess-vum-immobiliekaaf-zu-letzebuerg\/\" target=\"_blank\">\u2192 Wat ze kontroll\u00e9ieren<\/a><\/div>\n      <div class=\"step-card\"><div class=\"card-num\">05<\/div><i class=\"ti ti-writing-sign\"><\/i><h3>Maacht eng Offer<\/h3><p>Benotzt vergl\u00e4ichbar Verkafspr\u00e4isser, net Ufropr\u00e4isser. Maacht all Konditioune schr\u00ebftlech.<\/p><a href=\"https:\/\/zeas.immo\/lb\/prozess-vum-immobiliekaaf-zu-letzebuerg\/\" target=\"_blank\">\u2192 Verhandlungstipps<\/a><\/div>\n      <div class=\"step-card\"><div class=\"card-num\">06<\/div><i class=\"ti ti-file-description\"><\/i><h3>Verkafskompromiss<\/h3><p>Verbindleche Kontrakt. 10% Kautioun. \u00cbmmer eng Klausel iwwer d&#039;suspend\u00e9ierend Finanz\u00e9ierung enthalen.<\/p><a href=\"https:\/\/zeas.immo\/lb\/prozess-vum-immobiliekaaf-zu-letzebuerg\/\" target=\"_blank\">\u2192 Wat et bedeit<\/a><\/div>\n      <div class=\"step-card\"><div class=\"card-num\">07<\/div><i class=\"ti ti-scale\"><\/i><h3>Notairesdokument<\/h3><p>Notaire \u00ebnnerschriwwen. Voll Bezuelung iwwerwisen. Schl\u00ebsselen iwwerreecht - selwechten Dag.<\/p><a href=\"https:\/\/zeas.immo\/lb\/prozess-vum-immobiliekaaf-zu-letzebuerg\/\" target=\"_blank\">\u2192 Notairesprozess<\/a><\/div>\n      <div class=\"step-card\"><div class=\"card-num\">08<\/div><i class=\"ti ti-receipt-tax\"><\/i><h3>Steier &amp; Aschreiwung<\/h3><p>Ufro fir B\u00ebllegen Akt iwwer AED. Muss agereecht ginn - et g\u00ebtt net automatesch ugewannt.<\/p><a href=\"https:\/\/aed.gouvernement.lu\" target=\"_blank\" rel=\"noopener\">\u2192 Offiziell AED-Webs\u00e4it<\/a><\/div>\n    <\/div>\n    <div class=\"timeline\">\n      <div class=\"kicker\" style=\"margin-bottom:14px;\">Typesch Z\u00e4itlinn<\/div>\n      <div class=\"tl-row\">\n        <div class=\"tl-item\"><div class=\"tl-dot\">1<\/div><h4>Budget festlee\u00ebn<\/h4><p>Woch 1<\/p><\/div>\n        <div class=\"tl-item\"><div class=\"tl-dot\">2<\/div><h4>Virgenehmegung<\/h4><p>Wochen 1\u20133<\/p><\/div>\n        <div class=\"tl-item\"><div class=\"tl-dot\">3<\/div><h4>Sich<\/h4><p>Wochen 2\u20138+<\/p><\/div>\n        <div class=\"tl-item\"><div class=\"tl-dot\">4<\/div><h4>Due Diligence<\/h4><p>1\u20132 Wochen<\/p><\/div>\n        <div class=\"tl-item\"><div class=\"tl-dot\">5<\/div><h4>Offer maachen<\/h4><p>Dag 0<\/p><\/div>\n        <div class=\"tl-item\"><div class=\"tl-dot\">6<\/div><h4>Komprom\u00ebss<\/h4><p>Wochen 1\u20133<\/p><\/div>\n        <div class=\"tl-item\"><div class=\"tl-dot\">7<\/div><h4>Notairesdokument<\/h4><p>Wochen 6\u201312<\/p><\/div>\n        <div class=\"tl-item\"><div class=\"tl-dot\">8<\/div><h4>Steier &amp; Schl\u00ebsselen<\/h4><p>De selwechten Dag<\/p><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- SECTION 4 -->\n  <div class=\"web-sec\" id=\"sec4\">\n    <div class=\"kicker\">Sektioun 4<\/div>\n    <h2 class=\"sec-title\">Ier Dir \u00ebnnerschreift<\/h2>\n    <div class=\"grid-3\">\n\n      <!-- Col 1 -->\n      <div class=\"panel\" style=\"display:flex;flex-direction:column;\">\n        <div class=\"panel-title\">Fir wien schafft \u00c4ren Agent?<\/div>\n        <div class=\"icon-row\"><div class=\"icon-cell\"><i class=\"ti ti-user-dollar\"><\/i><\/div><div class=\"icon-text\"><strong>Standardagent = Verkeeferagent.<\/strong> Hir gesetzlech Pflicht l\u00e4it g\u00e9intiwwer der Persoun, d\u00e9i se agestallt huet \u2013 net g\u00e9intiwwer Iech. D\u00ebst ass d\u00e9i Standardregelung zu L\u00ebtzebuerg.<\/div><\/div>\n        <div class=\"icon-row\"><div class=\"icon-cell\"><i class=\"ti ti-alert-circle\"><\/i><\/div><div class=\"icon-text\"><strong>Net n\u00e9ideg fir Problemer ze mellen.<\/strong> Immobilieproblemer, Pr\u00e4is\u00ebnnerscheeder, Titelrisiken a strukturell M\u00e4ngel sinn \u00c4r Aufgab.<\/div><\/div>\n        <div class=\"icon-row\"><div class=\"icon-cell green\"><i class=\"ti ti-shield-check\"><\/i><\/div><div class=\"icon-text\"><strong>Onofh\u00e4ngege Keeferagent = \u00c4ren Agent.<\/strong> Vun Iech mandat\u00e9iert, vun Iech bezuelt. Verhandelt ausschliisslech an \u00c4rem Int\u00e9r\u00eat.<\/div><\/div>\n        <div class=\"icon-row\"><div class=\"icon-cell\"><i class=\"ti ti-clock\"><\/i><\/div><div class=\"icon-text\"><strong>Geschwindegkeet ass wichteg.<\/strong> E Keeferagent handelt m\u00e9i s\u00e9ier - virdru gepr\u00e9ift Kontakter, direkten Zougang vum Verkeefer a manner Versp\u00e9idungen.<\/div><\/div>\n        <div class=\"icon-row\"><div class=\"icon-cell\"><i class=\"ti ti-coin-euro\"><\/i><\/div><div class=\"icon-text\"><strong>Verhandlunge sinn Deel vum Service.<\/strong> Vergl\u00e4icht d&#039;Pr\u00e4isser mat de tats\u00e4chleche Verkafspr\u00e4isser a verhandelt den \u00cbnnerscheed.<\/div><\/div>\n        <p class=\"link-row\" style=\"margin-top:auto;\"><a href=\"https:\/\/zeas.immo\/lb\/agency-fees\/\" target=\"_blank\">\u2192 W\u00e9i d&#039;Agenturgeb\u00fchren funktion\u00e9ieren<\/a><\/p>\n      <\/div>\n\n      <!-- Col 2 -->\n      <div class=\"panel\">\n        <div class=\"panel-title\">5 Saachen, d\u00e9i Dir sollt kontroll\u00e9ieren, ier Dir eng Offer maacht<\/div>\n        <ul class=\"check-list\">\n          <li><span class=\"ck-num\">01<\/span><span class=\"ck-text\"><strong>Energiepass (CPE)<\/strong>Frot de komplette Certificat un - net n\u00ebmmen d&#039;Etikett. De Rating beaflosst \u00c4ren Hypothekarz\u00ebnssaz, \u00c4r lafend K\u00e4schten an \u00c4re zuk\u00fcnftege Wiederverkaafsw\u00e4ert.<\/span><\/li>\n          <li><span class=\"ck-num\">02<\/span><span class=\"ck-text\"><strong>Juristesch K\u00e4schten op Titel (Hypotheken)<\/strong>En Notaire oder Affekot kann iwwerpr\u00e9iwen, ob den Titel propper a fr\u00e4i vun net opgedeckte K\u00e4schten ass, ier Dir Iech engag\u00e9iert.<\/span><\/li>\n          <li><span class=\"ck-num\">03<\/span><span class=\"ck-text\"><strong>Co-ownership Regelen (r\u00e8glement de copropri\u00e9t\u00e9)<\/strong>Fir Appartementer: wat d\u00e4erf een renov\u00e9ieren, verlounen oder \u00e4nneren? D&#039;Reegele vari\u00e9iere staark t\u00ebscht de Gebaier.<\/span><\/li>\n          <li><span class=\"ck-num\">04<\/span><span class=\"ck-text\"><strong>Baugenehmigungen fir all Aarbechten<\/strong>Ubauten an \u00cbmbauunge brauchen d\u00e9i richteg Genehmegungen - si ginn zesumme mat der Immobilie op Iech iwwerdroen.<\/span><\/li>\n          <li><span class=\"ck-num\">05<\/span><span class=\"ck-text\"><strong>Ausstehend syndic K\u00e4schten<\/strong>Net bezuelte Miteigentumsk\u00e4schte ginn un den neie Bes\u00ebtzer weider. Frot \u00ebmmer d\u00e9i lescht syndikalesch Iwwersiicht un, ier Dir \u00ebnnerschreift.<\/span><\/li>\n        <\/ul>\n        <p class=\"link-row\"><a href=\"https:\/\/zeas.immo\/lb\/prozess-vum-immobiliekaaf-zu-letzebuerg\/\" target=\"_blank\">\u2192 Komplett Due Diligence Guide<\/a><\/p>\n      <\/div>\n\n      <!-- Col 3 -->\n      <div class=\"panel\">\n        <div class=\"panel-title\">Steiermoossnamen, d\u00e9i richteg Sue spueren<\/div>\n        <div class=\"tax-stack\">\n          <div class=\"tax-box\">\n            <h3>Ass d\u00ebst \u00c4r \u00e9ischt Immobilie zu L\u00ebtzebuerg?<\/h3>\n            <div class=\"tax-amt\">40.000\u00a0\u20ac \u2013 80.000\u00a0\u20ac zr\u00e9ck<\/div>\n            <p>De B\u00ebllegen Akt-Kreditt g\u00ebtt 40.000\u00a0\u20ac pro Persoun fir d&#039;Aschreiwungsgeb\u00fchr fir eng Haaptwunns\u00ebtz. Bestuet oder \u00ebnner PACS? Dat sinn zesummen 80.000\u00a0\u20ac. Ufro iwwer AED \u2013 net automatesch.<\/p>\n            <p class=\"small mt-2\"><a href=\"https:\/\/aed.gouvernement.lu\" target=\"_blank\" rel=\"noopener\">\u2192 Ufro iwwer AED (offiziell Webs\u00e4it)<\/a><\/p>\n          <\/div>\n          <div class=\"tax-box\">\n            <h3>Plangt Dir bannent 2 Joer ze verkafen?<\/h3>\n            <div class=\"tax-amt\">Kapitalgew\u00ebnn zum vollen Marginalsaz besteiert - bis zu 45.78%<\/div>\n            <p>E Verkaf bannent 2 Joer g\u00ebllt als spekulativen Gew\u00ebnn. Halt iwwer 2 Joer an den Taux f\u00e4llt op ongef\u00e9ier 20\u201323%. Iwwerpr\u00e9ift \u00ebmmer d\u00e9i aktuell Reegele mat \u00c4rem Notaire.<\/p>\n          <\/div>\n          <div class=\"tax-box\">\n            <h3>Ofzuch vun Hypothekarz\u00ebnsen<\/h3>\n            <div class=\"tax-amt\">Spuert bis zu 4.000 \u20ac\/Joer bei \u00c4rer Steiererkl\u00e4rung<\/div>\n            <p>D&#039;Hypothekarz\u00ebnsen op \u00c4r Haaptwunns\u00ebtz sinn steuerlech ofsetzbar. D&#039;Limit kl\u00ebmmt mat der Gr\u00e9isst vum Stot. Deklar\u00e9iert se all Joer.<\/p>\n            <p class=\"small mt-2\"><a href=\"https:\/\/zeas.immo\/lb\/kaschte-fir-dacquisitioun-vun-immobilien-zu-letzebuerg-dei-komplett-opdeelung-2026\/\" target=\"_blank\">\u2192 Vollst\u00e4nneg Steieropdeelung<\/a><\/p>\n          <\/div>\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n\n<\/div><!-- \/web-guide -->\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n     PRINT LAYOUT \u2014 4 \u00d7 A4 landscape\n     Hidden on screen, rendered on print\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<div class=\"print-guide\">\n\n<!-- PAGE 1 -->\n<section class=\"page\">\n  <header class=\"page-header\">\n    <a class=\"head-url\" href=\"https:\/\/zeas.immo\/lb\/\">www.zeas.immo<\/a>\n    <div class=\"head-right\">\n      <div class=\"head-meta\">\n        <div class=\"head-title\">W\u00e9i kaaft een Immobilie zu L\u00ebtzebuerg \u2014 Guide 2026<\/div>\n        <div class=\"head-sub\">De Maart verstoen<\/div>\n      <\/div>\n      <div class=\"badge\">S\u00e4it 1 vun 4<\/div>\n    <\/div>\n  <\/header>\n  <main class=\"content\">\n    <div class=\"p-grid-2\" style=\"flex:1;min-height:0;\">\n      <div class=\"p-soft\">\n        <h3 class=\"p-h3\" style=\"margin-bottom:3mm;\">L\u00ebtzebuerg \u2014 wichteg Fakten<\/h3>\n        <ul class=\"p-fact-list\">\n          <li><div class=\"p-fact-icon\"><i class=\"ti ti-users\"><\/i><\/div><div><strong>Bev\u00eblkerung ~680.000<\/strong> \u2014 iwwer 47% sinn ausl\u00e4nnesch Staatsbierger. Dat internationalst Land an der EU.<\/div><\/li>\n          <li><div class=\"p-fact-icon\"><i class=\"ti ti-language\"><\/i><\/div><div><strong>4 offiziell Sproochen<\/strong> \u2014 L\u00ebtzebuergesch, Frans\u00e9isch, D\u00e4itsch, Englesch. Immobiliedokumenter sinn typescherweis op Frans\u00e9isch.<\/div><\/li>\n          <li><div class=\"p-fact-icon\"><i class=\"ti ti-plane-arrival\"><\/i><\/div><div><strong>~220.000 Grenzg\u00e4nger<\/strong> all Dag vu Frankr\u00e4ich, Belsch an D\u00e4itschland pendelen.<\/div><\/li>\n          <li><div class=\"p-fact-icon\"><i class=\"ti ti-home-check\"><\/i><\/div><div><strong>Oppen fir jiddereen.<\/strong> Awunner an Net-Awunner k\u00ebnne fr\u00e4i kafen. Keng Nationalit\u00e9itsbeschr\u00e4nkungen am Bes\u00ebtz vun Immobilien.<\/div><\/li>\n          <li><div class=\"p-fact-icon\"><i class=\"ti ti-coin\"><\/i><\/div><div><strong>20% pers\u00e9inleche B\u00e4itrag<\/strong> typescherweis erfuerderlech. Verschidde Programmer fir \u00c9ischtk\u00e4ufer erlaben manner - confirm\u00e9iert et mat \u00c4rer Bank.<\/div><\/li>\n          <li><div class=\"p-fact-icon\"><i class=\"ti ti-file-euro\"><\/i><\/div><div><strong>Steierkreditter vun der Regierung<\/strong> (B\u00ebllegen Akt) ka bis zu 80.000 \u20ac u Acquisitiounsk\u00e4schte fir eng Prim\u00e4rresidenz kompens\u00e9ieren.<\/div><\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"p-soft\">\n        <h3 class=\"p-h3\" style=\"margin-bottom:3mm;\">Wou d&#039;Leit kafen - Haaptber\u00e4icher<\/h3>\n        <ul class=\"p-zone-list\">\n          <li><span class=\"p-zone-name\">Stad<\/span><span class=\"p-zone-desc\">Am deiersten. Urban, dicht, zentral. H\u00e9chst Nofro vun internationale Fachleit.<\/span><\/li>\n          <li><span class=\"p-zone-name\">Gemeng Hesper<\/span><span class=\"p-zone-desc\">S\u00fcdlech vun der Stad. Familljefr\u00ebndlech, gr\u00e9ng, gesicht Schoulen. Staarke laangfristege W\u00e4ert.<\/span><\/li>\n          <li><span class=\"p-zone-name\">S\u00fcden - Esch, Suessem, D\u00e9ifferdeng<\/span><span class=\"p-zone-desc\">M\u00e9i bezuelbar. Gutt Autobunns- a Schinneverbindungen. Wuessend Infrastrukturinvestitiounen.<\/span><\/li>\n          <li><span class=\"p-zone-name\">Ost \u2014 Gr\u00e9iwemaacher, R\u00e9imech<\/span><span class=\"p-zone-desc\">Museldall. M\u00e9i rouegt Tempo. W\u00e4ibaugebitt. M\u00e9i laang Pendelwee\u00ebr an d&#039;Stad.<\/span><\/li>\n          <li><span class=\"p-zone-name\">West \u2014 Kapellen, Miersch<\/span><span class=\"p-zone-desc\">Banlieue. Gudden Autobunnszougang. M\u00ebschung aus Haiser an nei gebauten Appartementer.<\/span><\/li>\n          <li><span class=\"p-zone-name\">Norden - Dikrech, Ettelbr\u00e9ck<\/span><span class=\"p-zone-desc\">Am bezuelbarsten. L\u00e4ndleche Charakter. G\u00ebeegent wann Telearbeit eng Optioun ass.<\/span><\/li>\n        <\/ul>\n        <p class=\"p-caption p-mt3\">D\u00ebse Guide g\u00ebllt iwwerall zu L\u00ebtzebuerg wou Dir akaaft.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"p-reasons\">\n      <div class=\"p-r-card r1\"><i class=\"ti ti-trending-up\"><\/i><div class=\"p-r-title\">Stabilen, wuessenden Maart<\/div><div class=\"p-r-text\">D&#039;Immobiliepr\u00e4isser zu L\u00ebtzebuerg si scho s\u00e4it 20 Joer st\u00e4nneg gewuess. D&#039;Nofro vun enger staark internationaler Aarbechtskr\u00e4fte garant\u00e9iert eng laangfristeg Pr\u00e4isstabilit\u00e9it.<\/div><\/div>\n      <div class=\"p-r-card r2\"><i class=\"ti ti-map-pin\"><\/i><div class=\"p-r-title\">Geographie &amp; Konnektivit\u00e9it<\/div><div class=\"p-r-text\">Am H\u00e4erz vun Europa, grenzt u Frankr\u00e4ich, Belsch an D\u00e4itschland. Ee vun de L\u00e4nner mat de beschte Verbindungen, souwuel fir Aarbecht w\u00e9i och fir Reesen.<\/div><\/div>\n      <div class=\"p-r-card r3\"><i class=\"ti ti-shield-check\"><\/i><div class=\"p-r-title\">Staarkt juristescht Kader<\/div><div class=\"p-r-text\">D&#039;Eegentumsrechter si gutt gesch\u00fctzt. Regierungsstimulatioune maachen d&#039;Wunnengsbes\u00ebtz zoug\u00e4nglech. Keng Restriktioune fir ausl\u00e4nnesch Keefer.<\/div><\/div>\n    <\/div>\n  <\/main>\n  <footer class=\"contact-strip\">\n    <div class=\"contact-left\"><a class=\"contact-url\" href=\"https:\/\/zeas.immo\/lb\/\">www.zeas.immo<\/a><\/div>\n    <div class=\"contact-right\">\n      <div class=\"contact-item\"><i class=\"ti ti-phone\"><\/i><a href=\"tel:+352691624645\">+352 691 624 645<\/a><\/div>\n      <div class=\"contact-item\"><i class=\"ti ti-mail\"><\/i><a href=\"mailto:hello@zeas.immo\">hello@zeas.immo<\/a><\/div>\n    <\/div>\n  <\/footer>\n<\/section>\n\n<!-- PAGE 2 -->\n<section class=\"page\">\n  <header class=\"page-header\">\n    <a class=\"head-url\" href=\"https:\/\/zeas.immo\/lb\/\">www.zeas.immo<\/a>\n    <div class=\"head-right\">\n      <div class=\"head-meta\">\n        <div class=\"head-title\">W\u00e9i kaaft een Immobilie zu L\u00ebtzebuerg \u2014 Guide 2026<\/div>\n        <div class=\"head-sub\">\u00c4r \u00e9ischt Schr\u00ebtt<\/div>\n      <\/div>\n      <div class=\"badge\">S\u00e4it 2 vun 4<\/div>\n    <\/div>\n  <\/header>\n  <main class=\"content\">\n    <div class=\"p-p2-top\">\n      <div class=\"p-step-panel\">\n        <div class=\"p-step-label\"><div class=\"p-step-num\">1<\/div><div><div class=\"p-step-title\">De Maart verstoen<\/div><div class=\"p-step-subtitle\">Fannt selwer eng Immobilie - oder engag\u00e9iert e Keeferagent<\/div><\/div><\/div>\n        <p class=\"p-small\">Sich <strong>Athome.lu<\/strong>, <strong>Immotop.lu<\/strong>, <strong>Wortimmo.lu<\/strong>. E Keeferagent g\u00ebtt Iech Zougang ausserhalb vum Maart a verhandelt exklusiv fir Iech.<\/p>\n        <div>\n          <div class=\"p-pt-head\"><i class=\"ti ti-building\"><\/i> Appartementer \u2014 Ufropr\u00e4isser Q1 2026<\/div>\n          <table class=\"p-table\"><thead><tr><th>Gebitt<\/th><th>Reechw\u00e4it<\/th><th>Median<\/th><th>\u20ac\/m\u00b2<\/th><th>Duerchschn\u00ebttlech Gr\u00e9isst<\/th><\/tr><\/thead><tbody>\n            <tr><td><strong>Stad<\/strong><\/td><td>658.000\u00a0\u20ac \u2013 1,04\u00a0Milliounen\u00a0\u20ac<\/td><td class=\"p-td-hi\">793.000\u00a0\u20ac<\/td><td>\u20ac12,478<\/td><td>68 m\u00b2<\/td><\/tr>\n            <tr><td><strong>Hesper<\/strong><\/td><td>740.000\u00a0\u20ac \u2013 1,14\u00a0Milliounen\u00a0\u20ac<\/td><td class=\"p-td-hi\">890.000\u00a0\u20ac<\/td><td>\u20ac9,545<\/td><td>90 m\u00b2<\/td><\/tr>\n            <tr><td><strong>Rescht vum Land<\/strong><\/td><td>485.000\u00a0\u20ac\u2013725.000\u00a0\u20ac<\/td><td class=\"p-td-hi\">588.000\u00a0\u20ac<\/td><td>\u20ac7,779<\/td><td>81 m\u00b2<\/td><\/tr>\n          <\/tbody><\/table>\n        <\/div>\n        <div>\n          <div class=\"p-pt-head\"><i class=\"ti ti-home\"><\/i> Haiser \u2014 Ufropr\u00e4isser Q1 2026<\/div>\n          <table class=\"p-table\"><thead><tr><th>Gebitt<\/th><th>Reechw\u00e4it<\/th><th>Median<\/th><th>\u20ac\/m\u00b2<\/th><th>Duerchschn\u00ebttlech Gr\u00e9isst<\/th><\/tr><\/thead><tbody>\n            <tr><td><strong>Stad<\/strong><\/td><td>1,20\u00a0Milliounen\u00a0\u20ac\u20132,85\u00a0Milliounen\u00a0\u20ac<\/td><td class=\"p-td-hi\">1,94 Milliounen Euro<\/td><td>\u20ac9,050<\/td><td>220 m\u00b2<\/td><\/tr>\n            <tr><td><strong>Hesper<\/strong><\/td><td>1,10\u00a0Milliounen\u00a0\u20ac\u20131,80\u00a0Milliounen\u00a0\u20ac<\/td><td class=\"p-td-hi\">1,45 Milliounen Euro<\/td><td>\u20ac7,903<\/td><td>191 m\u00b2<\/td><\/tr>\n            <tr><td><strong>Rescht vum Land<\/strong><\/td><td>779.000\u00a0\u20ac \u2013 1,20\u00a0Milliounen\u00a0\u20ac<\/td><td class=\"p-td-hi\">995.000\u00a0\u20ac<\/td><td>\u20ac5,653<\/td><td>176 m\u00b2<\/td><\/tr>\n          <\/tbody><\/table>\n          <p class=\"p-caption p-mt2\">Ufropr\u00e4isser vun \u00ebffentlechen Aggregatoren, 1. Quartal 2026. Verkaafspr\u00e4isser typescherweis 10\u201315% m\u00e9i niddreg.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"p-step-panel\">\n        <div class=\"p-step-label\"><div class=\"p-step-num\">2<\/div><div><div class=\"p-step-title\">Setzt \u00c4re komplette Budget fest<\/div><div class=\"p-step-subtitle\">Wat d&#039;Verkeefer froen, ass net dat wat Dir bezuelt<\/div><\/div><\/div>\n        <div class=\"p-white\">\n          <p style=\"font-size:11.5px;font-weight:700;margin-bottom:1.5mm;\">Neibau vs. existent Immobilie<\/p>\n          <p class=\"p-small\"><strong>Exist\u00e9ierend:<\/strong> Aschreiwungspflicht 7% + Transkriptioun 1% + Notaire ~1.2%.<\/p>\n          <p class=\"p-small p-mt2\"><strong>Neibau:<\/strong> D&#039;TVA 17% ersetzt d&#039;Aschreiwungssteier. Fir eng Haaptwunns\u00ebtz kann e reduz\u00e9ierte Satz vun 3% g\u00ebllen.<\/p>\n        <\/div>\n        <p style=\"font-size:11.5px;font-weight:700;margin-top:1mm;margin-bottom:1mm;\">Beispill \u2014 Akaf fir 800.000 \u20ac (bestinnend Immobilie)<\/p>\n        <div class=\"p-cost-list\">\n          <div>Aschreiwungsgeb\u00fchr (6%)<\/div><div class=\"p-cl-amount\">\u20ac48,000<\/div>\n          <div>Transkriptiounsk\u00e4schten (1%)<\/div><div class=\"p-cl-amount\">\u20ac8,000<\/div>\n          <div>Notairesk\u00e4schten (~1.2%)<\/div><div class=\"p-cl-amount\">\u20ac9,600<\/div>\n          <div>Agenturk\u00e4schten<\/div><div class=\"p-cl-amount\">Variabel<\/div>\n          <div class=\"p-cl-divider\"><\/div>\n          <div class=\"p-cl-strong\">Zw\u00ebschentotal<\/div><div class=\"p-cl-amount p-cl-strong\">~\u20ac65,600<\/div>\n          <div class=\"p-cl-credit\">B\u00ebllegen Akt Credit (2 Erwuessener, prim\u00e4r res.)<\/div><div class=\"p-cl-amount p-cl-credit\">\u221280.000\u00a0\u20ac<\/div>\n          <div class=\"p-cl-total p-cl-nb\">Nettok\u00e4schten iwwer dem Akafspr\u00e4is<\/div><div class=\"p-cl-amount p-cl-total p-cl-nb\">~0\u20ac\u201315.600\u20ac<\/div>\n        <\/div>\n        <p class=\"p-small p-mt2\">\n          <a href=\"https:\/\/zeas.immo\/lb\/buying-cost-calculator\/\" style=\"color:#FF5C0B;\">\u2192 K\u00e4schtekalkulator<\/a>\n          &nbsp;\u00b7&nbsp;\n          <a href=\"https:\/\/zeas.immo\/lb\/kaschte-fir-dacquisitioun-vun-immobilien-zu-letzebuerg-dei-komplett-opdeelung-2026\/\" style=\"color:#FF5C0B;\">\u2192 Komplett K\u00e4schtenopdeelung<\/a>\n        <\/p>\n      <\/div>\n    <\/div>\n    <div class=\"p-p2-bottom\">\n      <div class=\"p-step-panel\">\n        <div class=\"p-step-label\"><div class=\"p-step-num\">3<\/div><div><div class=\"p-step-title\">Virgenehmegung vun enger Hypoth\u00e9ik<\/div><div class=\"p-step-subtitle\">Virun \u00c4rer \u00e9ischter Besichtigung<\/div><\/div><\/div>\n        <div class=\"p-step-content\">\n          <div style=\"width:100%;\">\n            <ul class=\"p-p2-bottom\">\n              <li><strong>Approche 2\u20133 Banken<\/strong> ier Dir sicht. E schr\u00ebftleche Virautorisatiounsbr\u00e9if g\u00ebtt Iech Glafwierdegkeet wann Dir eng Offer maacht.<\/li>\n              <li><strong>Banken iwwerpr\u00e9iwen:<\/strong> d\u00e9i lescht 3 Pai-Zeechen, 2 Joer Steiererkl\u00e4rungen, existent Scholden, Spuerverlaf, Aart vum Aarbechtskontrakt.<\/li>\n              <li><strong>De LTV ass typescherweis 80%<\/strong> fir Awunner. Net-Awunner a Selbst\u00e4nneg solle mat m\u00e9i strenge Fuerderunge rechnen.<\/li>\n              <li><strong>Renovatioun am Budget separat.<\/strong> Banken l\u00e9inen op Basis vum Kafpr\u00e4is, net op geplangt Aarbechten.<\/li>\n            <\/ul>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div class=\"p-step-panel\" style=\"display:flex;flex-direction:column;justify-content:space-between;\">\n        <div class=\"p-step-label\"><div class=\"p-step-num\">4<\/div><div><div class=\"p-step-title\">Immobiliek\u00e4schterechner<\/div><div class=\"p-step-subtitle\">Kennt \u00c4r genee Zomm ier Dir eng Offer maacht<\/div><\/div><\/div>\n        <div style=\"flex:1;display:flex;flex-direction:column;justify-content:center;gap:3mm;margin-top:3mm;\">\n          <p style=\"font-size:12.5px;color:#444442;line-height:1.45;\">D&#039;K\u00e4schte fir e Kaf zu L\u00ebtzebuerg gi m\u00e9i w\u00e9i de Verkafspr\u00e4is - d&#039;Aschreiwungsgeb\u00fchr, d&#039;Notairek\u00e4schten an d&#039;Transkriptioun summ\u00e9iere sech s\u00e9ier. Benotzt eise gratis Rechner fir eng komplett K\u00e4schtenopdeelung ze kr\u00e9ien, ier Dir en Offer maacht.<\/p>\n          <a href=\"https:\/\/zeas.immo\/lb\/akafspraisrechner-luxemburg\/\" style=\"display:inline-flex;align-items:center;gap:2mm;background:#FF5C0B;color:#fff;font:700 13px &#039;Helvetica Neue&#039;,Arial,sans-serif;padding:3mm 5mm;border-radius:999px;text-decoration:none;align-self:flex-start;\">\n            <i class=\"ti ti-calculator\"><\/i> Meng Akaafsk\u00e4schte berechnen \u2192\n          <\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/main>\n  <footer class=\"contact-strip\">\n    <div class=\"contact-left\"><a class=\"contact-url\" href=\"https:\/\/zeas.immo\/lb\/\">www.zeas.immo<\/a><\/div>\n    <div class=\"contact-right\">\n      <div class=\"contact-item\"><i class=\"ti ti-phone\"><\/i><a href=\"tel:+352691624645\">+352 691 624 645<\/a><\/div>\n      <div class=\"contact-item\"><i class=\"ti ti-mail\"><\/i><a href=\"mailto:hello@zeas.immo\">hello@zeas.immo<\/a><\/div>\n    <\/div>\n  <\/footer>\n<\/section>\n\n<!-- PAGE 3 -->\n<section class=\"page\">\n  <header class=\"page-header\">\n    <a class=\"head-url\" href=\"https:\/\/zeas.immo\/lb\/\">www.zeas.immo<\/a>\n    <div class=\"head-right\">\n      <div class=\"head-meta\">\n        <div class=\"head-title\">W\u00e9i kaaft een Immobilie zu L\u00ebtzebuerg \u2014 Guide 2026<\/div>\n        <div class=\"head-sub\">De Prozess &amp; Z\u00e4itplang<\/div>\n      <\/div>\n      <div class=\"badge\">S\u00e4it 3 vun 4<\/div>\n    <\/div>\n  <\/header>\n  <main class=\"content-p3\">\n    <div style=\"display:flex;flex-direction:column;flex:1;min-height:0;padding-bottom:4mm;\">\n      <div class=\"p-kicker\" style=\"margin-bottom:2.5mm;\">De Kafprozess - 8 Schr\u00ebtt<\/div>\n      <div class=\"p-cards\">\n        <div class=\"p-step-card\"><div class=\"p-card-num\">01<\/div><i class=\"ti ti-calculator\"><\/i><h3>Setzt \u00c4re Budget fest<\/h3><p>Gesamtk\u00e4schten inklusiv all Steieren a K\u00e4schten - net n\u00ebmmen de Verkafspr\u00e4is.<\/p><a href=\"https:\/\/zeas.immo\/lb\/buying-cost-calculator\/\">\u2192 K\u00e4schtekalkulator<\/a><\/div>\n        <div class=\"p-step-card\"><div class=\"p-card-num\">02<\/div><i class=\"ti ti-building-bank\"><\/i><h3>Virautorisatioun kr\u00e9ien<\/h3><p>Schr\u00ebftleche Hypothekebr\u00e9if an der Hand virun \u00c4rer \u00e9ischter Besichtigung.<\/p><a href=\"https:\/\/zeas.immo\/lb\/immobilien-zu-letzebuerg-kafen\/\">\u2192 Hypothekenguide<\/a><\/div>\n        <div class=\"p-step-card\"><div class=\"p-card-num\">03<\/div><i class=\"ti ti-home-search\"><\/i><h3>Sich &amp; Auswiel<\/h3><p>Portaler plus Zougang ausserhalb vum Maart. Kontroll\u00e9iert d&#039;CPE-Klass op all Immobilie.<\/p><a href=\"https:\/\/zeas.immo\/lb\/exp-eegeschaften\/\">\u2192 L\u00ebschten duerchsichen<\/a><\/div>\n        <div class=\"p-step-card\"><div class=\"p-card-num\">04<\/div><i class=\"ti ti-file-search\"><\/i><h3>Due Diligence<\/h3><p>Titel, CPE, syndic K\u00e4schten, Genehmegungen, Miteigentumsregelen.<\/p><a href=\"https:\/\/zeas.immo\/lb\/prozess-vum-immobiliekaaf-zu-letzebuerg\/\">\u2192 Wat ze kontroll\u00e9ieren<\/a><\/div>\n        <div class=\"p-step-card\"><div class=\"p-card-num\">05<\/div><i class=\"ti ti-writing-sign\"><\/i><h3>Maacht eng Offer<\/h3><p>Benotzt vergl\u00e4ichbar Verkafspr\u00e4isser, net Ufropr\u00e4isser. Maacht all Konditioune schr\u00ebftlech.<\/p><a href=\"https:\/\/zeas.immo\/lb\/prozess-vum-immobiliekaaf-zu-letzebuerg\/\">\u2192 Verhandlungstipps<\/a><\/div>\n        <div class=\"p-step-card\"><div class=\"p-card-num\">06<\/div><i class=\"ti ti-file-description\"><\/i><h3>Verkafskompromiss<\/h3><p>Verbindleche Kontrakt. 10% Kautioun. \u00cbmmer eng Klausel iwwer d&#039;suspend\u00e9ierend Finanz\u00e9ierung enthalen.<\/p><a href=\"https:\/\/zeas.immo\/lb\/prozess-vum-immobiliekaaf-zu-letzebuerg\/\">\u2192 Wat et bedeit<\/a><\/div>\n        <div class=\"p-step-card\"><div class=\"p-card-num\">07<\/div><i class=\"ti ti-scale\"><\/i><h3>Notairesdokument<\/h3><p>Notaire \u00ebnnerschriwwen. Voll Bezuelung iwwerwisen. Schl\u00ebsselen iwwerreecht - selwechten Dag.<\/p><a href=\"https:\/\/zeas.immo\/lb\/prozess-vum-immobiliekaaf-zu-letzebuerg\/\">\u2192 Notairesprozess<\/a><\/div>\n        <div class=\"p-step-card\"><div class=\"p-card-num\">08<\/div><i class=\"ti ti-receipt-tax\"><\/i><h3>Steier &amp; Aschreiwung<\/h3><p>Ufro fir B\u00ebllegen Akt iwwer AED. Muss agereecht ginn - et g\u00ebtt net automatesch ugewannt.<\/p><a href=\"https:\/\/aed.gouvernement.lu\" target=\"_blank\" rel=\"noopener\">\u2192 Offiziell AED-Webs\u00e4it<\/a><\/div>\n      <\/div>\n    <\/div>\n    <div style=\"flex-shrink:0;\">\n      <div class=\"p-kicker\" style=\"margin-bottom:2.5mm;\">Typesch Z\u00e4itlinn<\/div>\n      <div class=\"p-timeline\">\n        <div class=\"p-tl-row\">\n          <div class=\"p-tl-item\"><div class=\"p-tl-dot\">1<\/div><h4>Budget festlee\u00ebn<\/h4><p>Woch 1<\/p><\/div>\n          <div class=\"p-tl-item\"><div class=\"p-tl-dot\">2<\/div><h4>Virgenehmegung<\/h4><p>Wochen 1\u20133<\/p><\/div>\n          <div class=\"p-tl-item\"><div class=\"p-tl-dot\">3<\/div><h4>Sich<\/h4><p>Wochen 2\u20138+<\/p><\/div>\n          <div class=\"p-tl-item\"><div class=\"p-tl-dot\">4<\/div><h4>Due Diligence<\/h4><p>1\u20132 Wochen<\/p><\/div>\n          <div class=\"p-tl-item\"><div class=\"p-tl-dot\">5<\/div><h4>Offer maachen<\/h4><p>Dag 0<\/p><\/div>\n          <div class=\"p-tl-item\"><div class=\"p-tl-dot\">6<\/div><h4>Komprom\u00ebss<\/h4><p>Wochen 1\u20133<\/p><\/div>\n          <div class=\"p-tl-item\"><div class=\"p-tl-dot\">7<\/div><h4>Notairesdokument<\/h4><p>Wochen 6\u201312<\/p><\/div>\n          <div class=\"p-tl-item\"><div class=\"p-tl-dot\">8<\/div><h4>Steier &amp; Schl\u00ebsselen<\/h4><p>De selwechten Dag<\/p><\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/main>\n  <footer class=\"contact-strip\">\n    <div class=\"contact-left\"><a class=\"contact-url\" href=\"https:\/\/zeas.immo\/lb\/\">www.zeas.immo<\/a><\/div>\n    <div class=\"contact-right\">\n      <div class=\"contact-item\"><i class=\"ti ti-phone\"><\/i><a href=\"tel:+352691624645\">+352 691 624 645<\/a><\/div>\n      <div class=\"contact-item\"><i class=\"ti ti-mail\"><\/i><a href=\"mailto:hello@zeas.immo\">hello@zeas.immo<\/a><\/div>\n    <\/div>\n  <\/footer>\n<\/section>\n\n<!-- PAGE 4 -->\n<section class=\"page\">\n  <header class=\"page-header\">\n    <a class=\"head-url\" href=\"https:\/\/zeas.immo\/lb\/\">www.zeas.immo<\/a>\n    <div class=\"head-right\">\n      <div class=\"head-meta\">\n        <div class=\"head-title\">W\u00e9i kaaft een Immobilie zu L\u00ebtzebuerg \u2014 Guide 2026<\/div>\n        <div class=\"head-sub\">Ier Dir \u00ebnnerschreift<\/div>\n      <\/div>\n      <div class=\"badge\">S\u00e4it 4 vun 4<\/div>\n    <\/div>\n  <\/header>\n  <main class=\"content-p4\">\n    <div class=\"p-kicker\" style=\"margin-bottom:2mm;\">Ier Dir \u00ebnnerschreift<\/div>\n    <div class=\"p-grid-3\" style=\"flex:1;min-height:0;\">\n      <div class=\"p-soft\" style=\"display:flex;flex-direction:column;gap:3mm;\">\n        <h3 class=\"p-h3\">Fir wien schafft \u00c4ren Agent?<\/h3>\n        <div class=\"p-icon-row\"><div class=\"p-icon-cell\"><i class=\"ti ti-user-dollar\"><\/i><\/div><div class=\"p-icon-text\"><strong>Standardagent = Verkeeferagent.<\/strong> Hir gesetzlech Pflicht l\u00e4it g\u00e9intiwwer der Persoun, d\u00e9i se agestallt huet \u2013 net g\u00e9intiwwer Iech. D\u00ebst ass d\u00e9i Standardregelung zu L\u00ebtzebuerg.<\/div><\/div>\n        <div class=\"p-icon-row\"><div class=\"p-icon-cell\"><i class=\"ti ti-alert-circle\"><\/i><\/div><div class=\"p-icon-text\"><strong>Net n\u00e9ideg fir Problemer ze mellen.<\/strong> Immobilieproblemer, Pr\u00e4is\u00ebnnerscheeder, Titelrisiken a strukturell M\u00e4ngel sinn \u00c4r Aufgab.<\/div><\/div>\n        <div class=\"p-icon-row\"><div class=\"p-icon-cell green\"><i class=\"ti ti-shield-check\"><\/i><\/div><div class=\"p-icon-text\"><strong>Onofh\u00e4ngege Keeferagent = \u00c4ren Agent.<\/strong> Vun Iech mandat\u00e9iert, vun Iech bezuelt. Verhandelt ausschliisslech an \u00c4rem Int\u00e9r\u00eat.<\/div><\/div>\n        <div class=\"p-icon-row\"><div class=\"p-icon-cell\"><i class=\"ti ti-clock\"><\/i><\/div><div class=\"p-icon-text\"><strong>Geschwindegkeet ass wichteg.<\/strong> E Keeferagent handelt m\u00e9i s\u00e9ier - virdru gepr\u00e9ift Kontakter, direkten Zougang vum Verkeefer, manner Versp\u00e9idungen.<\/div><\/div>\n        <div class=\"p-icon-row\"><div class=\"p-icon-cell\"><i class=\"ti ti-coin-euro\"><\/i><\/div><div class=\"p-icon-text\"><strong>Verhandlunge sinn Deel vum Service.<\/strong> Vergl\u00e4icht d&#039;Pr\u00e4isser mat de tats\u00e4chleche Verkafspr\u00e4isser a verhandelt den \u00cbnnerscheed.<\/div><\/div>\n        <p class=\"p-small\" style=\"margin-top:auto;\"><a href=\"https:\/\/zeas.immo\/lb\/agency-fees\/\" style=\"color:#FF5C0B;\">\u2192 W\u00e9i d&#039;Agenturgeb\u00fchren funktion\u00e9ieren<\/a><\/p>\n      <\/div>\n      <div class=\"p-soft\" style=\"display:flex;flex-direction:column;gap:3mm;\">\n        <h3 class=\"p-h3\">5 Saachen, d\u00e9i Dir sollt kontroll\u00e9ieren, ier Dir eng Offer maacht<\/h3>\n        <ul class=\"p-check-list\">\n          <li><span class=\"p-ck-num\">01<\/span><span class=\"p-ck-text\"><strong>Energiepass (CPE)<\/strong>Frot de komplette Certificat un. De Rating beaflosst \u00c4ren Hypothekarz\u00ebnssaz, \u00c4r lafend K\u00e4schten an \u00c4re zuk\u00fcnftege Wiederverkaafsw\u00e4ert.<\/span><\/li>\n          <li><span class=\"p-ck-num\">02<\/span><span class=\"p-ck-text\"><strong>Juristesch K\u00e4schten op Titel (Hypotheken)<\/strong>En Notaire kann iwwerpr\u00e9iwen, ob den Titel propper a fr\u00e4i vun net opgedeckte K\u00e4schten ass, ier Dir Iech engag\u00e9iert.<\/span><\/li>\n          <li><span class=\"p-ck-num\">03<\/span><span class=\"p-ck-text\"><strong>Co-ownership Regelen (r\u00e8glement de copropri\u00e9t\u00e9)<\/strong>Fir Appartementer: wat k\u00ebnnt Dir renov\u00e9ieren, verlounen oder \u00e4nneren?<\/span><\/li>\n          <li><span class=\"p-ck-num\">04<\/span><span class=\"p-ck-text\"><strong>Baugenehmigungen fir all Aarbechten<\/strong>Ubauten an \u00cbmbauunge brauchen d\u00e9i richteg Genehmegungen - si ginn zesumme mat der Immobilie op Iech iwwerdroen.<\/span><\/li>\n          <li><span class=\"p-ck-num\">05<\/span><span class=\"p-ck-text\"><strong>Ausstehend syndic K\u00e4schten<\/strong>Net bezuelte Miteigentumsk\u00e4schte ginn un den neie Bes\u00ebtzer weider. Frot \u00ebmmer no dem aktuellsten Auszuch vum Syndic.<\/span><\/li>\n        <\/ul>\n        <p class=\"p-small\" style=\"margin-top:auto;\"><a href=\"https:\/\/zeas.immo\/lb\/prozess-vum-immobiliekaaf-zu-letzebuerg\/\" style=\"color:#FF5C0B;\">\u2192 Komplett Due Diligence Guide<\/a><\/p>\n      <\/div>\n      <div class=\"p-soft\" style=\"display:flex;flex-direction:column;gap:3mm;background:#f5f3ef;\">\n        <h3 class=\"p-h3\">Steiermoossnamen, d\u00e9i richteg Sue spueren<\/h3>\n        <div class=\"p-tax-stack\" style=\"flex:1;\">\n          <div class=\"p-tax-box\">\n            <h3>Ass d\u00ebst \u00c4r \u00e9ischt Immobilie zu L\u00ebtzebuerg?<\/h3>\n            <div class=\"p-tax-amt\">40.000\u00a0\u20ac \u2013 80.000\u00a0\u20ac zr\u00e9ck<\/div>\n            <p>De B\u00ebllegen Akt-Kreditt g\u00ebtt 40.000\u00a0\u20ac pro Persoun fir d&#039;Aschreiwungsgeb\u00fchr fir eng Haaptwunns\u00ebtz. Bestuet oder \u00ebnner PACS? Dat sinn zesummen 80.000\u00a0\u20ac. Ufro iwwer AED \u2013 net automatesch.<\/p>\n            <p class=\"p-small p-mt2\"><a href=\"https:\/\/aed.gouvernement.lu\" style=\"color:#FF5C0B;\" target=\"_blank\" rel=\"noopener\">\u2192 Ufro iwwer AED (offiziell Webs\u00e4it)<\/a><\/p>\n          <\/div>\n          <div class=\"p-tax-box\">\n            <h3>Plangt Dir bannent 2 Joer ze verkafen?<\/h3>\n            <div class=\"p-tax-amt\">Kapitalgew\u00ebnn zum vollen Marginalsaz besteiert - bis zu 45.78%<\/div>\n            <p>E Verkaf bannent 2 Joer g\u00ebtt als spekulativen Gew\u00ebnn behandelt. Wann een et iwwer 2 Joer h\u00e4lt, f\u00e4llt de W\u00e4ert op ongef\u00e9ier 20\u201323%.<\/p>\n          <\/div>\n          <div class=\"p-tax-box\">\n            <h3>Ofzuch vun Hypothekarz\u00ebnsen<\/h3>\n            <div class=\"p-tax-amt\">Spuert bis zu 4.000 \u20ac\/Joer bei \u00c4rer Steiererkl\u00e4rung<\/div>\n            <p>D&#039;Hypothekarz\u00ebnsen op \u00c4r Haaptwunns\u00ebtz sinn steuerlech ofsetzbar. D&#039;Limit kl\u00ebmmt mat der Gr\u00e9isst vum Stot. Deklar\u00e9iert se all Joer.<\/p>\n            <p class=\"p-small p-mt2\"><a href=\"https:\/\/zeas.immo\/lb\/kaschte-fir-dacquisitioun-vun-immobilien-zu-letzebuerg-dei-komplett-opdeelung-2026\/\" style=\"color:#FF5C0B;\">\u2192 Vollst\u00e4nneg Steieropdeelung<\/a><\/p>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/main>\n  <footer class=\"contact-strip\">\n    <div class=\"contact-left\"><a class=\"contact-url\" href=\"https:\/\/zeas.immo\/lb\/\">www.zeas.immo<\/a><\/div>\n    <div class=\"contact-right\">\n      <div class=\"contact-item\"><i class=\"ti ti-phone\"><\/i><a href=\"tel:+352691624645\">+352 691 624 645<\/a><\/div>\n      <div class=\"contact-item\"><i class=\"ti ti-mail\"><\/i><a href=\"mailto:hello@zeas.immo\">hello@zeas.immo<\/a><\/div>\n    <\/div>\n  <\/footer>\n<\/section>\n\n<\/div><!-- \/print-guide -->\n\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>How to Buy Property in Luxembourg \u2014 Complete Guide 2026 \u00b7 zeas.immo Buyer&#8217;s guide \u00b7 Luxembourg \u00b7 2026 How to Buy Propertyin Luxembourg Costs \u00b7 market prices \u00b7 the full purchase process \u00b7 tax credits and due diligence \u2014 explained in plain language. Scroll to read \u2193 Contents 1 \u00b7 Understanding the market 2 \u00b7 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-50570","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/zeas.immo\/lb\/wp-json\/wp\/v2\/pages\/50570","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zeas.immo\/lb\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/zeas.immo\/lb\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/zeas.immo\/lb\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/zeas.immo\/lb\/wp-json\/wp\/v2\/comments?post=50570"}],"version-history":[{"count":3,"href":"https:\/\/zeas.immo\/lb\/wp-json\/wp\/v2\/pages\/50570\/revisions"}],"predecessor-version":[{"id":50651,"href":"https:\/\/zeas.immo\/lb\/wp-json\/wp\/v2\/pages\/50570\/revisions\/50651"}],"wp:attachment":[{"href":"https:\/\/zeas.immo\/lb\/wp-json\/wp\/v2\/media?parent=50570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}