Mortgage calculator details:

1. Total amount – property price
2. Down payment – your financial contribution to the project. Usually banks are requiring 20% or more
3. Interest rate – still fluctuating- we are using 3,71% as per June 2025
4. Loan terms – for how many years you want to take the home loan -usually 20-30 years
5. Home insurance – variable annual cost depending on the property. Placeholder – 1200 apartment , 2400-house