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Know your full acquisition budget before you make an offer. Registration duties, notary fees and VAT can add 8–13% on top of the asking price.
Tell us about the property you're buying so we can calculate the exact taxes and fees.
VEFA — Property Value Split
Land and completed construction → registration/transcription duties. Remaining construction → VAT.
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Estimated fees based on your inputs. Confirm exact amounts with your notary.
Market Context — Hesperange Commune
Estimate your mortgage based on down payment, interest rate and loan term.
Based on your acquisition cost. Adjust the inputs below to match your financing plan.
Loan Setup
Monthly Costs
Year-by-year breakdown of your mortgage payments, balance, and equity.
| Year | Interest paid | Principal paid | Mortgage balance | Home value | Home equity |
|---|
Property value projection is for illustrative purposes only and does not constitute a guarantee of future returns. Based on STATEC 2026 data and Investropa/BCL market analysis. Actual appreciation may vary significantly.
You've got the numbers — now let's find the right property at the right price. zeas.immo works exclusively for buyers, starting in Hesperange.
Luxembourg property transactions involve several layers of costs that go beyond the sale price. Here is what each one means:
Registration tax is charged by the state on the transfer of ownership. The standard rate is 6%, with an additional 1% transcription tax. First-time buyers purchasing a primary residence may qualify for the Bëllegen Akt credit of up to €40,000 per buyer — permanently in place since July 2025.
Notary fees are set by law and calculated as a percentage of the purchase price. They cover the legal preparation and registration of the deed and typically range between 1% and 1.5% of the transaction value.
VAT applies to new properties (VEFA) only. The standard rate is 17%, reduced to 3% for a primary residence on the construction portion still to be completed. The exact amount depends on the land share, construction progress, and how you intend to use the property. Existing properties are VAT-exempt — only registration and transcription duties apply.
You can check zeas.immo agency fees here. For a detailed breakdown of Luxembourg property buying costs, you can also refer to the Administration de l'Enregistrement, des Domaines et de la TVA (AED).
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