🏠 Buying Cost Calculator Luxembourg

Know your full buying budget before you make an offer.

Registration fees, notary charges and VAT can add 10–15% on top of the asking price.
Calculate your real cost in 30 seconds — free.

Property cost acquisition calculator

Your Property Details

Tell us about the property you're buying so we can calculate the exact taxes and fees.

Estimated State Taxes

Based on your inputs, here's a breakdown of registration, transcription and VAT costs.

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Estimated State Taxes

Based on your inputs, here's a breakdown of registration & transcription.

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New Property — Cost Overview

Your complete buying cost for a new property in Luxembourg, including taxes and all fees.

Total Acquisition Cost (€)

Your complete buying cost in Luxembourg — purchase price, taxes and all fees combined

Purchase Price (€)

The agreed sale price between you and the seller, excluding any taxes or fees.

State Taxes (€)

Total of taxes and duties charged by the Luxembourg state.

Bëllegen Akt Credit (€)

Tax credit deducted from your registration duty (max €40,000 per buyer)

Net Taxes Due (€)

State taxes after deducting your available tax credit

Professional fees (€)

Total notary, agency and valuation fees for this transaction.

Existing Property — Cost Overview

Your complete buying cost for a resale property in Luxembourg, including taxes and all fees

Total Acquisition Cost

Purchase price + all taxes + professional fees combined

Purchase Price (€)

The agreed sale price between you and the seller, excluding any taxes or fees.

State Taxes (€)

Total of taxes and duties charged by the Luxembourg state.

Bëllegen Akt Credit (€)

Tax credit deducted from your registration duty (max €40,000 per buyer)

Net Taxes Due (€)

State taxes after deducting your available tax credit.

Professional fees (€)

Total notary, agency and valuation fees for this transaction.

Ready to move forward? 🏡

You've got the numbers—now let's find your perfect property! Whether you need help with property search, negotiations, or legal paperwork, zeas.immo guides you through every step of your Luxembourg real estate journey.

Understanding your buying costs in Luxembourg

Luxembourg property transactions involve several layers of costs that go beyond the sale price. Here is what each one means:

Registration tax is charged by the state on the transfer of ownership. The standard rate is 6%, with an additional 1% transcription tax. First-time buyers purchasing a primary residence may qualify for a reduced rate or the Bëllegen Akt credit of up to €40,000 per buyer.

Notary fees are set by law and calculated as a percentage of the purchase price. They cover the legal preparation and registration of the deed and typically range between 1% and 1.5% of the transaction value.

VAT applies to new properties only. The standard rate is 17%, reduced to 3% for a primary residence on the construction portion of the value. The exact amount depends on the land share, construction progress, and how you intend to use the property.

You can check zeas.immo agency fees here

For a detailed breakdown of Luxembourg property buying costs, you can also refer to the Administration de l’Enregistrement, des Domaines et de la TVA

*All figures are estimates for guidance only. Final costs are determined by the notary office and may vary based on your specific situation. zeas.immo accepts no liability for differences between estimated and actual amounts.